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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1405621 times)

Offline Mr. CC

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Re: Chase Reconsideration
« Reply #10425 on: July 07, 2016, 05:33:35 PM »
any recent reports of the two week message meaning declined?
applied while on the phone rep said declined because 24 month rule, automated still says 2 weeks

Offline normathej

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Re: Chase Reconsideration
« Reply #10426 on: July 12, 2016, 03:51:38 PM »
Got a "too many inquiries" denial on new chase united card.  However, I only had 4 credit pulls in the past 24 months - this was my fifth.  Any way to argue this?

Offline David Smith

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Re: Chase Reconsideration
« Reply #10427 on: July 12, 2016, 03:55:27 PM »
Got a "too many inquiries" denial on new chase united card.  However, I only had 4 credit pulls in the past 24 months - this was my fifth.  Any way to argue this?
You called them up, and they said too many inquiries on the phone?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline talkitup90

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Re: Chase Reconsideration
« Reply #10428 on: July 12, 2016, 09:59:53 PM »
any recent reports of the two week message meaning declined?
applied while on the phone rep said declined because 24 month rule, automated still says 2 weeks

Interested as well. The automated line says all of my apps are pending / will hear back in "2 weeks". From what I've read "2 weeks" is a good sign. Don't know if I should call or not. I only applied for cards not under the 5/24 rule.

Offline normathej

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Re: Chase Reconsideration
« Reply #10429 on: July 12, 2016, 10:13:31 PM »
You called them up, and they said too many inquiries on the phone?

I sent a secure message from my chase banking/credit card account. Calling will make the difference?

Offline Yitzshpitz

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Re: Chase Reconsideration
« Reply #10430 on: July 12, 2016, 10:26:17 PM »
I sent a secure message from my chase banking/credit card account. Calling will make the difference?

For reconsideration I have found sm to be useless. (To get  an offer matched its great) They usually tell you to call back during recon hours. Calling just takes a bunch of HUCA

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Re: Chase Reconsideration
« Reply #10431 on: July 13, 2016, 10:00:56 PM »
Got a "too many inquiries" denial on new chase united card.  However, I only had 4 credit pulls in the past 24 months - this was my fifth.  Any way to argue this?
You do realize "too many inquiries" is a classic denial reason, which can be HUCAd, and does not necessarily mean 5/24
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Offline beirush228

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Re: Chase Reconsideration
« Reply #10432 on: July 14, 2016, 02:53:12 PM »
Any one actually get lucky with Chase standard denial of too many cards open in the last 24 months.

Its my first card with chase, got declined because of too many cards (9 individual, altogether 16 with AU). I escalated and was told that its set in stone cannot change no matter what. 770+ credit no late payments or outstanding debts.. Didn't want any reasons or excuses..

Can anyone post a real time story with how they did it??

Offline normathej

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Re: Chase Reconsideration
« Reply #10433 on: July 18, 2016, 11:52:30 PM »
How many days from application / receipt of denial letter do I have to contact recon?

Offline TimT

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Re: Chase Reconsideration
« Reply #10434 on: July 18, 2016, 11:54:22 PM »
How many days from application / receipt of denial letter do I have to contact recon?
30 days IIRC

Offline shulem92

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Re: Chase Reconsideration
« Reply #10435 on: July 25, 2016, 04:29:04 PM »
is there a special line for recon if I have over 10k in savings/checking? or do I have to speak to a banker in branch?

Offline TimT

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Re: Chase Reconsideration
« Reply #10436 on: July 25, 2016, 04:32:20 PM »
is there a special line for recon if I have over 10k in savings/checking? or do I have to speak to a banker in branch?
Try the banker

Offline shulem92

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Re: Chase Reconsideration
« Reply #10437 on: August 07, 2016, 12:13:31 PM »
Try the banker
How long after seeing the banker (and faxing in the form) can I expect results? Do I call the same number to see what the automated voice says? Or do I just have to sit this one out and wait for snail mail....

Offline greatdeals

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Re: Chase Reconsideration
« Reply #10438 on: August 08, 2016, 08:39:30 AM »
how long does it usually change from 2 weeks to either declined or approved?

Offline greatdeals

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Re: Chase Reconsideration
« Reply #10439 on: August 08, 2016, 11:13:27 AM »
did anyone receive this message when calling
not yet available please allow 30 days for response
this morning it said will be notified in 2 weeks
does this mean denied?