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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1645021 times)

Offline yochai

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Re: Chase Reconsideration
« Reply #12560 on: April 27, 2020, 09:21:40 AM »
I just applied for the United biz card with the 100k bonus.  Got denied saying that I don't have a deposit account or investment account balances with them.  Haven't gotten the letter yet - I called reconsideration and that's what they said.  Is there anything to do with that besides opening an account with them?

Thanks in advance for any feedback.
Same here for Ink cash. Looks like they’re closing the loop.

Offline Elikip

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Re: Chase Reconsideration
« Reply #12561 on: April 30, 2020, 05:59:41 PM »
If one's business's registered address is a mailbox rental location, but they conduct business out of home (consulting etc) which address would they enter on a business application?

Offline Joel

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Re: Chase Reconsideration
« Reply #12562 on: April 30, 2020, 06:03:38 PM »
If one's business's registered address is a mailbox rental location, but they conduct business out of home (consulting etc) which address would they enter on a business application?
side note
Not a good time to apply for a chase biz

Offline Elikip

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Re: Chase Reconsideration
« Reply #12563 on: April 30, 2020, 06:52:39 PM »
side note
Not a good time to apply for a chase biz
I'd still appreciate a legitimate answer to my question above.
« Last Edit: April 30, 2020, 07:06:44 PM by Elikip »

Offline Zevi16

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Re: Chase Reconsideration
« Reply #12564 on: May 19, 2020, 03:57:19 PM »
I just go this message for ink business - What should i do?
Thanks for your request. Unfortunately, we couldn't approve your application.
We'll provide more detailed information explaining our decision by U.S. mail in 7 to 10 days.

Offline pointer

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Re: Chase Reconsideration
« Reply #12565 on: May 19, 2020, 04:05:58 PM »
I just go this message for ink business - What should i do?
Thanks for your request. Unfortunately, we couldn't approve your application.
We'll provide more detailed information explaining our decision by U.S. mail in 7 to 10 days.
I would call recon.
But be prepared to answer lots of questions about your business.

Offline Zevi16

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Re: Chase Reconsideration
« Reply #12566 on: May 19, 2020, 04:16:48 PM »
I would call recon.
But be prepared to answer lots of questions about your business.
I did but nothing to talk about. Also declined. When should i put in business opened?

Offline normathej

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Re: Chase Reconsideration
« Reply #12567 on: June 05, 2020, 12:28:01 PM »
So I applied for a Chase Sapphire Reserve since I haven't had a Sapphire product in more than four years, and was denied because I got a 5k authorized user bonus three years ago.  They couldn't give me more information than this, and then I asked for more details, the rep (and I spoke to many until I even got here) said that no matter the reason, even if I prove them wrong, I just won't be able to get the card.

Any ideas or just suck it up?

Offline Elikip

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Re: Chase Reconsideration
« Reply #12568 on: June 11, 2020, 07:16:53 PM »
Just got turned down for a biz card (first time applying for card for this LLC biz) reason stated I have too many personal cards. (offered to shift credit, sounded satisfied, came back after 2 min hold and tone changed)
I have many cards that I have open for years that I have no use of (Slate, for example) but kept it open to maintain length of credit history.
Is it worth closing some of those now so I have the opportunity to potentially reapply in a couple of months?
« Last Edit: June 11, 2020, 09:47:27 PM by Elikip »

Offline Joel

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Re: Chase Reconsideration
« Reply #12569 on: June 18, 2020, 05:44:48 PM »
Chase is claiming it wasn't you who applied for the card, recon is just saying case closed if you want you can reapply.
Letter is saying We couldn't confirm your info on application
Anyone have that?

Offline Tzvitheboss

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Re: Chase Reconsideration
« Reply #12570 on: July 14, 2020, 04:31:32 PM »
If someone applied for chase card got denied for 5/24 but he wasn't and it was because of him being an authorized user on his parents account.
Can chase reconsideration push through the application?
Keep calm and move on

Offline Joel

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Re: Chase Reconsideration
« Reply #12571 on: July 14, 2020, 04:41:51 PM »
If someone applied for chase card got denied for 5/24 but he wasn't and it was because of him being an authorized user on his parents account.
Can chase reconsideration push through the application?
Yes. Tell to the rep that he is not responsible for the cards he is a authorized user

Offline Tzvitheboss

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Re: Chase Reconsideration
« Reply #12572 on: July 15, 2020, 01:35:29 AM »
Yes. Tell to the rep that he is not responsible for the cards he is a authorized user
thank you
Person tried that,
First rep said cant do that
2nd rep did it no problem and reprocessed application.
Said has to be reviewed....
Keep calm and move on

Offline Joel

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Re: Chase Reconsideration
« Reply #12573 on: July 15, 2020, 11:20:23 AM »
thank you
Person tried that,
First rep said cant do that
2nd rep did it no problem and reprocessed application.
Said has to be reviewed....
Yup you need to HUCA
@Moggie  will not understand that unfortunately... Sometimes you just need to find the right rep

Offline lcm

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Re: Chase Reconsideration
« Reply #12574 on: July 23, 2020, 04:26:24 PM »
Got pending, then called and got rejected for united explorer based on "insufficient history" to extend the minimum credit line which is 5000 (which is a lot more than my current limit).
They put me on hold for a while while reconsidering, bit that was the result.
I've been AU for bunch of years, had my own freedom unlimited for over 6 months, and in great standing, CS is good.
Any advice? Is huca worth anything?

Offline Samb

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Re: Chase Reconsideration
« Reply #12575 on: July 23, 2020, 07:12:01 PM »
Got pending, then called and got rejected for united explorer based on "insufficient history" to extend the minimum credit line which is 5000 (which is a lot more than my current limit).
They put me on hold for a while while reconsidering, bit that was the result.
I've been AU for bunch of years, had my own freedom unlimited for over 6 months, and in great standing, CS is good.
Any advice? Is huca worth anything?
The United usually requires approx 12-month history on your own card

Offline lcm

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Re: Chase Reconsideration
« Reply #12576 on: July 23, 2020, 07:26:53 PM »
Thanks,
wish I would have known beforehand.
Can I use out the credit pull for anything else?

Offline pointer

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Re: Chase Reconsideration
« Reply #12577 on: July 23, 2020, 07:28:51 PM »
Thanks,
wish I would have known beforehand.
Can I use out the credit pull for anything else?
Don't give up just yet.
Ask them if they can shift some of your existing credit from the freedom.
Definitely HUCA.

Offline lcm

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Re: Chase Reconsideration
« Reply #12578 on: July 23, 2020, 07:32:34 PM »
Don't give up just yet.
Ask them if they can shift some of your existing credit from the freedom.
Definitely HUCA.
Thanks. Tried once, and offered that, said no, not big enough of a credit line on the freedom to shift

Offline pointer

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Re: Chase Reconsideration
« Reply #12579 on: July 23, 2020, 07:33:09 PM »
Thanks. Tried once, and offered that, said no, not big enough of a credit line on the freedom to shift
what is your credit line on the freedom?
« Last Edit: July 23, 2020, 07:36:52 PM by pointer »