Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1619846 times)

Offline jsk173

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Re: Chase Reconsideration
« Reply #10920 on: November 28, 2016, 07:21:51 PM »
There *is* no "power of HUCA." Either you make your case or you don't, but there's nothing magical about call #5 or call #10 as opposed to call #2.

Some of you people talk like one's odds of success *increase* with each HUCA call, which is pure nonsense.

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #10921 on: November 28, 2016, 07:27:20 PM »
There *is* no "power of HUCA." Either you make your case or you don't, but there's nothing magical about call #5 or call #10 as opposed to call #2.
First rep reviews the app, tells me I'm denied, nothing she can do. Call again, review the app, approved. This whole scenario happened twice already to me over the past week, nothing to do with making my case better to the second rep. If you don't want to go through the hassle of calling back after the first reported tells you there's nothing they can do then fine, but don't presume to say that calling again after you made your case already won't work. I'm not saying that after a few times your chances are high but it's still possible to get approved even after 3, 5, even 12 calls according to one DP. Nobody said there's anything magical about any number call, it's about lacking out and getting the right rep. Sometimes that happens quickly, sometimes it may take a while.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline jsk173

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Re: Chase Reconsideration
« Reply #10922 on: November 28, 2016, 07:34:32 PM »
First rep reviews the app, tells me I'm denied, nothing she can do. Call again, review the app, approved. This whole scenario happened twice already to me over the past week, nothing to do with making my case better to the second rep. If you don't want to go through the hassle of calling back after the first reported tells you there's nothing they can do then fine, but don't presume to say that calling again after you made your case already won't work. I'm not saying that after a few times your chances are high but it's still possible to get approved even after 3, 5, even 12 calls according to one DP. Nobody said there's anything magical about any number call, it's about lacking out and getting the right rep. Sometimes that happens quickly, sometimes it may take a while.

LOL. Nothing in there contradicts anything I've ever posted here. I never, ever suggested someone should quit after one call.

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #10923 on: November 28, 2016, 07:36:11 PM »
LOL. Nothing in there contradicts anything I've ever posted here. I never, ever suggested someone should quit after one call.
Great then we agree, keep calling after getting told there's nothing they can do even if the chances aren't extremely high that you'll get approved.  :)
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline TAVI

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Re: Chase Reconsideration
« Reply #10924 on: November 28, 2016, 07:37:21 PM »
First rep reviews the app, tells me I'm denied, nothing she can do. Call again, review the app, approved. This whole scenario happened twice already to me over the past week, nothing to do with making my case better to the second rep. If you don't want to go through the hassle of calling back after the first reported tells you there's nothing they can do then fine, but don't presume to say that calling again after you made your case already won't work. I'm not saying that after a few times your chances are high but it's still possible to get approved even after 3, 5, even 12 calls according to one DP. Nobody said there's anything magical about any number call, it's about lacking out and getting the right rep. Sometimes that happens quickly, sometimes it may take a while.

this is totally accurate from my experience as well. making the right argument counts for something for sure, but getting the right rep is really what matters in most cases.

I've had several instances where the clarity and quality of my argument clearly worsened in the later HUCAs due to frustration or other factors, but the HUCA was successful because i got a lenient rep.

Offline jsk173

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Re: Chase Reconsideration
« Reply #10925 on: November 28, 2016, 07:39:41 PM »
Great then we agree, keep calling after getting told there's nothing they can do even if the chances aren't extremely high that you'll get approved.  :)

That's essentially what I said to the lady in question last week, yet you and some others went nuts.

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #10926 on: November 28, 2016, 07:54:28 PM »
That's essentially what I said to the lady in question last week, yet you and some others went nuts.
Actually you said to go get some other credit somewhere else and then try again later because there was no way she was gonna get approved when I was saying that it's still possible to get approved so don't stop calling.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline jsk173

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Re: Chase Reconsideration
« Reply #10927 on: November 28, 2016, 08:25:47 PM »
Actually you said to go get some other credit somewhere else and then try again later because there was no way she was gonna get approved when I was saying that it's still possible to get approved so don't stop calling.

Nope. I said getting a $10,000+ credit line elsewhere was more likely to be successful than recon call #5 or #10, especially after she mentioned that she had sort of boxed herself in with the recon reps, who were referring to notes on the app. I never insisted she should stop calling.

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #10928 on: November 28, 2016, 08:27:41 PM »
Nope. I said getting a $10,000+ credit line elsewhere was more likely to be successful than recon call #5 or #10, especially after she mentioned that she had sort of boxed herself in with the recon reps, who were referring to notes on the app.
True, filling out the credit history will definitely help getting approvals in the future, the point was not to give up now just because the reps are giving you a hard time, it's still possible someone can push it through.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline jsk173

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Re: Chase Reconsideration
« Reply #10929 on: November 28, 2016, 08:31:41 PM »
True, filling out the credit history will definitely help getting approvals in the future, the point was not to give up now just because the reps are giving you a hard time, it's still possible someone can push it through.

Sure. Again, for about the tenth time, I never said it was impossible succeed on recon call #5 or #10.

Offline aygart

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Re: Chase Reconsideration
« Reply #10930 on: November 28, 2016, 08:33:51 PM »
Sure. Again, for about the tenth time, I never said it was impossible succeed on recon call #5 or #10.
What percent chance of approval would you consider to make it worthwhile to call?
Feelings don't care about your facts

Offline rileywiles23

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Re: Chase Reconsideration
« Reply #10931 on: November 28, 2016, 08:40:13 PM »
This is starting to feel like elementary school all over again.
Life is as good as you make it...

Offline jsk173

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Re: Chase Reconsideration
« Reply #10932 on: November 28, 2016, 08:40:44 PM »
What percent chance of approval would you consider to make it worthwhile to call?

Everyone's time is valued differently. I sure as hell wouldn't go through 10 Chase recon grillings as a first-time Chase customer when I could simply apply for some other card and then try again with Chase a week or two later.

The person in question was supposedly at 0/24. It's not like this was an emergency.

Offline David Smith

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Re: Chase Reconsideration
« Reply #10933 on: November 28, 2016, 08:42:40 PM »
Everyone's time is valued differently. I sure as hell wouldn't go through 10 Chase recon grillings as a first-time Chase customer when I could simply apply for some other card and then try again with Chase a week or two later.
Two week old cards in your report won't help you.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline jsk173

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Re: Chase Reconsideration
« Reply #10934 on: November 28, 2016, 08:44:00 PM »
Two week old cards in your report won't help you.

For someone whose biggest credit flaw is that he has no cards in his own name above a $5,000 CL, they will.

Offline David Smith

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Re: Chase Reconsideration
« Reply #10935 on: November 28, 2016, 08:44:52 PM »
For someone whose biggest credit flaw is that he has no cards in his own name above a $5,000 CL, they will.
Are you talking from experience?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline jsk173

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Re: Chase Reconsideration
« Reply #10936 on: November 28, 2016, 08:46:42 PM »
Are you talking from experience?

Yes. And with Chase, too.

Offline tov hashem

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Re: Chase Reconsideration
« Reply #10937 on: November 28, 2016, 09:39:13 PM »
No luck for CSR since 13/24 :(.  They offered me product change on a existing account should I do that?
your car warranty is about to expire!!

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #10938 on: November 28, 2016, 09:53:47 PM »
No luck for CSR since 13/24 :(.  They offered me product change on a existing account should I do that?
Not unless you want the card without the sign up bonus.
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Re: Chase Reconsideration
« Reply #10939 on: November 28, 2016, 09:59:41 PM »
Rep told me she is recommending approval, but they have to send it up for final approval. How long before I can call again to confirm it was actually approved?