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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2410202 times)

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11180 on: January 13, 2017, 04:41:25 PM »
Update: I called recon twice and each time they said no because of lack of credit history. Should I just give up or can HUCA help for that? It seems like a basic denial to me.
Never give up, especially after two calls, if next rep says same thing, escalate to a senior lending officer.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline EER

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Re: Chase Reconsideration
« Reply #11181 on: January 15, 2017, 01:04:25 AM »
My wife got the 7-10 message for Reserve, Preferred, and United, before I call recon I wanted to know if shifting some of my credit limit to my wife to get het approved is an option at all or not?

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11182 on: January 15, 2017, 01:05:31 AM »
My wife got the 7-10 message for Reserve, Preferred, and United, before I call recon I wanted to know if shifting some of my credit limit to my wife to get het approved is an option at all or not?
No
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline EER

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Re: Chase Reconsideration
« Reply #11183 on: January 15, 2017, 01:16:07 AM »
No
Thanks! What are the questions they might ask me before I call? (She's not 5/24, and I closed her AU card a few days ago)

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11184 on: January 15, 2017, 11:48:41 AM »
Ok. Got offical rejection letter on all 3 chase applications that i did via 3bm, reason: too many CC opened in last 2 years.
Now i suppose to be off 5/24 already, since first card out of the 5 was opened jan.2015.
Maybe i gota wait till feb. To get into 4/24.
 Question: to get best chance out of recon. Should i call now to recon. An if declined call again in feb.? Or better off calling  only in feb. When ill sure be 4/24?

Online mochjas

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Re: Chase Reconsideration
« Reply #11185 on: January 15, 2017, 12:47:48 PM »
Ok. Got offical rejection letter on all 3 chase applications that i did via 3bm, reason: too many CC opened in last 2 years.
Now i suppose to be off 5/24 already, since first card out of the 5 was opened jan.2015.
Maybe i gota wait till feb. To get into 4/24.
 Question: to get best chance out of recon. Should i call now to recon. An if declined call again in feb.? Or better off calling  only in feb. When ill sure be 4/24?
yes you have to wait until Neil February to be 4/24

Offline EER

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Re: Chase Reconsideration
« Reply #11186 on: January 15, 2017, 01:20:18 PM »
I was denied because my highest credit limit is 4.5k and the reserve has a minimum of 10k, I don't have any Chase cards to shift the limit from. I huca already 5 times and everyone declined me, my question is is it worth trying again and again or its a waste of time?

Offline PETERP

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Re: Chase Reconsideration
« Reply #11187 on: January 15, 2017, 02:24:40 PM »
I was denied because my highest credit limit is 4.5k and the reserve has a minimum of 10k, I don't have any Chase cards to shift the limit from. I huca already 5 times and everyone declined me, my question is is it worth trying again and again or its a waste of time?

Is your entire household income higher than what you
put on the application? Hint
« Last Edit: January 15, 2017, 04:30:21 PM by PETERP »

Offline EER

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Re: Chase Reconsideration
« Reply #11188 on: January 15, 2017, 04:49:16 PM »
Is your entire household income higher than what you
put on the application? Hint
no I put in the application the compete household income

Offline PETERP

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Re: Chase Reconsideration
« Reply #11189 on: January 15, 2017, 04:53:23 PM »
no I put in the application the compete household income

Are you sure you included all
your income. Higher income
might increase your chances .

Offline EER

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Re: Chase Reconsideration
« Reply #11190 on: January 15, 2017, 05:15:05 PM »
Are you sure you included all
your income. Higher income
might increase your chances .
it's because the highest cc limit is 4.5k. Can I tell them that I'm using my husband's cards for purchases but am not liable to pay them? (He has a lot of limit, but I don't want them to consider it for 5/24) will that help they should approve?

Offline PETERP

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Re: Chase Reconsideration
« Reply #11191 on: January 15, 2017, 07:21:12 PM »
it's because the highest cc limit is 4.5k. Can I tell them that I'm using my husband's cards for purchases but am not liable to pay them? (He has a lot of limit, but I don't want them to consider it for 5/24) will that help they should approve?

He has a high total CL and you have 4.5 K and you used the TOTAL of both your incomes as annual Income and they will not extend more to reach the 10K needed .
HUCA again


Offline EER

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Re: Chase Reconsideration
« Reply #11192 on: January 15, 2017, 09:19:42 PM »
He has a high total CL and you have 4.5 K and you used the TOTAL of both your incomes as annual Income and they will not extend more to reach the 10K needed .
HUCA again
That's right, I used both incomes and they wouldn't approve. But I told them that I don't use the au cards because I didn't want them to consider it for 5/24, can I tell them that I use it but I'm not liable to pay for it? Would that help?

Online Eliyohu

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Re: Chase Reconsideration
« Reply #11193 on: January 15, 2017, 10:01:51 PM »


Update: I called recon twice and each time they said no because of lack of credit history. Should I just give up or can HUCA help for that? It seems like a basic denial to me.

Had same issue of lack of history huca'd six times and got approved


Offline davidch

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Re: Chase Reconsideration
« Reply #11194 on: January 16, 2017, 10:50:20 AM »
Did anyone have any luck getting accepted to a chase card after getting five cards in last two years...
And if yeh, any tips of how?

Offline as2

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Re: Chase Reconsideration
« Reply #11195 on: January 16, 2017, 11:02:48 AM »
Did anyone have any luck getting accepted to a chase card after getting five cards in last two years...
And if yeh, any tips of how?
CPC
Memories last forever, make them while you can.

Offline jsk173

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Re: Chase Reconsideration
« Reply #11196 on: January 16, 2017, 06:49:20 PM »
CPC is reportedly dead as a 5/24 bypass. In-branch approvals are the only way right now.

Offline as2

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Re: Chase Reconsideration
« Reply #11197 on: January 16, 2017, 06:50:24 PM »
CPC is dead as a 5/24 bypass. In-branch approvals are the only way right now.
Care to quote a source on that, I know a few people who it has worked for...
Memories last forever, make them while you can.

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11198 on: January 16, 2017, 06:51:12 PM »
Care to quote a source on that, I know a few people who it has worked for...
Pretty much the general consensus now, how long ago did it work for people you know?
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline as2

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Re: Chase Reconsideration
« Reply #11199 on: January 16, 2017, 06:52:40 PM »
Pretty much the general consensus now, how long ago did it work for people you know?
I don't know exactly. I'll follow up. IIRC it was within the past few months
Memories last forever, make them while you can.