Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1258082 times)

Offline chayal101

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2013
  • Posts: 632
  • Total likes: 82
  • DansDeals.com Hat Tips 0
  • Gender: Female
    • View Profile
Re: Chase Reconsideration
« Reply #12420 on: August 20, 2019, 04:10:18 PM »
Chaya L.

Offline chayal101

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2013
  • Posts: 632
  • Total likes: 82
  • DansDeals.com Hat Tips 0
  • Gender: Female
    • View Profile
Re: Chase Reconsideration
« Reply #12421 on: August 26, 2019, 09:41:54 PM »
I was denied card for 48 month rule, if I was to apply now for a different card, Will Chase use same credit report or pull a new one? Problem is that Im now over 5/24...
Also, is it possible to recon and get approved for a 48 month rule denial, or it's just as strict as 5/24 rule?
« Last Edit: August 26, 2019, 09:46:01 PM by chayal101 »
Chaya L.

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2018
  • Posts: 559
  • Total likes: 37
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #12422 on: August 27, 2019, 12:19:40 AM »
I was denied card for 48 month rule, if I was to apply now for a different card, Will Chase use same credit report or pull a new one? Problem is that Im now over 5/24...
Also, is it possible to recon and get approved for a 48 month rule denial, or it's just as strict as 5/24 rule?
New pull, No same as 5/24

Offline DJE

  • Dansdeals Bronze Elite
  • *
  • Join Date: Dec 2012
  • Posts: 46
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase Reconsideration
« Reply #12423 on: August 29, 2019, 10:33:14 AM »
Applied for the Chase Freedom Unlimited yesterday and received the following message:

"Thank you for your request.
We need to review your request a little longer. We will let you know of our decision as soon as possible.

Thank you for choosing the Chase Freedom Unlimited."

Does anyone know what this actually means?

Offline yosefsv

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 276
  • Total likes: 14
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Chase Reconsideration
« Reply #12424 on: August 29, 2019, 12:14:40 PM »
"Thank you for your request.
We need to review your request a little longer. We will let you know of our decision as soon as possible.
Does anyone know what this actually means?

Call 800-432-3117 Press #, 3, 1, then enter your SS#
If the message says 7-10 days then its declined or they need more info, if its the 30 day or 2 week message then its still being processed.
If it benefits even just one fellow DDFer, its worth posting it.

Offline DJE

  • Dansdeals Bronze Elite
  • *
  • Join Date: Dec 2012
  • Posts: 46
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Chase Reconsideration
« Reply #12425 on: August 29, 2019, 03:13:36 PM »
Call 800-432-3117 Press #, 3, 1, then enter your SS#
If the message says 7-10 days then its declined or they need more info, if its the 30 day or 2 week message then its still being processed.

Thanks for your help! Apparently I was accepted.  :D

Offline Boruch Parnes

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2019
  • Posts: 285
  • Total likes: 23
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #12426 on: September 10, 2019, 10:18:00 AM »
above 5/24  pre-approved with black star with set APR for freedom unlimited   app is pending   can I still get approved?

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2018
  • Posts: 559
  • Total likes: 37
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #12427 on: September 10, 2019, 09:46:29 PM »
above 5/24  pre-approved with black star with set APR for freedom unlimited   app is pending   can I still get approved?
Yes.
Check the automated line see what it says.
18004323117
Press #
Then 3
Then 1
Then SS

Offline Boruch Parnes

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2019
  • Posts: 285
  • Total likes: 23
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #12428 on: September 11, 2019, 08:20:07 AM »
Yes.
Check the automated line see what it says.
18004323117
Press #
Then 3
Then 1
Then SS
says 2 weeks but dont see the card in my chase acoount

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2018
  • Posts: 559
  • Total likes: 37
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #12429 on: September 11, 2019, 08:44:34 AM »
says 2 weeks but dont see the card in my chase acoount
2 weeks is good. Wait it out not always its added to your online account right away.

Offline justmeha

  • Dansdeals Silver Elite
  • **
  • Join Date: Feb 2019
  • Posts: 78
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #12430 on: September 16, 2019, 01:18:40 AM »
i applied for the ink unlimited and was instantly declined called recon and they said insufficient accounts (this is my first chase card) and not enough history said they pulled experian and that report says 15 years though it is from au

do i have any hope?

Offline simplicity

  • Dansdeals Silver Elite
  • **
  • Join Date: Feb 2019
  • Posts: 77
  • Total likes: 1
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: lakewood
Re: Chase Reconsideration
« Reply #12431 on: September 16, 2019, 01:22:16 AM »
i applied for the ink unlimited and was instantly declined called recon and they said insufficient accounts (this is my first chase card) and not enough history said they pulled experian and that report says 15 years though it is from au

do i have any hope?
huca [hang up call again] try to tell them that they don't need to start you off with a high credit limit

Offline justmeha

  • Dansdeals Silver Elite
  • **
  • Join Date: Feb 2019
  • Posts: 78
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #12432 on: September 16, 2019, 11:24:56 PM »
huca [hang up call again] try to tell them that they don't need to start you off with a high credit limit
did just that (said i am partially responsible for the card) and the guy said (after 40 min...... :-[) that he cant verify my address

am i correct to assume that means i have a good chance of getting approved after that is taken care of

Offline chayal101

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2013
  • Posts: 632
  • Total likes: 82
  • DansDeals.com Hat Tips 0
  • Gender: Female
    • View Profile
Re: Chase Reconsideration
« Reply #12433 on: September 16, 2019, 11:27:01 PM »
did just that (said i am partially responsible for the card) and the guy said (after 40 min...... :-[) that he cant verify my address

am i correct to assume that means i have a good chance of getting approved after that is taken care of
Yes, all you gotta do is fax to verification dept proof of address such as utility bill and follow up after a day or 2. You should be approved on the spot
Chaya L.

Offline hvaces42

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2013
  • Posts: 4264
  • Total likes: 597
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Chase Reconsideration
« Reply #12434 on: September 26, 2019, 01:16:21 PM »
Applied for CSP today. Got 30 day message. Called Recon they transferred to verification team which had fraud questions. Just making sure I applied and address verification. Then Rep said I would have an answer within 1-2 weeks. Is that a denial?
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.