Author Topic: Chase Reconsideration (Read 2722969 times)

regolife · « **Reply #12380 on:** May 13, 2019, 12:00:24 PM »

Applied for Ink Preferred 5/13 as sole proprietorship. Some DPs below.
As reported by others, received the message “We have received your request for a Chase credit card. We'll let you know our decision as soon as possible. You will be notified in writing within 30 days.” (Ultimately, this meant approval.)

Called the old reconsideration #s for business and personal. Also as reported by others, couldn't get anywhere on automatic phone system w/o a reference # (which was not provided in immediate online response) or by entering last 4 digits of a Chase card. Used the last 4 of a different Chase card and got to Lending Services.

1st Lending Services rep verified me and tried to transfer me to Review Dept. This only took me back to original menu, from where I reached Lending Services. 2nd rep stayed on the phone and directly transferred me to Review Dept. I was told that the direct number is now 877 260 0087. I haven't tried it out.

Verification Dept. put me on hold to review application. Came back and said application approved without needing to move CL or anything else. I did have to move CLs for the UA personal card in March, so a little surprised. Maybe has to do w/ this being a business application instead of a personal one. Lastly, got transferred to CS to request expedited shipping. No problem, they should deliver w/n 1-2 business days.

Naftuli19 · « **Reply #12381 on:** May 13, 2019, 12:53:14 PM »

Quote from: regolife on May 13, 2019, 12:00:24 PM

Applied for Ink Preferred 5/13 as sole proprietorship. Some DPs below.
As reported by others, received the message “We have received your request for a Chase credit card. We'll let you know our decision as soon as possible. You will be notified in writing within 30 days.” (Ultimately, this meant approval.)

Called the old reconsideration #s for business and personal. Also as reported by others, couldn't get anywhere on automatic phone system w/o a reference # (which was not provided in immediate online response) or by entering last 4 digits of a Chase card. Used the last 4 of a different Chase card and got to Lending Services.

1st Lending Services rep verified me and tried to transfer me to Review Dept. This only took me back to original menu, from where I reached Lending Services. 2nd rep stayed on the phone and directly transferred me to Review Dept. I was told that the direct number is now 877 260 0087. I haven't tried it out.

Verification Dept. put me on hold to review application. Came back and said application approved without needing to move CL or anything else. I did have to move CLs for the UA personal card in March, so a little surprised. Maybe has to do w/ this being a business application instead of a personal one. Lastly, got transferred to CS to request expedited shipping. No problem, they should deliver w/n 1-2 business days.

Thanks, Happy spending!

Mo2 · « **Reply #12382 on:** May 13, 2019, 01:28:08 PM »

Quote from: regolife on May 13, 2019, 12:00:24 PM

Applied for Ink Preferred 5/13 as sole proprietorship. Some DPs below.
As reported by others, received the message “We have received your request for a Chase credit card. We'll let you know our decision as soon as possible. You will be notified in writing within 30 days.” (Ultimately, this meant approval.)

Called the old reconsideration #s for business and personal. Also as reported by others, couldn't get anywhere on automatic phone system w/o a reference # (which was not provided in immediate online response) or by entering last 4 digits of a Chase card. Used the last 4 of a different Chase card and got to Lending Services.

1st Lending Services rep verified me and tried to transfer me to Review Dept. This only took me back to original menu, from where I reached Lending Services. 2nd rep stayed on the phone and directly transferred me to Review Dept. I was told that the direct number is now 877 260 0087. I haven't tried it out.

Verification Dept. put me on hold to review application. Came back and said application approved without needing to move CL or anything else. I did have to move CLs for the UA personal card in March, so a little surprised. Maybe has to do w/ this being a business application instead of a personal one. Lastly, got transferred to CS to request expedited shipping. No problem, they should deliver w/n 1-2 business days.

congrats. Btw, I see that you applied today and called recon today.
In my experience with all 4 of my Chase Biz cards I got the same message as you but I never actually needed to call recon. I was approved the next day every time even without calling.

Dovdovmoneytree · « **Reply #12383 on:** May 13, 2019, 01:48:09 PM »

Quote from: regolife on May 13, 2019, 12:00:24 PM

Called the old reconsideration #s for business and personal. Also as reported by others, couldn't get anywhere on automatic phone system w/o a reference # (which was not provided in immediate online response) or by entering last 4 digits of a Chase card. Used the last 4 of a different Chase card and got to Lending Services.

My wife called the other day, was able to get through without a reference #. She just pressed 0 (after pressing 1 for "recent correspondence or application"...) And she was able to get approved.

Wizard · « **Reply #12384 on:** May 26, 2019, 04:10:27 PM »

If I was declined and declined again after reconsideration for a second Chase Business card, is it a waste of time/bad idea to email the executive office trying to get them to approve it?

as2 · « **Reply #12385 on:** May 26, 2019, 04:15:01 PM »

Quote from: Wizard on May 26, 2019, 04:10:27 PM

If I was declined and declined again after reconsideration for a second Chase Business card, is it a waste of time/bad idea to email the executive office trying to get them to approve it?

What was their reasoning?

Wizard · « **Reply #12386 on:** May 26, 2019, 04:42:31 PM »

Quote from: as2 on May 26, 2019, 04:15:01 PM

What was their reasoning?

Too many cards and that they just approved me for another business card for the same business. I tried explaining that the two cards have different rewards programs and I would be happy to move some credit line from the just approved card to get the other card. I also explained that any recent cards I’m only an AU on and not responsible for.. anything for me to lose my emailing executive office - like will they FR me then?

as2 · « **Reply #12387 on:** May 26, 2019, 05:24:05 PM »

Quote from: Wizard on May 26, 2019, 04:42:31 PM

Too many cards and that they just approved me for another business card for the same business. I tried explaining that the two cards have different rewards programs and I would be happy to move some credit line from the just approved card to get the other card. I also explained that any recent cards I’m only an AU on and not responsible for.. anything for me to lose my emailing executive office - like will they FR me then?

Not sure if its an FR risk, but otherwise, probably can't hurt.

Wizard · « **Reply #12388 on:** May 26, 2019, 06:41:18 PM »

Quote from: as2 on May 26, 2019, 05:24:05 PM

Not sure if its an FR risk, but otherwise, probably can't hurt.

Ok thanks so much!

meilich · « **Reply #12389 on:** July 10, 2019, 11:26:04 AM »

Applied for chase business card, got a weird message that they received my request and they will let me know of their decision, there was no message about 2 weeks or 30 days, called recon they said the app was at verification department and they can't recon at this time. Anyone know what this means?

Joel · « **Reply #12390 on:** July 10, 2019, 11:28:11 AM »

Quote from: meilich on July 10, 2019, 11:26:04 AM

Applied for chase business card, got a weird message that they received my request and they will let me know of their decision, there was no message about 2 weeks or 30 days, called recon they said the app was at verification department and they can't recon at this time. Anyone know what this means?

Wait it out. Had it a couple of times its verification.
You can try to ask for the verification department and talk directly to them. Good luck
IME it was approved after 7--14 days

meilich · « **Reply #12391 on:** July 10, 2019, 11:39:24 AM »

Thanks

mdrills · « **Reply #12392 on:** July 26, 2019, 10:45:21 AM »

Business card automated system says. "status not available give 30 days from when you applied.....
What does this mean? Positive or negative

MrKaplan · « **Reply #12393 on:** July 26, 2019, 11:35:16 AM »

Quote from: mdrills on July 26, 2019, 10:45:21 AM

Business card automated system says. "status not available give 30 days from when you applied.....
What does this mean? Positive or negative

generally positive

mdrills · « **Reply #12394 on:** July 26, 2019, 11:48:31 AM »

Quote from: MrKaplan on July 26, 2019, 11:35:16 AM

generally positive

Thanks

Oceanblue · « **Reply #12395 on:** July 26, 2019, 04:16:33 PM »

Quote from: mdrills on July 26, 2019, 10:45:21 AM

Business card automated system says. "status not available give 30 days from when you applied.....
What does this mean? Positive or negative

I got this too last week. I called recon and they just had to verify some stuff on their end (without asking me any questions about my business) and they ended up approving it. So, I was agree with it being positive.

Ekay · « **Reply #12396 on:** July 28, 2019, 12:58:40 AM »

Where can I call for reconsideration once they closed me down?

myi · « **Reply #12397 on:** July 28, 2019, 02:50:41 AM »

Quote from: Ekay on July 28, 2019, 12:58:40 AM

Where can I call for reconsideration once they closed me down?

Closed you down? As in all your accounts or one card?

nirc · « **Reply #12398 on:** July 28, 2019, 09:07:40 AM »

Applied for business ink cash and was rejected (A. Too much credit and B. Too many recent requests). Called recon and was told they will notify me of a decision in 1-2 weeks. Is this good or bad news?

as2 · « **Reply #12399 on:** July 28, 2019, 10:28:30 AM »

Quote from: nirc on July 28, 2019, 09:07:40 AM

Applied for business ink cash and was rejected (A. Too much credit and B. Too many recent requests). Called recon and was told they will notify me of a decision in 1-2 weeks. Is this good or bad news?

I believe that message from the automated system usually means declined, but no harm in calling back.

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Author Topic: Chase Reconsideration (Read 2722969 times)