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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2519944 times)

Offline talkitup90

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Re: Chase Reconsideration
« Reply #9980 on: March 12, 2016, 12:22:36 PM »

Not disputed, you could have them merged.

Oh, I didn't know you could get away with merging pulls (after requesting it) that are one day apart. That's actually great to know. Thanks!

Offline D93

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Re: Chase Reconsideration
« Reply #9981 on: March 12, 2016, 12:28:25 PM »
Oh, I didn't know you could get away with merging pulls (after requesting it) that are one day apart. That's actually great to know. Thanks!

You can actually do it for pulls that are up to 30 days apart.

Offline talkitup90

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Re: Chase Reconsideration
« Reply #9982 on: March 12, 2016, 12:34:11 PM »

You can actually do it for pulls that are up to 30 days apart.

Interesting... I would assume that merging pulls further apart (than 1) day gets increasingly difficult (specially without bending the truth perhaps). I wanted to do 2-3 Chase apps today before the new 5/24 rule kicks in, but was (am?) afraid that one or more of the apps may go to a pending state and not actually trigger a pull today - in which case I would end up with multiple pulls. Multi-day merging seems like a game-changer of sorts to me.

Reckon I should go for the 2-3 apps today and be able to get pulls merged if they're not all done today?

Offline D93

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Re: Chase Reconsideration
« Reply #9983 on: March 12, 2016, 12:36:52 PM »
Interesting... I would assume that merging pulls further apart (than 1) day gets increasingly difficult (specially without bending the truth perhaps). I wanted to do 2-3 Chase apps today before the new 5/24 rule kicks in, but was (am?) afraid that one or more of the apps may go to a pending state and not actually trigger a pull today - in which case I would end up with multiple pulls. Multi-day merging seems like a game-changer of sorts to me.

Reckon I should go for the 2-3 apps today and be able to get pulls merged if they're not all done today?

Chase pulls your report the day you apply and not after even if it's goes pending.

Offline eliraps

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Re: Chase Reconsideration
« Reply #9984 on: March 13, 2016, 08:53:26 AM »
How do you merge pulled several days apart? What do you tell them?

Offline D93

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Re: Chase Reconsideration
« Reply #9985 on: March 13, 2016, 09:02:06 AM »
How do you merge pulled several days apart? What do you tell them?

That it's a duplicate.

Offline Yhgfkj

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Re: Chase Reconsideration
« Reply #9986 on: March 13, 2016, 01:32:22 PM »
does the 5/24 rule apply to the "slate" card ?

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9987 on: March 13, 2016, 01:33:39 PM »
does the 5/24 rule apply to the "slate" card ?

Yes but like anything, at this point it is still YMMV so good luck. You'll need it if you are over 5/24.
Work hard, Play harder!

Offline tanipollak

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Re: Chase Reconsideration
« Reply #9988 on: March 14, 2016, 12:15:50 AM »
My wife just applied for the reg freedom last week and was approved online.. She just called in for the freedom unlimited and they said we would receive a response in 10 business days through the mail.. Does that mean she was declined? What else is there to do?

Offline CS91

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Re: Chase Reconsideration
« Reply #9989 on: March 14, 2016, 08:07:54 AM »
Just applied for Hyatt and got the pending message. When I call the automated system, it says the 2 week message (pending). Call or wait it out?

Offline yuguy

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Re: Chase Reconsideration
« Reply #9990 on: March 14, 2016, 08:13:10 AM »
Just applied for Hyatt and got the pending message. When I call the automated system, it says the 2 week message (pending). Call or wait it out?

Call so you can get a decision and move on to a second app  ;)

Offline CS91

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Re: Chase Reconsideration
« Reply #9991 on: March 14, 2016, 08:44:40 AM »
Note to self: don't call recon on a Monday morning. I've never spoken to someone so obnoxious. Oh, and she claims that "because the app is pending, I can't go into it now to approve or expedite the decision because that will just mess up the whole process so just wait 30 days for an answer."

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9992 on: March 14, 2016, 08:45:45 AM »
Note to self: don't call recon on a Monday morning. I've never spoken to someone so obnoxious. Oh, and she claims that "because the app is pending, I can't go into it now to approve or expedite the decision because that will just mess up the whole process so just wait 30 days for an answer."

HUCA.
Work hard, Play harder!

Offline CS91

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Re: Chase Reconsideration
« Reply #9993 on: March 14, 2016, 08:48:24 AM »
HUCA.
Obviously. Just can't stand when reps spew stupidity.

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9994 on: March 14, 2016, 08:49:42 AM »
Obviously. Just can't stand when reps spew stupidity.

That is not just a Monday morning thing.
Work hard, Play harder!

Offline CS91

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Re: Chase Reconsideration
« Reply #9995 on: March 14, 2016, 08:53:26 AM »
That is not just a Monday morning thing.
I know. I was referring to the obnoxiousness when I mentioned Monday morning.

Just HUCA'd and same response. Though this guy was a bit nicer. Maybe I'll just wait it out a bit. When people wait the app out, how long after submitting do they usually hear back?

Offline 12HRS

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Re: Chase Reconsideration
« Reply #9996 on: March 14, 2016, 09:11:44 AM »
Monday morning - an hour of sleep = ^

Offline PETERP

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Re: Chase Reconsideration
« Reply #9997 on: March 14, 2016, 03:10:44 PM »
Monday morning - an hour of sleep = ^

My Monday morning recon call , reversed a ten minute
Earlier denial so like most
things it's YMMV .

Offline oiseli48

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Re: Chase Reconsideration
« Reply #9998 on: March 14, 2016, 04:41:10 PM »
I'm on a call now, wow are they making me butcher up my income story

Offline 12HRS

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Re: Chase Reconsideration
« Reply #9999 on: March 14, 2016, 05:05:40 PM »
I'm on a call now, wow are they making me butcher up my income story

business?