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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374446 times)

Offline Zalc

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Re: Chase Reconsideration
« Reply #10280 on: April 11, 2016, 12:00:46 PM »
Anyone here ever do a Recon call together with your banker in branch?

How does it work?

What was the result?
Bump

Offline Zalc

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Re: Chase Reconsideration
« Reply #10281 on: April 11, 2016, 12:51:48 PM »
A banker applying helps my chances of preaproval? I was under the impression that the application itself is the same as online (with no option for mbm'img  ;) )
A banker can get it pushed through for you after 5/24

Offline CS91

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Re: Chase Reconsideration
« Reply #10282 on: April 11, 2016, 04:05:57 PM »
A banker can get it pushed through for you after 5/24
Not always. Speaking from personal experience.

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #10283 on: April 11, 2016, 04:10:17 PM »
Wife was approved for SW biz, when called for SW personal rep cited 5/24. Tried HUCA and rep noted we called earlier regarding same app and auto declined... Hoping HUCA in a few days will be more effective as I was really hoping for another companion pass

Offline Zalc

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Re: Chase Reconsideration
« Reply #10284 on: April 11, 2016, 04:42:22 PM »
Not always. Speaking from personal experience.
+1
Personal experience as well. :-(
But it gives you a fighting chance.

Offline E R K

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Re: Chase Reconsideration
« Reply #10285 on: April 11, 2016, 06:08:59 PM »
Wife was approved for SW biz, when called for SW personal rep cited 5/24. Tried HUCA and rep noted we called earlier regarding same app and auto declined... Hoping HUCA in a few days will be more effective as I was really hoping for another companion pass

Before they start talking try to tell them that you aren't looking for more credit, but want to move credit from 1 card to another, or close an underused card. Worked for me the first time.

Offline Zalc

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Re: Chase Reconsideration
« Reply #10286 on: April 11, 2016, 06:26:51 PM »
Before they start talking try to tell them that you aren't looking for more credit, but want to move credit from 1 card to another, or close an underused card. Worked for me the first time.
Tried that, got a brick wall, even with a banker on the line.

Good advice, but ymmv

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #10287 on: April 11, 2016, 06:37:16 PM »
Before they start talking try to tell them that you aren't looking for more credit, but want to move credit from 1 card to another, or close an underused card. Worked for me the first time.

did that, don't need more credit. more than happy to move 5k from a dif card... IME from my last chase apps and HUCAing multiple times in one day, waiting 2-3 days and HUCAing again has helped but YMMV.

Offline efflpetzel

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Re: Chase Reconsideration
« Reply #10288 on: April 14, 2016, 11:57:59 AM »
If I was recommended for approval, how long after will I find out if I was actually approved

Offline Hershelsdeals

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Re: Chase Reconsideration
« Reply #10289 on: April 14, 2016, 12:34:58 PM »
If I was recommended for approval, how long after will I find out if I was actually approved
They say two weeks, but it took me a few days

Offline efflpetzel

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Re: Chase Reconsideration
« Reply #10290 on: April 14, 2016, 04:18:41 PM »
They say two weeks, but it took me a few days
Just got a call back about an approval

Offline Hershelsdeals

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Re: Chase Reconsideration
« Reply #10291 on: April 14, 2016, 06:10:20 PM »
Just got a call back about an approval

Offline intgesh

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Re: Chase Reconsideration
« Reply #10292 on: April 14, 2016, 09:03:03 PM »
Is it a lost cause for me to attempt a SP or Freedom Unlimited app? I'm over 5/24, is there any hope of getting approved?

Offline Hershelsdeals

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Re: Chase Reconsideration
« Reply #10293 on: April 14, 2016, 09:13:14 PM »
Is it a lost cause for me to attempt a SP or Freedom Unlimited app? I'm over 5/24, is there any hope of getting approved?
Yes

Offline intgesh

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Re: Chase Reconsideration
« Reply #10294 on: April 14, 2016, 09:31:03 PM »
Yes
Yes its a lost cause, or yes there's a hope of getting approved? :D

Offline Hershelsdeals

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Re: Chase Reconsideration
« Reply #10295 on: April 14, 2016, 09:50:31 PM »
Yes its a lost cause, or yes there's a hope of getting approved? :D
Hope

Offline intgesh

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Re: Chase Reconsideration
« Reply #10296 on: April 14, 2016, 10:46:51 PM »
Is there a greater likelihood of getting approved for the Freedom than SP, because it's a lower-tier product? If I have one shot, is it better to try for the SP or Freedom? Obviously the SP has a much greater bonus, but is it harder to get approved than the Freedom or Freedom Unlimited?

Offline Zalc

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Re: Chase Reconsideration
« Reply #10297 on: April 14, 2016, 10:47:26 PM »

Offline Hershelsdeals

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Re: Chase Reconsideration
« Reply #10298 on: April 14, 2016, 11:04:28 PM »

Offline chinagel

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Re: Chase Reconsideration
« Reply #10299 on: April 14, 2016, 11:24:59 PM »