Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1448910 times)

Offline ranhan429

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2013
  • Posts: 958
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Tel Aviv ya habbibi
Re: Chase Reconsideration
« Reply #10560 on: September 06, 2016, 02:03:24 AM »
Creditkarma is free, it'll show u if u had a pull on the other reports. IME its instant
Great thanks! I never had to do this since my credit is excellent and was always approved for new ccs before 5/24 :(

ETA: "Credit Karmaô is exclusively partnered with TransUnion."
http://www.thesimpledollar.com/best-free-credit-report-site/
« Last Edit: September 06, 2016, 02:22:32 AM by ranhan429 »
כפרות על כפרה

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2960
  • Total likes: 103
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Chase Reconsideration
« Reply #10561 on: September 06, 2016, 02:24:37 AM »
Great thanks! I never had to do this since my credit is excellent and was always approved for new ccs before 5/24 :(

ETA: "Credit Karmaô is exclusively partnered with TransUnion."
http://www.thesimpledollar.com/best-free-credit-report-site/
They also have Equifax if I recall correctly

Offline ranhan429

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2013
  • Posts: 958
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Tel Aviv ya habbibi
Re: Chase Reconsideration
« Reply #10562 on: September 06, 2016, 02:29:06 AM »
They also have Equifax if I recall correctly
Need experian though... trying to clean up all the AUs and maybe non AUs in the CT household... :) cough cough 5/24

I know we are getting off topic here but can't seem to find a place to access experian CR for free and often
כפרות על כפרה

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2960
  • Total likes: 103
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Chase Reconsideration
« Reply #10563 on: September 06, 2016, 02:30:51 AM »
Need experian though... trying to clean up all the AUs and maybe non AUs in the CT household... :) cough cough 5/24

I know we are getting off topic here but can't seem to find a place to access experian CR for free and often
Experian.com costs 1$
(Make sure to cancel within 7 days)
There's a thread about this too... ;)

Offline ranhan429

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2013
  • Posts: 958
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Tel Aviv ya habbibi
Re: Chase Reconsideration
« Reply #10564 on: September 06, 2016, 02:47:19 AM »
Experian.com costs 1$
(Make sure to cancel within 7 days)
There's a thread about this too... ;)
1$ Everytime even after canceling and the re-requesting? Cool. Can u link thread?
כפרות על כפרה

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8286
  • Total likes: 203
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10565 on: September 06, 2016, 02:50:08 AM »
Need experian though... trying to clean up all the AUs and maybe non AUs in the CT household... :) cough cough 5/24

I know we are getting off topic here but can't seem to find a place to access experian CR for free and often
Go to Experian, click dispute, enter info, and you'll be able to view your report. No need to actually file the dispute.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ranhan429

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2013
  • Posts: 958
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Tel Aviv ya habbibi
Re: Chase Reconsideration
« Reply #10566 on: September 06, 2016, 03:01:39 AM »
Go to Experian, click dispute, enter info, and you'll be able to view your report. No need to actually file the dispute.
Love it. Thanks!!!!!
כפרות על כפרה

Offline eli1571

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2009
  • Posts: 2126
  • Total likes: 6
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #10567 on: September 06, 2016, 10:13:47 AM »
wiki says If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

My message is we will notify you 30 days, What does that mean ?

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8286
  • Total likes: 203
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10568 on: September 06, 2016, 10:23:34 AM »
wiki says If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

My message is we will notify you 30 days, What does that mean ?
Hasn't been reviewed yet. If you're still hearing that after 3 days, call for verification.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline eli1571

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2009
  • Posts: 2126
  • Total likes: 6
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #10569 on: September 06, 2016, 10:29:36 AM »
Hasn't been reviewed yet. If you're still hearing that after 3 days, call for verification.
worth calling now already ?
or any reason to wait 3 days ?

Offline DaveInLA

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 502
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10570 on: September 07, 2016, 12:24:53 PM »
I applied and was rejected on 8/22 and was flat-out rejected for 5/24. I then got CPC and called recon on 8/26 and they said they would reconsider my app for this reason. When I call recon 800-432-3117 now, it says "decision in about 2 weeks." It's 2 weeks now, still no update. When I call another recon number 888-338-2586, it says 30 days. Hopefully it doesn't take 30 days.

I called reconsideration to see if there was anything I could do to expedite this, and the agent said that on 8/29 (a little over a week ago), the recon department sent it over for final review, with a recommendation for approval. He said this process can take another couple of weeks. I didn't push the agent I spoke with to see if he could expedite it or try to approve me on the spot, as it seems first level already recommended approval. However, I do remember in the past the first line agent was able to get approval on the same day when he recommended approval. Should I have said anything different to the agent? Also, I haven't seen any reports of rejection by the 2nd line agent when the first line recon agent recommended approval. Are there any datapoints of that happening?

Offline tanipollak

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2013
  • Posts: 228
  • Total likes: 1
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Houston/ Yeshiva University
Re: Chase Reconsideration
« Reply #10571 on: September 08, 2016, 12:45:57 AM »
My wife just called after being declined for too many cards in past 2 years.. she has 2 of her own and 4 being AUís. First rep told her they AUís cant be removed so we aske for manager and the manager asked questions and reconsidered it but said the underwriting is completed but we need to speak with verification. Verification isnít opened now so what should my wife say tomorrow to them and what are they going to ask?

Offline danzz72

  • Dansdeals Silver Elite
  • **
  • Join Date: Jul 2014
  • Posts: 79
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10572 on: September 08, 2016, 12:20:38 PM »
i just applied and got this message for chase sapphire reserve "We need to review your application a little longer.

We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application." is that the same message as the wiki for being declined ?

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4505
  • Total likes: 82
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #10573 on: September 08, 2016, 12:22:05 PM »
i just applied and got this message for chase sapphire reserve "We need to review your application a little longer.

We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application." is that the same message as the wiki for being declined ?
No

Offline danzz72

  • Dansdeals Silver Elite
  • **
  • Join Date: Jul 2014
  • Posts: 79
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10574 on: September 08, 2016, 12:28:20 PM »
No

so what should i expect ? is it a 5/24 issue ? moving CL ? call them in a day or two ? more likely than not to get approved?