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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2411307 times)

Offline Dovi84w

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Re: Chase Reconsideration
« Reply #2780 on: May 09, 2013, 03:26:23 PM »
I thought I heard at the seminar the other night that its better to try reconsideration the same day as app just wanted to clarify if that's true and why. I missed the question when asked.

Offline judahk88

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Re: Chase Reconsideration
« Reply #2781 on: May 09, 2013, 03:28:58 PM »
I thought I heard at the seminar the other night that its better to try reconsideration the same day as app just wanted to clarify if that's true and why. I missed the question when asked.
It is better on the same day. You dont want to wait until the next day because you risk another credit pull

Offline Buckaroo123

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Re: Chase Reconsideration
« Reply #2782 on: May 09, 2013, 03:52:53 PM »
Usually it will take only 1-2 days.

I thought the same.. I guess all I can do is wait now.

Offline aryeh1

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Re: Chase Reconsideration
« Reply #2783 on: May 09, 2013, 11:14:47 PM »
It is better on the same day. You dont want to wait until the next day because you risk another credit pull
Not really reason why it's more because you want to call before you get denied.

Offline mringelheim

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Chase Reconsideration- Sent to Diff Dept
« Reply #2784 on: May 10, 2013, 10:59:32 AM »
This is second time it happened to me- called offered to split credit line and instead of instantanous they send to another dept and said could take up to 30 days.  Last time lowered overall credit line.  I called again and they said cant do anything at another dept- any idea whats going on and what I can do differently?

Offline ari2955

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Re: Chase Reconsideration
« Reply #2785 on: May 12, 2013, 12:13:45 PM »
can i transfer a line of credit from a business card to personal?
(legit business with TID, not sole proprietorship) 

Offline MEIR613

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Re: Chase Reconsideration
« Reply #2786 on: May 12, 2013, 12:16:38 PM »
can i transfer a line of credit from a business card to personal?
(legit business with TID, not sole proprietorship)
Yes

Offline Solomon

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Re: Chase Reconsideration
« Reply #2787 on: May 12, 2013, 12:25:07 PM »
I applied last week Sunday on 3BM for the ink bold and united explorer consumer and the British airways,
Now the ink I wanted most and after that united and BA was #3.i didn't get instantly approved for non,
Now on Thursday I saw the BA was automatically added to my chase login, so I called up and did recon for the ink, they asked me all sorts of q and approved me,
Then I called again for the United and the rep told me that the reason I'm declined is because I got approved for 2 cards this week and the maximum cards u can get within 30 days is 2,
I tried telling that I need for the benefits and I fly united alot and I was offering to move credit / close a old card but nothing worked she told me or u can give up 1 of the cards u got approved for or u can reapply in 30 days, now I tried huca several times and got the same answer, now has anybody heard of this before?

Offline sky121

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Re: Chase Reconsideration
« Reply #2788 on: May 12, 2013, 12:44:56 PM »
I applied last week Sunday on 3BM for the ink bold and united explorer consumer and the British airways,
Now the ink I wanted most and after that united and BA was #3.i didn't get instantly approved for non,
Now on Thursday I saw the BA was automatically added to my chase login, so I called up and did recon for the ink, they asked me all sorts of q and approved me,
Then I called again for the United and the rep told me that the reason I'm declined is because I got approved for 2 cards this week and the maximum cards u can get within 30 days is 2,
I tried telling that I need for the benefits and I fly united alot and I was offering to move credit / close a old card but nothing worked she told me or u can give up 1 of the cards u got approved for or u can reapply in 30 days, now I tried huca several times and got the same answer, now has anybody heard of this before?

Try an SM asking them to move over x amount of credit from a specific card to get the United approved.
"Not all who wander are lost"

Offline Solomon

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Re: Chase Reconsideration
« Reply #2789 on: May 12, 2013, 01:09:49 PM »
Try an SM asking them to move over x amount of credit from a specific card to get the United approved.
tried a sm and got the same answer that since I got approved for 2 new cards in the last 30 days they can't approve a third only if I'm willing to give up 1 of the two that I got approved for, my question is should I give up the BA for united? And is there a way to get the bonus and still be able to close it to get the United approved?

Offline A3

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Re: Chase Reconsideration
« Reply #2790 on: May 16, 2013, 09:53:55 PM »
Did a 2BM for business ink plus and business United Explorer card last week, the next day was approved for ink plus, and got a letter this week declined for united..

call up recon he asked why i needed so many cards, I told him to keep track of spending etc. he said according to your credit report, you have 20 active cards, shouldnt that be enough?

wow I did not think I had so many... lol..

He is sending me a report, but in the mean time, he refused to move over credit to open the new card, even though the new ink got a $7k line....


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Re: Chase Reconsideration
« Reply #2791 on: May 16, 2013, 09:58:58 PM »
Did a 2BM for business ink plus and business United Explorer card last week, the next day was approved for ink plus, and got a letter this week declined for united..

call up recon he asked why i needed so many cards, I told him to keep track of spending etc. he said according to your credit report, you have 20 active cards, shouldnt that be enough?

wow I did not think I had so many... lol..

He is sending me a report, but in the mean time, he refused to move over credit to open the new card, even though the new ink got a $7k line....
just keep In mind 7k won't do it for both as the united and the ink have 5k min credit lines if not u Wont be approved

Offline jaywhy

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Re: Chase Reconsideration
« Reply #2792 on: May 16, 2013, 10:07:00 PM »
Called Biz recon three times on three separate days and got the same person all three times.  >:(

EMES

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Re: Chase Reconsideration
« Reply #2793 on: May 16, 2013, 10:16:05 PM »
Called Biz recon three times on three separate days and got the same person all three times.  >:(
u probably called the same time everyday ... Call in the morn instead of at night or the opposite

Offline Shmulyg

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Re: Chase Reconsideration
« Reply #2794 on: May 16, 2013, 10:37:43 PM »
Called Biz recon three times on three separate days and got the same person all three times.  >:(
SM.

Offline Buckaroo123

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Re: Chase Reconsideration
« Reply #2795 on: May 16, 2013, 11:58:05 PM »
I got declined for a personal card and phone recon failed all three times. SM worked like a charm. Thanks guys.

Offline jaywhy

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Re: Chase Reconsideration
« Reply #2796 on: May 17, 2013, 12:08:45 AM »
I got declined for a personal card and phone recon failed all three times. SM worked like a charm. Thanks guys.
Congrats! Did you shift credit or just asked to be approved?

Offline Buckaroo123

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Re: Chase Reconsideration
« Reply #2797 on: May 17, 2013, 02:46:04 PM »
Congrats! Did you shift credit or just asked to be approved?

I asked for approval and stated I was ok if they shifted credit. They shifted credit.

Thanks again.


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Re: Chase Reconsideration
« Reply #2798 on: May 19, 2013, 08:18:45 PM »
Any one have 2 business account with chase ?
Different business with separate Ein?
Are they easy about approvals for a 2 nd business account ?
Currently have ink bold  and united in great standing for 5 month.
Just applied 3bm for the club card ink bold and plus for my 2 nd legit business , any experience would be appreciated

Offline MEIR613

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Re: Chase Reconsideration
« Reply #2799 on: May 19, 2013, 08:23:26 PM »
Any one have 2 business account with chase ?
Different business with separate Ein?
Are they easy about approvals for a 2 nd business account ?
Currently have ink bold  and united in great standing for 5 month.
Just applied 3bm for the club card ink bold and plus for my 2 nd legit business , any experience would be appreciated
They won't give you 2 of the same card.