Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2396717 times)

Offline Zalc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1785
  • Total likes: 157
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase Reconsideration
« Reply #10800 on: November 26, 2016, 08:24:43 PM »


A person who has only low-limit cards in his own name is also unlikely to be granted a 100% higher CL by Chase for the person's very first Chase card. That's also reality.
-1. From experience.


Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10801 on: November 26, 2016, 08:33:23 PM »
Which wasn't?

I guess we can add "ad hominem" to the list of basic concepts you don't understand.

Sad!

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10802 on: November 26, 2016, 08:35:07 PM »

It does sound dumb. Are you dumb? Where did you even hear of such a dumb idea?

Take it up with David Smith, who decided it would be a good idea to resurrect an old off-topic discussion in this thread.

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10803 on: November 26, 2016, 08:37:35 PM »
This is based on what? Your experience at CB?

Among other things, it's based on the words spoken by the Chase rep(s) in the situation being discussed.

What is it with you people? Is it really that hard to stay on topic?

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10804 on: November 26, 2016, 08:39:17 PM »
-1. From experience.

Exceptions to a rule help to prove the rule.

I didn't say say it never happened; I said it was rare — which it is.

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1884
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10805 on: November 26, 2016, 08:39:36 PM »
Among other things, it's based on the words spoken by the Chase rep(s) in the situation being discussed.

What is it with you people? Is it really that hard to stay on topic?
Don't ever listen to the reps and I know you should have learned that at CB. When you make claims that don't sound right you are going to get challenged on them.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Online aygart

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2008
  • Posts: 17554
  • Total likes: 14525
  • DansDeals.com Hat Tips 14
    • View Profile
    • Lower Watt Energy Brokers
  • Programs: www.lowerwatt.com
Re: Chase Reconsideration
« Reply #10806 on: November 26, 2016, 08:40:00 PM »
I guess we can add "ad hominem" to the list of basic concepts you don't understand.

Sad!
It is not like you have shown a high level of understanding of that or anything else on this forum.
Feelings don't care about your facts

Online aygart

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2008
  • Posts: 17554
  • Total likes: 14525
  • DansDeals.com Hat Tips 14
    • View Profile
    • Lower Watt Energy Brokers
  • Programs: www.lowerwatt.com
Re: Chase Reconsideration
« Reply #10807 on: November 26, 2016, 08:40:42 PM »
Among other things, it's based on the words spoken by the Chase rep(s) in the situation being discussed.

What is it with you people? Is it really that hard to stay on topic?
HUCA
Feelings don't care about your facts

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1884
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10808 on: November 26, 2016, 08:41:10 PM »
Exceptions to a rule help to prove the rule.

I didn't say say it never happened; I said it was rare — which it is.
It is not rare. It is common with the new CSR card. I have had three family members with no Chase cards, thin credit file and all get 28.5k CL's.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10809 on: November 26, 2016, 08:41:36 PM »
Don't ever listen to the reps and I know you should have learned that at CB. When you make claims that don't sound right you are going to get challenged on them.

LOL. I guess the Chase reps who continually shot down the recon under discussion are idiots who don't know what they're doing. If only they had read DDF more ...

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1884
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10810 on: November 26, 2016, 08:42:26 PM »
LOL. I guess the Chase reps who continually shot down the recon under discussion are idiots who don't know what they're doing. If only they had read DDF more ...
Exceptions to a rule help to prove the rule.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10811 on: November 26, 2016, 08:42:52 PM »
It is not rare. It is common with the new CSR card. I have had three family members with no Chase cards, thin credit file and all get 28.5k CL's.

They got $28.5 CLs after being rejected and attempting recon four or five times?

Sure, they did.

Online aygart

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2008
  • Posts: 17554
  • Total likes: 14525
  • DansDeals.com Hat Tips 14
    • View Profile
    • Lower Watt Energy Brokers
  • Programs: www.lowerwatt.com
Re: Chase Reconsideration
« Reply #10812 on: November 26, 2016, 08:43:15 PM »
LOL. I guess the Chase reps who continually shot down the recon under discussion are idiots who don't know what they're doing. If only they had read DDF more ...
That is the reason to call back. This way you can get one who did.
Feelings don't care about your facts

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1884
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10813 on: November 26, 2016, 08:43:32 PM »
They got $28.5 CLs after being rejected and attempting recon four or five times?

Sure, they did.
No they were auto approved.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10814 on: November 26, 2016, 08:43:38 PM »
It is not like you have shown a high level of understanding of that or anything else on this forum.

LOL.

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10815 on: November 26, 2016, 08:45:25 PM »
No they were auto approved.

LOL. This entire discussion is about RECON.

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1884
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10816 on: November 26, 2016, 08:46:48 PM »
LOL.
If you have knowledge of the way credit works share it but not with the attitude I am right and everyone else is wrong. HUCA is one of the most powerful tools we have at our disposal. It has been shown to work thousands of times.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1884
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10817 on: November 26, 2016, 08:47:32 PM »
LOL. This entire discussion is about RECON.
Your statement about the highest CL wasn't.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Online aygart

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2008
  • Posts: 17554
  • Total likes: 14525
  • DansDeals.com Hat Tips 14
    • View Profile
    • Lower Watt Energy Brokers
  • Programs: www.lowerwatt.com
Re: Chase Reconsideration
« Reply #10818 on: November 26, 2016, 08:49:27 PM »
LOL.
Of your 150 or so posts at this time 75% are attacking someone and the rest are baseless assurances that the expense of everyone here is untrue. Go live in your bubble. Enjoy.
Feelings don't care about your facts

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 587
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10819 on: November 26, 2016, 08:50:30 PM »
If you have knowledge of the way credit works share it but not with the attitude I am right and everyone else is wrong. HUCA is one of the most powerful tools we have at our disposal. It has been shown to work thousands of times.

There's no such thing as "power of HUCA." If you've been shot down four or five times, your odds of success on recon call #6 or #10 are slim to none.