Author Topic: Chase Reconsideration (Read 2411460 times)

JEWDA · « **Reply #1320 on:** June 01, 2012, 11:20:43 AM »

Quote from: moto on May 30, 2012, 09:30:00 PM

I just got denied because they want my proof of income and I don't want to send them because I don't have
In how long can I reapply for the card?

you can also call the verification department and see if they can do it over the phone 1800-278-8830

meshugener · « **Reply #1321 on:** June 03, 2012, 09:04:19 AM »

If I need to close a card for leverage to open a new one, do I first need to pay off the outstanding balance of the old one or they'll close it even its not paid?

AsherO · « **Reply #1322 on:** June 03, 2012, 10:23:46 AM »

Quote from: meshugener on June 03, 2012, 09:04:19 AM

If I need to close a card for leverage to open a new one, do I first need to pay off the outstanding balance of the old one or they'll close it even its not paid?

They might not let you close it (I'm not sure), but they won't let you move any credit that's not available, and they might act like sticklers and not allow you to move any credit at all because the CL isn't entirely available.

Why don't you just pay it all off, should take only a day or two for the payment to post).

compddd · « **Reply #1323 on:** June 03, 2012, 10:40:42 AM »

Quote from: meshugener on June 03, 2012, 09:04:19 AM

If I need to close a card for leverage to open a new one, do I first need to pay off the outstanding balance of the old one or they'll close it even its not paid?

I recently had them close one of my sapphire preferreds so I could get my UA Explorer approved and I had some outstanding balance on the sapphire when they did it.

meshugener · « **Reply #1324 on:** June 03, 2012, 10:42:50 AM »

They transfered the outstanding balance to the new card?

compddd · « **Reply #1325 on:** June 03, 2012, 10:49:29 AM »

No they closed it and moved the CL. The closed card still showed up in my Chase Online profile with the balance outstanding that I needed to pay.

Yitz · « **Reply #1326 on:** June 10, 2012, 04:25:22 PM »

Applied for BA & United. When you call SM do you ask them to reconsider the 2 of them on the same call?

meshugener · « **Reply #1327 on:** June 10, 2012, 04:27:20 PM »

What's SM's phone number?

Crazy tools · « **Reply #1328 on:** June 10, 2012, 05:11:02 PM »

if i did a 3bm and need to call reconsideration do i give them my social, or is there some other number to give them?
(If i give social do all the apps show up?)

Saver2000 · « **Reply #1329 on:** June 10, 2012, 05:26:52 PM »

Quote from: Crazy tools on June 10, 2012, 05:11:02 PM

if i did a 3bm and need to call reconsideration do i give them my social, or is there some other number to give them?
(If i give social do all the apps show up?)

You should first call the application status line and give them your ss and ask for your application reference numbers.

Then call the recon line and give them only one reference number per phone call.

JEWDA · « **Reply #1330 on:** June 10, 2012, 10:15:54 PM »

Quote from: Saver2000 on June 10, 2012, 05:26:52 PM

You should first call the application status line and give them your ss and ask for your application reference numbers.

Then call the recon line and give them only one reference number per phone call.

Tried that, they can still see all the apps.

Crazy tools · « **Reply #1331 on:** June 11, 2012, 04:44:37 AM »

since they can see all the apps do you try pushing through multiple apps on the same phone call?? Thats if u get a nice agent

JEWDA · « **Reply #1332 on:** June 11, 2012, 09:59:35 AM »

Quote from: Crazy tools on June 11, 2012, 04:44:37 AM

since they can see all the apps do you try pushing through multiple apps on the same phone call?? Thats if u get a nice agent

Better not to.

robi · « **Reply #1333 on:** June 13, 2012, 12:58:22 PM »

Tried calling recon about a Hyatt card, they told me its still in verification process, can't help me.anyone have experience with this?

Shmelly · « **Reply #1334 on:** June 13, 2012, 03:35:25 PM »

I've called Chase recon on 7 cards, including 2 today. Each time they've granted my request on the 1st try with no sweet talking, excuses, etc. On every call I've simply said "I was denied for this card, can you approve it by shifting over a portion of the CL/closing a different card in order to open it?". That's it - no preliminaries, no nothing. Why are some people given so many issues?

JEWDA · « **Reply #1335 on:** June 13, 2012, 03:35:29 PM »

Quote from: robi on June 13, 2012, 12:58:22 PM

Tried calling recon about a Hyatt card, they told me its still in verification process, can't help me.anyone have experience with this?

If they can't help you I don't think anyone here can.

robi · « **Reply #1336 on:** June 13, 2012, 03:52:36 PM »

I'm looking for info on "verification stage", if this has ever happened to anyone, and what it means

meshugener · « **Reply #1337 on:** June 13, 2012, 04:05:16 PM »

Last week I called for Hyatt card to recon and da lady told me the Hyatt card needs first to go through - I don't remember what fancy word she said (maybe verification, not sure) so I hung up and called the other number - credit analyst, and they didn't make me that problem. (not saying they didn't make me other problems.... But it was finally approved after HUCACACACACACA..)

robi · « **Reply #1338 on:** June 13, 2012, 04:12:12 PM »

Quote from: meshugener on June 13, 2012, 04:05:16 PM

Last week I called for Hyatt card to recon and da lady told me the Hyatt card needs first to go through - I don't remember what fancy word she said (maybe verification, not sure) so I hung up and called the other number - credit analyst, and they didn't make me that problem. (not saying they didn't make me other problems.... But it was finally approved after HUCACACACACACA..)

thnx

rcarentals · « **Reply #1339 on:** June 13, 2012, 05:14:48 PM »

Anyone have a good idea of an ideal plea for a credit card for someone with NO prior credit history? i;m trying to help some friends who got declined due to NO prior credit history (3 chase applications.. calling about one at a time..)
Any ideas??

if someone here got approved why did they agree? what was your supporting argument?

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Author Topic: Chase Reconsideration (Read 2411460 times)