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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1468385 times)

Offline justmeha

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Re: Chase Reconsideration
« Reply #12600 on: October 20, 2020, 04:52:59 PM »

Can a 2mb application bypass 5/24?
NAFAIK

Offline Cat18

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Re: Chase Reconsideration
« Reply #12601 on: October 23, 2020, 12:01:28 PM »
applied for business ink cash as sole prop under my name and they requiring "proof of legal name and physical address of business".

i have none of the above and is why i applied under my name as recommended on DDF. i had an ink preferred 1-2 yrs ago w/o this issue.

called recon after šending my drivers license, and lending dept said is not sufficient as needs business name and adress. i explained that have none and is why i applied as sole prop under my name as business name. still turned down.

suggestions?


Offline Cat18

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Re: Chase Reconsideration
« Reply #12602 on: October 23, 2020, 12:21:19 PM »
at 2/5 with 800+ score and was auto rejected for the CSP bec of "too many recent credit inquries".

is odd as not have that many credit pulls in past 12 months, plus am a long time chase customer with bank accounts and cc.

called recon and after 41 minutes on phone, was given a "recommendation for approval pending a internal review".

not sure what that means but it def sounds like i wont get approved for the marriott bonvoy now.
« Last Edit: October 23, 2020, 12:45:11 PM by Cat18 »

Offline JunkYardUnz

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Re: Chase Reconsideration
« Reply #12603 on: October 25, 2020, 12:23:32 AM »
applied for business ink cash as sole prop under my name and they requiring "proof of legal name and physical address of business".

i have none of the above and is why i applied under my name as recommended on DDF. i had an ink preferred 1-2 yrs ago w/o this issue.

called recon after šending my drivers license, and lending dept said is not sufficient as needs business name and adress. i explained that have none and is why i applied as sole prop under my name as business name. still turned down.

suggestions?
Open up LLC online. It take 19 min and does not cost anything. You will get a EIN letter which is sufficient proof. If you want to do it right you need the register with the state which may cost you something ( NJ $125)

Online pointer

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Re: Chase Reconsideration
« Reply #12604 on: October 25, 2020, 12:24:59 AM »
Open up LLC online. It take 19 min and does not cost anything. You will get a EIN letter which is sufficient proof. If you want to do it right you need the register with the state which may cost you something ( NJ $125)
Not true.

Offline JunkYardUnz

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Re: Chase Reconsideration
« Reply #12605 on: October 25, 2020, 12:27:13 AM »
Not true.
Did you read the last sentence?

Online pointer

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Re: Chase Reconsideration
« Reply #12606 on: October 25, 2020, 12:36:54 AM »
Did you read the last sentence?
AFAIK there is a state fee to open an LLC even without registering for an EIN.

Would love to be proven wrong on this though  :)

Offline JunkYardUnz

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Re: Chase Reconsideration
« Reply #12607 on: October 25, 2020, 11:44:23 PM »
AFAIK there is a state fee to open an LLC even without registering for an EIN.

Would love to be proven wrong on this though  :)
Technically it’s state law that control the formation of entities. When you complete the SS-4 you are supposed to have registered your name with the state already. For registering the state charges (NJ $125). What you can do is skip that step and just register for a EIN. Your are probably not a LLC but as long as you show Chase the EIN letter you’re good to go.

Offline night-owl

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Re: Chase Reconsideration
« Reply #12608 on: October 27, 2020, 01:45:08 PM »
I applied for the CSP and Freedom Flex 2BM and got a pending status. I called recon and shifted credit to get the CSP approved. When I asked the rep about the Freedom Flex she said she doesn't see the application. When I call the automated system it now says your application has been approved which I assume is the CSP. How can I find out the status of the 2nd application-if it got lost or is pending? This is the the message I got after the FF application
THANK YOU FOR YOUR SUBMISSION
We appreciate your interest in a Chase card product. We have received the information you have submitted. You may close your browser session.

Offline nafnaf12

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Re: Chase Reconsideration
« Reply #12609 on: October 27, 2020, 07:44:53 PM »
Just got instantly denied for CSP.
If I apply for freedom now will it be another hard pull?
A smooth sea never made a skilled sailor.

Offline justmeha

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Re: Chase Reconsideration
« Reply #12610 on: October 27, 2020, 09:45:00 PM »
Just got instantly denied for CSP.
If I apply for freedom now will it be another hard pull?
they should merge

Online Yo ssi

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Re: Chase Reconsideration
« Reply #12611 on: October 27, 2020, 10:06:07 PM »
Just got instantly denied for CSP.
If I apply for freedom now will it be another hard pull?
they should merge
+1
Better sooner then later

Offline nafnaf12

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Re: Chase Reconsideration
« Reply #12612 on: October 27, 2020, 10:32:18 PM »
+1
Better sooner then later
thanks, this one went into pending.
It's for my brother, first CC
Will call tomorrow to see if they can push through
A smooth sea never made a skilled sailor.

Offline Samb

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Re: Chase Reconsideration
« Reply #12613 on: October 27, 2020, 11:51:37 PM »
thanks, this one went into pending.
It's for my brother, first CC
Will call tomorrow to see if they can push through
Was it a second pull?

Offline nafnaf12

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Re: Chase Reconsideration
« Reply #12614 on: October 28, 2020, 10:22:58 AM »
Was it a second pull?
don't know, haven't checked yet.
A smooth sea never made a skilled sailor.