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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2399466 times)

Offline Shmelly

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Re: Chase Reconsideration
« Reply #360 on: December 05, 2011, 12:22:38 PM »
Any ideas for the below scenario?
My wife who has only fair credit applied for Slate (0% with free BTs) and was denied. In a case where you don't have a different Chase card to move CL over from, what sort of argument can you use with recon?
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline AsherO

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Re: Chase Reconsideration
« Reply #361 on: December 05, 2011, 12:24:22 PM »
Any ideas for the below scenario?

Long time banking relationship with Chase, and hyping/stressing anything positive on your credit report.
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Offline Shmelly

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Re: Chase Reconsideration
« Reply #362 on: December 05, 2011, 12:33:30 PM »
Long time banking relationship with Chase, and hyping/stressing anything positive on your credit report.
She has no relationship with Chase (her spouse does) and there is nothing positive on her report. Lost cause?
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline AsherO

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Re: Chase Reconsideration
« Reply #363 on: December 05, 2011, 01:13:13 PM »
She has no relationship with Chase (her spouse does) and there is nothing positive on her report. Lost cause?

Plead? Tell them income is high enough to warrant approval and say that even a small credit line will suffice (better than nothing now that credit pull was already done)?
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Offline Shmelly

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Re: Chase Reconsideration
« Reply #364 on: December 05, 2011, 01:17:23 PM »
True. Any problem with me calling masquerading as her? Or will they let me call on her behalf as her husband. (I have a very deep voice, she has a very feminine name).
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline good sam

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Re: Chase Reconsideration
« Reply #365 on: December 05, 2011, 01:21:23 PM »
True. Any problem with me calling masquerading as her? Or will they let me call on her behalf as her husband. (I have a very deep voice, she has a very feminine name).
Is it a common english name or hebrew? My wife has a feminine sounding Jewish name.  I call up with no problem. 
If you don't care why would you comment?
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Online smurf

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Re: Chase Reconsideration
« Reply #366 on: December 05, 2011, 01:22:39 PM »
True. Any problem with me calling masquerading as her? Or will they let me call on her behalf as her husband. (I have a very deep voice, she has a very feminine name).
they will probably ask her to authorize you to speak on her behalf

Offline Shmelly

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Re: Chase Reconsideration
« Reply #367 on: December 05, 2011, 01:23:22 PM »
Hebrew name and english name are both Sarah. No way I can pull that off.
they will probably ask her to authorize you to speak on her behalf
I'll give this a try. Thanks!
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline good sam

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Re: Chase Reconsideration
« Reply #368 on: December 05, 2011, 01:27:21 PM »
Just pronounce it serAH. It could be indian or something
If you don't care why would you comment?
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Offline AJK

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Re: Chase Reconsideration
« Reply #369 on: December 05, 2011, 01:28:09 PM »
Don't masquerade or do the above.

As mentioned, just have your wife authorize you to speak. I've done this many times.
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Re: Chase Reconsideration
« Reply #370 on: December 05, 2011, 01:42:29 PM »
Don't masquerade or do the above.

As mentioned, just have your wife authorize you to speak. I've done this many times.
me too. too many times in fact. It gets very annoying having to get authorization every time

Offline joeb1

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Re: Chase Reconsideration
« Reply #371 on: December 05, 2011, 01:45:37 PM »
Don't masquerade or do the above.

As mentioned, just have your wife authorize you to speak. I've done this many times.


for recon also?

Offline AJK

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Re: Chase Reconsideration
« Reply #372 on: December 05, 2011, 02:00:05 PM »

for recon also?

See title of thread.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline joeb1

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Re: Chase Reconsideration
« Reply #373 on: December 05, 2011, 04:29:50 PM »
 :P

Offline interested

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Re: Chase Reconsideration
« Reply #374 on: December 05, 2011, 08:10:23 PM »
has anyone had any luck with reconsideration, when asking them to approve a Chase CC if you close a Citi CC.

Offline AJK

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Re: Chase Reconsideration
« Reply #375 on: December 05, 2011, 08:18:58 PM »
has anyone had any luck with reconsideration, when asking them to approve a Chase CC if you close a Citi CC.

Pretty sure that's not going to work for a number of reasons.
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Offline AsherO

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Re: Chase Reconsideration
« Reply #376 on: December 05, 2011, 08:27:17 PM »
Pretty sure that's not going to work for a number of reasons.

+100, not happening.
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Offline arch

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Re: Chase Reconsideration
« Reply #377 on: December 05, 2011, 09:55:27 PM »
I was denied for a Chase sapphire card 31 days ago and I forgot to call within the 30 days! Does anyone know if I have a chance with Recon?
Learner-Churner or Churner-Learner?

Offline joeb1

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Re: Chase Reconsideration
« Reply #378 on: December 05, 2011, 10:37:08 PM »
putpac cant hurt

Offline Shmelly

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Re: Chase Reconsideration
« Reply #379 on: December 05, 2011, 11:05:10 PM »
Update: My wife called and authorized me to speak on her behalf. Request was granted without a problem for the next 24 hours. I asked the rep to please reconsider as the only negative mark on her CR was due to a reporting mistake by BoA (true story). She agreed to approve the card with a $500 CL.

In a sense of her needing this card to boost her credit it was a successful call, but considering I was opening the card for the 0% APR with free BTs its pretty much useless.

I asked the rep to give a higher line but she said that's all she can do. She advised me to use the full CL for the next 5 months, pay the balance in full each time, and then call to request an increase. Has anyone had success with this before? Do we really need to wait that long?
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss