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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374590 times)

Offline jeckll

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Re: Chase Reconsideration
« Reply #3080 on: June 17, 2013, 10:00:51 AM »
Normally I get cards approved with Chase Reconsideration right away, but this time they are telling me that the application is in a "verification process" and they cannot discuss it further until it goes through that, and I will be notified within 2 weeks of the decision. I HUCAed and got the exact same response again. Anyone else get this?
People on other forums are reporting this too. I'm guessing this may be because there's a huge influx of people calling for the IB/IP bonuses right now. I called right when they opened this morning and spoke to 2 reps who did not give me this line, but I imagine a lot of calls have come in the last 2 hours...

Offline beebauman

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Re: Chase Reconsideration
« Reply #3081 on: June 17, 2013, 10:01:58 AM »
Worth trying via SM?

Offline Lh15

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Re: Chase Reconsideration
« Reply #3082 on: June 17, 2013, 10:14:47 AM »
Normally I get cards approved with Chase Reconsideration right away, but this time they are telling me that the application is in a "verification process" and they cannot discuss it further until it goes through that, and I will be notified within 2 weeks of the decision. I HUCAed and got the exact same response again. Anyone else get this?
I got the same response. Is it possible that they will need income verification...? Has anyone gotten approved with chase NON-Instant without calling recon?

Offline bem684

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Re: Chase Reconsideration
« Reply #3083 on: June 17, 2013, 10:16:02 AM »
I got the same response. Is it possible that they will need income verification...? Has anyone gotten approved with chase NON-Instant without calling recon?

People have, although I have not.  And I've gotten at least 12 (maybe 15?) cards from Chase in the past 3 years, so it doesn't mean very much if you're not auto-approved.

Offline jeckll

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Re: Chase Reconsideration
« Reply #3084 on: June 17, 2013, 10:22:18 AM »
Another question: every Chase app has the check box at the top that says I have not been denied credit by Chase within the last 6 months. Does this mean if I can't get the 2nd card in my 2bm approved I can't apply for 6 months??

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Re: Chase Reconsideration
« Reply #3085 on: June 17, 2013, 01:09:34 PM »
Not at all ! Keep on applying

Offline jeckll

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Re: Chase Reconsideration
« Reply #3086 on: June 17, 2013, 01:26:58 PM »
Not at all ! Keep on applying
Without checking that ominous box...? It seems like it would be a death blow to any application. No?

Offline compddd

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Re: Chase Reconsideration
« Reply #3087 on: June 17, 2013, 01:28:31 PM »
So Chase Bus recon is playing hard now and won't approve people for IB and IP?

Offline jeckll

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Re: Chase Reconsideration
« Reply #3088 on: June 17, 2013, 02:15:58 PM »
So Chase Bus recon is playing hard now and won't approve people for IB and IP?
I got IB approved 1st call this morning. 2nd call wouldn't approve IP. Just tried again and willing to approve IP if I close down another biz account and transfer over credit limit to IP. They pushed hard about not giving me new credit as my biz is new and low revenue. Took 3 calls, but got them approved. Maybe got lucky with my reps...

Question: what's the best/cheapest way for me to monitor my credit inquiries? Want to make sure they didn't pull another one on any of these calls. Never asked, so I will complain if they did. Anybody?

Offline m65

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Re: Chase Reconsideration
« Reply #3089 on: June 17, 2013, 02:23:13 PM »
did a 2bm today for ip and united biz, rep says it is pending further review, sounds like one was denied. what to do?
is it possible to shift credit from personal to biz?
« Last Edit: June 17, 2013, 02:29:46 PM by m65 »

Offline Am

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Re: Chase Reconsideration
« Reply #3090 on: June 17, 2013, 02:32:58 PM »
is it possible to shift credit from personal to biz?
personal to biz yes
Biz to personal no

Offline Feivish

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Re: Chase Reconsideration
« Reply #3091 on: June 17, 2013, 02:38:10 PM »
3bm for 1 per and 2 biz, should I wait for letter in the mail or call right away?

Offline Am

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Re: Chase Reconsideration
« Reply #3092 on: June 17, 2013, 02:40:38 PM »
Call now

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #3093 on: June 17, 2013, 02:40:47 PM »
3bm for 1 per and 2 biz, should I wait for letter in the mail or call right away?
Call. Just FYI, you will most likely have 2 pulls.
Quaerite et Invenietis.

Offline sruly101

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Re: Chase Reconsideration
« Reply #3094 on: June 17, 2013, 02:41:03 PM »
3bm for 1 per and 2 biz, should I wait for letter in the mail or call right away?
2 pulls

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3095 on: June 17, 2013, 02:52:57 PM »
This thread nowadays:
Every second comment: Should I call?
Every second comment: Call now.

Offline Am

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Re: Chase Reconsideration
« Reply #3096 on: June 17, 2013, 03:06:10 PM »
3bm for 1 per and 2 biz, should I wait for letter in the mail or call right away?
you should have read this wiki as well as this one

Offline TDweck

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Re: Chase Reconsideration
« Reply #3097 on: June 17, 2013, 03:55:06 PM »
Called Recon 5 times today.  refuse to push anything through due to high volume.  Nothing to do with me as they arnt even asking my name.  Looks like others have had this issue.  Any one have success after 1pm today?

Offline compddd

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Re: Chase Reconsideration
« Reply #3098 on: June 17, 2013, 03:59:36 PM »
Guess I'll wait a couple days to apply then for my 2BM

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #3099 on: June 17, 2013, 04:00:24 PM »
Guess I'll wait a couple days to apply then for my 2BM
+1
Quaerite et Invenietis.