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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2398716 times)

Offline bubbles

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Re: Chase Reconsideration
« Reply #960 on: March 05, 2012, 09:22:09 PM »
Meaning what?

My card changed and they started reporting the limit awhile ago

Offline gozalim

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Re: Chase Reconsideration
« Reply #961 on: March 05, 2012, 09:22:30 PM »
The Sapphire Preferred is a NPSL card? What?

They've never given me anything over a 5k limit for any Visa Signature card with them until now.
correction, confused with CO OPP.
offending post removed.

Offline ae123

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Re: 3 bm with chase
« Reply #962 on: March 05, 2012, 10:52:05 PM »
I did a 3bm (Chase) on Feb. 29 (SP Visa, CO, & United) and was denied all three. (Because of to many applications).
I called recon. and got Sapphire approved. (They took $5000 credit from an existing card).
I called an hour later and got CO approved.(They again took $5000 credit from an existing card).
I waited a few days and called to get United approved and was told there is no way they can approve 3 new cards. I offered closing another account (Sapphire WMC) and/or shifting credit, to no avail.
I called again the same day and was told quite strongly that I was already told no by another rep., and I can't call twice in one day.
Any advice? Thanks!

Offline JEWDA

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Re: 3 bm with chase
« Reply #963 on: March 05, 2012, 10:59:42 PM »
I did a 3bm (Chase) on Feb. 29 (SP Visa, CO, & United) and was denied all three. (Because of to many applications).
I called recon. and got Sapphire approved. (They took $5000 credit from an existing card).
I called an hour later and got CO approved.(They again took $5000 credit from an existing card).
I waited a few days and called to get United approved and was told there is no way they can approve 3 new cards. I offered closing another account (Sapphire WMC) and/or shifting credit, to no avail.
I called again the same day and was told quite strongly that I was already told no by another rep., and I can't call twice in one day.
Any advice? Thanks!
Check out chase reconsideration thread.
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Offline ae123

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Re: Chase Reconsideration
« Reply #964 on: March 05, 2012, 11:06:06 PM »
I did, and couldn't find anyone else with my situation.

Offline AsherO

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Re: Chase Reconsideration
« Reply #965 on: March 06, 2012, 12:10:57 AM »
I just mean to say that Chase has allowed me to go over my limit considerably.

That might not have anything to do with NPSL. I've got my SP at double the $5k (now that Amex shut me down), and Chase is still letting me swipe. I've paid some off at the $6k point, but my available remained at $0 and I've spent another $3-5k since.
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Offline AJK

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Re: Chase Reconsideration
« Reply #966 on: March 06, 2012, 09:51:09 AM »
That might not have anything to do with NPSL. I've got my SP at double the $5k (now that Amex shut me down), and Chase is still letting me swipe. I've paid some off at the $6k point, but my available remained at $0 and I've spent another $3-5k since.

A good data point, but how does that show that the CSP is not NPSL?
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Offline AsherO

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Re: Chase Reconsideration
« Reply #967 on: March 06, 2012, 05:34:52 PM »
A good data point, but how does that show that the CSP is not NPSL?

Mine shows a $5,000 CL, can it still be NPSL?
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Offline Jkhein

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Re: Chase Reconsideration
« Reply #968 on: March 06, 2012, 05:42:20 PM »
Mine shows a $5,000 CL, can it still be NPSL?
Yes, the 5k is just a credit line not credit limit, meaning you can go over but must pay that part in full by the due date.

Offline AsherO

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Re: Chase Reconsideration
« Reply #969 on: March 06, 2012, 05:43:35 PM »
Yes, the 5k is just a credit line not credit limit, meaning you can go over but must pay that part in full by the due date.

Is there anything on my statement that indicates one way or another?
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Offline HelpMe

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Re: Chase Reconsideration
« Reply #970 on: March 06, 2012, 05:47:34 PM »
Yes, the 5k is just a credit line not credit limit, meaning you can go over but must pay that part in full by the due date.
Many did this with the AARP card and charging more in one month that the stated credit limit is the reason they gave for the card being shut down.
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Offline ae123

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Re: 3 bm with chase
« Reply #971 on: March 06, 2012, 06:45:05 PM »
I did a 3bm (Chase) on Feb. 29 (SP Visa, CO, & United) and was denied all three. (Because of to many applications).
I called recon. and got Sapphire approved. (They took $5000 credit from an existing card).
I called an hour later and got CO approved.(They again took $5000 credit from an existing card).
I waited a few days and called to get United approved and was told there is no way they can approve 3 new cards. I offered closing another account (Sapphire WMC) and/or shifting credit, to no avail.
I called again the same day and was told quite strongly that I was already told no by another rep., and I can't call twice in one day.
Any advice? Thanks!

Well, I called recon again today and got the 3rd card approved by closing my Sapphire WMC!
Before I get chided for talking to myself, I'm writing to help the next guy/gal who may be in a similar situation.

Offline Jkhein

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Re: Chase Reconsideration
« Reply #972 on: March 06, 2012, 06:57:23 PM »
Is there anything on my statement that indicates one way or another?
Dont have a statement in from of me right now, but perhaps if it says available credit "line" instead of credit "limit" than its an indication. If not a quick phonecall to the really great SP CS will confirm it to you, the same way as they did to me, and it sounded as its a standard with all of these cards.

Offline AsherO

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Re: Chase Reconsideration
« Reply #973 on: March 06, 2012, 07:07:22 PM »
Dont have a statement in from of me right now, but perhaps if it says available credit "line" instead of credit "limit" than its an indication. If not a quick phonecall to the really great SP CS will confirm it to you, the same way as they did to me, and it sounded as its a standard with all of these cards.

It's called a "Credit Access Line". I'm quite confident it's not an NPSL (Charge) card, since it doesn't require payment in full, it has the regular minimum payment due verbiage, and only requires a small fraction of the statement balance to be paid in full by the due date.
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Offline Chaikel

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Re: Chase Reconsideration
« Reply #974 on: March 06, 2012, 07:12:30 PM »
I'm quite confident it's not an NPSL (Charge) card, since it doesn't require payment in full
I don't believe those are dependent of each other
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Offline AsherO

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Re: Chase Reconsideration
« Reply #975 on: March 06, 2012, 07:14:44 PM »
I don't believe those are dependent of each other

So if it has a CL, and doesn't require pmt in full, in what sense is it an NPSL? Just that they allow me to go over the CL? IIRC Amex credit allows it too.
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Chase Reconsideration
« Reply #976 on: March 06, 2012, 07:24:41 PM »
So if it has a CL, and doesn't require pmt in full, in what sense is it an NPSL? Just that they allow me to go over the CL? IIRC Amex credit allows it too.

The SP used to be a NPSL in the sense that the CL was unofficial and wasn't reported to the CBs but that has changed

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Re: Chase Reconsideration
« Reply #977 on: March 06, 2012, 07:29:03 PM »
The SP used to be a NPSL in the sense that the CL was unofficial and wasn't reported to the CBs but that has changed
Didn't Chase change their policy so now all CC's report the CL?
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Offline Chaikel

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Re: Chase Reconsideration
« Reply #978 on: March 06, 2012, 07:40:06 PM »
So if it has a CL, and doesn't require pmt in full, in what sense is it an NPSL? Just that they allow me to go over the CL? IIRC Amex credit allows it too.
The CL is the amount of revolving credit available, anything over that must be paid by bill due date. I believe it is stated somewhere on Chase's site

EDIT: yup it's on the bottom of the "My Accounts" page
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Re: Chase Reconsideration
« Reply #979 on: March 06, 2012, 07:42:19 PM »
Dont have a statement in from of me right now, but perhaps if it says available credit "line" instead of credit "limit" than its an indication. If not a quick phonecall to the really great SP CS will confirm it to you, the same way as they did to me, and it sounded as its a standard with all of these cards.


I hear ya . Good data point for future reference

Thanks