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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.


« Last edited by Dani on July 30, 2024, 06:14:19 PM »

Author Topic: Chase Reconsideration  (Read 2651734 times)

Offline D93

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Re: Chase Reconsideration
« Reply #9760 on: February 24, 2016, 10:53:33 AM »
They'll allow the Ink to have less than $5k credit line?

Yes

Offline CS91

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Re: Chase Reconsideration
« Reply #9761 on: February 24, 2016, 10:54:49 AM »
Yes
Ah. Didn't realize that $5k minimum was just to approve but can be lowered after. Though hitting bonus with a $1k credit line would be a PITA.

Offline lela

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Re: Chase Reconsideration
« Reply #9762 on: February 24, 2016, 10:55:55 AM »
Signed up for BA and IP, got accepted for BA but IP declined bc too much credit with them. So I called rec and they asked me a few ques about my biz then he tells me that business is too new (half a year). So I asked if I can transfer credit from my other IP which I had for almost 2 years under a diff biz. Which he told me no.
Any ideas how to proceed?

Offline CS91

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Re: Chase Reconsideration
« Reply #9763 on: February 24, 2016, 10:56:26 AM »
Signed up for BA and IP, got accepted for BA but IP declined bc too much credit with them. So I called rec and they asked me a few ques about my biz then he tells me that business is too new (half a year). So I asked if I can transfer credit from my other IP which I had for almost 2 years under a diff biz. Which he told me no.
Any ideas how to proceed?
HUCA.

Offline lela

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Re: Chase Reconsideration
« Reply #9764 on: February 24, 2016, 10:59:23 AM »

Offline Venilla

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Re: Chase Reconsideration
« Reply #9765 on: February 24, 2016, 11:00:14 AM »
Ah. Didn't realize that $5k minimum was just to approve but can be lowered after. Though hitting bonus with a $1k credit line would be a PITA.
Do the spending on the UA card and you're done call them up to transfer 4K from the UA to the Ink.
I like vanilla but my name is Venilla.

Offline CS91

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Re: Chase Reconsideration
« Reply #9766 on: February 24, 2016, 11:02:59 AM »
Do the spending on the UA card and you're done call them up to transfer 4K from the UA to the Ink.
Aight, I'll give it a shot. Just waiting for someone to confirm that I'll be able to call up and have the pulls merged (i.e. one of them removed). Don't see why Chase Biz would be any different than pulls from other bank but just want to confirm.

Offline Zalc

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Re: Chase Reconsideration
« Reply #9767 on: February 24, 2016, 01:46:08 PM »
Does a Biz card (say IP) count against Chase's 2 cards per 30 day "policy"?
I'd like to open a Biz & 2 personal before the opportunity goes away.

Sorry if this was asked already.

Offline Ephraimh

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Re: Chase Reconsideration
« Reply #9768 on: February 24, 2016, 01:52:46 PM »
Does a Biz card (say IP) count against Chase's 2 cards per 30 day "policy"?
I'd like to open a Biz & 2 personal before the opportunity goes away.

Sorry if this was asked already.
It counts

Offline CS91

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Re: Chase Reconsideration
« Reply #9769 on: February 24, 2016, 01:54:44 PM »
It counts
When does the clock start? Date of application or approval?

Offline D93

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Re: Chase Reconsideration
« Reply #9770 on: February 24, 2016, 01:59:19 PM »
When does the clock start? Date of application or approval?

Approval.

Offline yossig

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Re: Chase Reconsideration
« Reply #9771 on: February 24, 2016, 02:05:19 PM »
Again, Amex has nothing to do with Chase.
Amex personal and business inquires are coded the same, hence they look like duplicates. Chase personal and business inquires are not coded the same, so the CRA's do not see them as duplicates.
If you still don't understand this, I'm not sure how else to explain it.
thanks for clarifying was missing that part. :)

Offline meme

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Re: Chase Reconsideration
« Reply #9772 on: February 24, 2016, 02:27:40 PM »

You can try and call and get it approved. Opinions defer as to call or not. I did and got mine approved.
Just called in and got approved. They grilled me about why so many apps recently :). They also transferred me to security verification, public records questions etc.     
Is that something new?

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9773 on: February 24, 2016, 02:51:37 PM »
Just called in and got approved. They grilled me about why so many apps recently :). They also transferred me to security verification, public records questions etc.     
Is that something new?
I had that recently as well just to get a new card sent

Offline Scmcodes

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Re: Chase Reconsideration
« Reply #9774 on: February 24, 2016, 03:49:14 PM »
spoke to chase many times and wont approve me to any personal or business card for since they see 9 hard pulls in the last year should I just stay away from chase for now or any way to clean my credit history? what's my best option?

Offline CS91

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Re: Chase Reconsideration
« Reply #9775 on: February 24, 2016, 03:50:57 PM »
spoke to chase many times and wont approve me to any personal or business card for since they see 9 hard pulls in the last year should I just stay away from chase for now or any way to clean my credit history? what's my best option?
You can't get pulls removed if they're legitmatite (unless you're merging pulls).

Offline Scmcodes

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Re: Chase Reconsideration
« Reply #9776 on: February 24, 2016, 03:52:39 PM »
You can't get pulls removed if they're legitmatite (unless you're merging pulls).
so stay away for awhile? unless there is another option?
also its all pulls not just chase that they are looking at!

Offline 12HRS

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Re: Chase Reconsideration
« Reply #9777 on: February 24, 2016, 03:59:46 PM »
Cant get chase to talk to my wife (2 calls), they keep saying they have 30 days to make a decision but all the info is there it just needs to work its way through the system.

I guess its time to wait for a while.

Offline Scmcodes

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Re: Chase Reconsideration
« Reply #9778 on: February 24, 2016, 04:29:56 PM »
You can't get pulls removed if they're legitmatite (unless you're merging pulls).
if the hard pull wasn't approved for the credit card anyway to get those removed?

Offline CS91

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Re: Chase Reconsideration
« Reply #9779 on: February 24, 2016, 04:35:14 PM »
if the hard pull wasn't approved for the credit card anyway to get those removed?
No. That's a legitimate pull. You applied for something. Whether you get approved or denied makes no difference.