Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2375322 times)

Offline DaveInLA

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Re: Chase Reconsideration
« Reply #10540 on: September 02, 2016, 12:34:45 AM »
Look in the WIKI of this tread

Interesting. The wiki has a different phone number than the one I've been calling (888-338-2586). This number says I'll be notified within 30 days, while the number in the wiki says 2 weeks.

Offline deltastubs

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Re: Chase Reconsideration
« Reply #10541 on: September 02, 2016, 01:00:17 AM »
I submitted a SR application on 8/29. I called recon. who mentioned that multiple account have been opened....they where able to approve the application when I mentioned that 7/8 where AU's. After much nudging from Dan & others, I took the plunge and applied for the Marriot...initially I got 7-10 day  shpeel. I called recon. today, and it they rep. reviewed account submitted a recommendation for reconsideration. He told me it has to be reviewed by a more senior lender, but he expects it to go through. He said I will get a letter in one to two weeks. Is that the common procedure? I'm used to them approving (or not) while still on the phone...
Had the same thing CSR + fairmont, way over 5/24, said about recommending for fairmont 3 days later still nothing...

Offline Zevwolf

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Re: Chase Reconsideration
« Reply #10542 on: September 04, 2016, 01:55:40 PM »
I called 1-888-270-2127 they told me to call 800-290-1316. which department is that number?

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #10543 on: September 04, 2016, 02:45:22 PM »
Just spoke w/ chase about being reconsidered again for CSR. They told me I was at 8/24 at time of application (somehow my IHG isn't showing on my credit report otherwise it would be 9/24). My CSP just turned 24 months making me 7/24 when she reviewed it today and another turning 24 months in 2 weeks. My Amex SPG Biz is showing up on my personal report though. Is there anyway to get that to not report on my personal if I applied using SS#? If that gets removed I'll be at exactly 5/24 by their account.

Offline Azis Papa

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Re: Chase Reconsideration
« Reply #10544 on: September 04, 2016, 04:06:07 PM »
Just spoke w/ chase about being reconsidered again for CSR. They told me I was at 8/24 at time of application (somehow my IHG isn't showing on my credit report otherwise it would be 9/24). My CSP just turned 24 months making me 7/24 when she reviewed it today and another turning 24 months in 2 weeks. My Amex SPG Biz is showing up on my personal report though. Is there anyway to get that to not report on my personal if I applied using SS#? If that gets removed I'll be at exactly 5/24 by their account.
What does that get you?  Isn't 5/24 the limit?

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #10545 on: September 04, 2016, 07:58:26 PM »
What does that get you?  Isn't 5/24 the limit?

Want to be as close to 5/24 as possible next recon call. Hoping the fact that I'm CPC will help as well.

Offline YOSSI170

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Re: Chase Reconsideration
« Reply #10546 on: September 05, 2016, 08:59:48 AM »
Is recon open today?

Offline David Smith

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Re: Chase Reconsideration
« Reply #10547 on: September 05, 2016, 09:08:15 AM »
Is recon open today?
They told me yesterday they would be.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline YOSSI170

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Re: Chase Reconsideration
« Reply #10548 on: September 05, 2016, 09:10:59 AM »
They told me yesterday they would be.
Tnx

Offline rileywiles23

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Re: Chase Reconsideration
« Reply #10549 on: September 05, 2016, 11:16:50 AM »
Is recon open today?
Yes. Just spoke to them.
Life is as good as you make it...

Offline henche

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Re: Chase Reconsideration
« Reply #10550 on: September 05, 2016, 12:32:47 PM »
If I call the status line and it says I'll be notified in 30 days. What does that mean?

Offline DaveInLA

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Re: Chase Reconsideration
« Reply #10551 on: September 06, 2016, 01:17:12 AM »
I applied and was rejected on 8/22 and was flat-out rejected for 5/24. I then got CPC and called recon on 8/26 and they said they would reconsider my app for this reason. When I call recon 800-432-3117 now, it says "decision in about 2 weeks." It's 2 weeks now, still no update. When I call another recon number 888-338-2586, it says 30 days. Hopefully it doesn't take 30 days.

Offline David Smith

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Re: Chase Reconsideration
« Reply #10552 on: September 06, 2016, 01:18:42 AM »
Where did the wiki for this thread go?
Nowhere
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ranhan429

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Re: Chase Reconsideration
« Reply #10553 on: September 06, 2016, 01:50:41 AM »
Got hard denial for 5/24 (in Israel so can't get pre-approval). My address listed is CT. My parents sent me rejection letter and it said based on credit report from experian. Does this mean this is the only credit bureau they are pulling in CT for me?
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Offline shulem92

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Re: Chase Reconsideration
« Reply #10554 on: September 06, 2016, 01:57:23 AM »
Got hard denial for 5/24 (in Israel so can't get pre-approval). My address listed is CT. My parents sent me rejection letter and it said based on credit report from experian. Does this mean this is the only credit bureau they are pulling in CT for me?
Check the wiki on the proper thread (paging TimT) or check the other CB's urself to see if there was a pull

ETA: here http://forums.dansdeals.com/index.php?topic=6373.msg0.msg#0 and the wiki doesn't mention CT :(

Offline ranhan429

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Re: Chase Reconsideration
« Reply #10555 on: September 06, 2016, 02:00:12 AM »
Check the wiki on the proper thread (paging TimT) or check the other CB's urself to see if there was a pull
Can't pull CR since don't have a free way other than the standard one 1x a year, which I save and spread out throughout the year.

Found this post which also confirms that experian in CT (and lists all the other states). Don't know what "experian 4" means.

http://www.doctorofcredit.com/knowledge-base/which-credit-bureau-does-chase-pull/

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Offline shulem92

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Re: Chase Reconsideration
« Reply #10556 on: September 06, 2016, 02:01:27 AM »
Can't pull CR since don't have a free way other than the standard one 1x a year, which I save and spread out throughout the year.

Found this post which also confirms that experian in CT (and lists all the other states). Don't know what "experian 4" means.

http://www.doctorofcredit.com/knowledge-base/which-credit-bureau-does-chase-pull/
Creditkarma is free, it'll show u if u had a pull on the other reports. IME its instant

Offline ranhan429

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Re: Chase Reconsideration
« Reply #10557 on: September 06, 2016, 02:03:24 AM »
Creditkarma is free, it'll show u if u had a pull on the other reports. IME its instant
Great thanks! I never had to do this since my credit is excellent and was always approved for new ccs before 5/24 :(

ETA: "Credit Karma™ is exclusively partnered with TransUnion."
http://www.thesimpledollar.com/best-free-credit-report-site/
« Last Edit: September 06, 2016, 02:22:32 AM by ranhan429 »
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Offline shulem92

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Re: Chase Reconsideration
« Reply #10558 on: September 06, 2016, 02:24:37 AM »
Great thanks! I never had to do this since my credit is excellent and was always approved for new ccs before 5/24 :(

ETA: "Credit Karma™ is exclusively partnered with TransUnion."
http://www.thesimpledollar.com/best-free-credit-report-site/
They also have Equifax if I recall correctly

Offline ranhan429

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Re: Chase Reconsideration
« Reply #10559 on: September 06, 2016, 02:29:06 AM »
They also have Equifax if I recall correctly
Need experian though... trying to clean up all the AUs and maybe non AUs in the CT household... :) cough cough 5/24

I know we are getting off topic here but can't seem to find a place to access experian CR for free and often
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