Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2521013 times)

Offline Tzfas

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2011
  • Posts: 402
  • Total likes: 7
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #10060 on: March 17, 2016, 12:35:20 PM »
From all my HUCA today it seems that its best to call for personal cards right away, don't let it get declined, its much harder to push through or move credit to a card that's been declined.

Offline Iz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 7045
  • Total likes: 461
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10061 on: March 17, 2016, 01:52:04 PM »
I don't understand how HUCA could help; the rep knows about the previous calls, and just gets annoyed about the HUCA.

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5883
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Chase Reconsideration
« Reply #10062 on: March 17, 2016, 01:53:08 PM »
I don't understand how HUCA could help; the rep knows about the previous calls, and just gets annoyed about the HUCA.

YMMV. Not all reps reference prior calls. That is why some get cards approved after the fifth time. Following your logic HUCA never should be attempted which we know is not true.
Work hard, Play harder!

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4486
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #10063 on: March 17, 2016, 01:53:20 PM »
I don't understand how HUCA could help; the rep knows about the previous calls, and just gets annoyed about the HUCA.
Try another number

Offline Iz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 7045
  • Total likes: 461
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10064 on: March 17, 2016, 01:55:33 PM »
Try another number
I did, and she still knew.

Offline Iz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 7045
  • Total likes: 461
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10065 on: March 17, 2016, 01:56:29 PM »
YMMV. Following your logic HUCA never should be attempted AT CHASE which we know is not true.
...which is exactly my question.

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8136
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10066 on: March 17, 2016, 02:05:19 PM »
I don't understand how HUCA could help; the rep knows about the previous calls, and just gets annoyed about the HUCA.
There are worse things on life than having a Chase rep annoyed at you. Worst case scenario, you develope a terrible case on instant onset appendicitis and HU.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Iz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 7045
  • Total likes: 461
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10067 on: March 17, 2016, 02:07:27 PM »
There are worse things on life than having a Chase rep annoyed at you.
That's not the point. The point is, how could it help?

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5883
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Chase Reconsideration
« Reply #10068 on: March 17, 2016, 02:10:18 PM »
That's not the point. The point is, how could it help?

It has been proven 1000+ times that HUCA got the job done and the first rep that did not want to approve it was overturned by a second rep that approved it.
Work hard, Play harder!

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8136
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10069 on: March 17, 2016, 02:13:48 PM »
That's not the point. The point is, how could it help?
Because sometimes you get a rep who's nasty, and sometimes you get a rep who's great. That's why you HUCA.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Iz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 7045
  • Total likes: 461
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10070 on: March 17, 2016, 02:14:49 PM »
It has been proven 1000+ times that HUCA got the job done and the first rep that did not want to approve it was overturned by a second rep that approved it.
Because sometimes you get a rep who's nasty, and sometimes you get a rep who's great. That's why you HUCA.
Got it. 8)

Offline chbochur

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2015
  • Posts: 839
  • Total likes: 131
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10071 on: March 17, 2016, 03:06:08 PM »
good luck 2BM on biz card with chase is very tough but its possible IME i was denied multiple times for two biz cards
Just applied for two business inks called to get the status of both one got approved second was first denied then got overturned during the same initial call, the weird thing is the second card (which was first declined) got a higher credit limit then the first one

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25537
  • Total likes: 749
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Reconsideration
« Reply #10072 on: March 18, 2016, 02:49:36 PM »
Did 2BM for Marriott and Marriott Biz for Mrs. AJK.

Both pending. Did not call.

Personal approved for $30K and biz still pending.

For Marriott Biz, received notice in mail asking for proof of address of business. Sent in.

Also, applied for WN-P and WN-B. Let simmer.

Chase recon ended up calling me regarding WN-P. Approved.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline wiivile

  • DansDeals Copper Elite
  • *
  • Join Date: Dec 2015
  • Posts: 20
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10073 on: March 18, 2016, 04:44:31 PM »
Applied for Ink+ yesterday in-branch, the banker told me the application went pending but the banker called in to have it reviewed immediately. The analyst on the phone said she recommended approval but had to get a second approval. She then came back with a denial for having too many recent inquiries or accounts open. I have 4 cards open in the past 24 months, but they all were opened in the past 4 months.

I called reconsideration and explained I would reduce my personal credit lines with Chase ($30K credit lines total with about $60k reported income) because I didn't need that much. I said I wasn't applying for the Ink+ to get more credit, just to get the card. She said she had to send it for second review and would be notified within 2 weeks.

If I reduce my credit lines now, will that show up to whoever does second review at reconsideration? Or should I only offer to reduce my credit lines if I am declined again by second review?
« Last Edit: March 18, 2016, 04:52:04 PM by wiivile »

Offline pixi

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 1946
  • Total likes: 13
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10074 on: March 20, 2016, 02:18:59 PM »
If one of my 5 cards is a biz (amex) card will that be a issue?  Is it part of the 5/24 rule?
money doesn't talk......      it SCREAMS !

Offline mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 9773
  • Total likes: 1093
  • DansDeals.com Hat Tips 124
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Titanium Elite, AA EX PLAT, Jetblue Mosaic, Qatar Gold, United Silver
Re: Chase Reconsideration
« Reply #10075 on: March 20, 2016, 04:48:26 PM »
If one of my 5 cards is a biz (amex) card will that be a issue?  Is it part of the 5/24 rule?
no they are not able to see an Amex biz

Offline pixi

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 1946
  • Total likes: 13
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10076 on: March 20, 2016, 05:29:06 PM »
no they are not able to see an Amex biz
I hope your right..  Some sources say otherwise.
money doesn't talk......      it SCREAMS !

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4486
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #10077 on: March 20, 2016, 05:33:45 PM »
I hope your right..  Some sources say otherwise.
Source please

Offline Yhgfkj

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2013
  • Posts: 491
  • Total likes: 7
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Ny

Offline Good Times

  • Dansdeals Silver Elite
  • **
  • Join Date: Apr 2014
  • Posts: 89
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: brooklyn
Re: Chase Reconsideration
« Reply #10079 on: March 20, 2016, 08:26:08 PM »
They do see amex biz.
Rep told me over the phone.