Chase Sapphire Preferred

[ckmk47]

I booked a few flights for this summer on my preferred. If I downgrade now will I lose my Travel Protection for those flights?

I'm  pretty sure the fine print says you must have the card at the time.

[ckmk47]

I'm not eligible to sign up for the SP for another year or so, and I am in need of CDW in Israel. Is it worth it for me to temporarily upgrade a Freedom card to SP just to get the CDW waiver?

There are a few other cards with CDW.  United for example. You can get a different card with the benefit.

[Shmelly]

There are a few other cards with CDW.  United for example. You can get a different card with the benefit.

I'm striking out trying to find it. Which United card offers CDW for Israel, and are there any others?

[Spoon]

I'm striking out trying to find it. Which United card offers CDW for Israel, and are there any others?

Iinm all of them besides the free one.


Also the Venture X and spark miles

[Shmelly]

Iinm all of them besides the free one.


Also the Venture X and spark miles

From the Venture X benefits guide:

This benefit is available in the United States and most foreign countries (with the exception of Israel, Jamaica, the Republic of Ireland or Northern Ireland).

https://ecm.capitalone.com/WCM/card/benefits-guide/visa-benefits-guides/visa-infinite-english.pdf

[menotyou]

I'm not eligible to sign up for the SP for another year or so, and I am in need of CDW in Israel. Is it worth it for me to temporarily upgrade a Freedom card to SP just to get the CDW waiver?

Why wouldn’t you get reserve and be eligible for $300 travel credit as well?

[4yourinfo]

When I got the card in 2021 with the 100,000 signup offer, I applied in branch and they waived the first annual fee without even asking

Is that happening now?

[shlomoandtam]

I'm  pretty sure the fine print says you must have the card at the time.

update i called chase and they said they didn't know. 

[Yaakov7]

just got my annual fee posted and called twice to get a retention offer and they have none that they can give me. anything else to do?

[HoKo]

nope, chase can be stingy with their retention offers

[bmw]

how long does it take for a chase product change to go through ?

[Spoon]

how long does it take for a chase product change to go through ?

Within a few min IME

[yyonah]

My wife got the Sapphire Preferred in May 2023, so the AF isn't due for quite a while. I have the CSR, so the CSP is useless. She also has a Freedom and a Freedom Flex. How would Chase react to a request to PC to another Freedom Flex? This quarter's PayPal is too good not to have another Freedom Flex.

[Shaya E]

My wife got the Sapphire Preferred in May 2023, so the AF isn't due for quite a while. I have the CSR, so the CSP is useless. She also has a Freedom and a Freedom Flex. How would Chase react to a request to PC to another Freedom Flex? This quarter's PayPal is too good not to have another Freedom Flex.

Chase doesn't care about you having multiple CFFs (or Freedom Visas for that matter, and this way you can keep your Visa card number if that's worth anything to you). What they do care about is you downgrading a card within a year of opening it (and according to their interpretation of the CARD act, it is illegal). Wait until your AF hits at least for the second time before downgrading it. If you really want another CFF, consider PCing either her CFU or your CSR to that for now. You can always PC that card back to it's current form in the future.

Edit: Just realized you said Freedom and Freedom Flex. In that case you obviously have no benefit from PCing that card, but everything else I wrote still applies.

[scorcher]

Hi!

If I paid only the minimum due amount and the next day paid off the remaining statement balance will I still be able to get the signup bonus next month?

Also will I be charged any interest or trailing interest?

[yyonah]

Chase doesn't care about you having multiple CFFs (or Freedom Visas for that matter, and this way you can keep your Visa card number if that's worth anything to you). What they do care about is you downgrading a card within a year of opening it (and according to their interpretation of the CARD act, it is illegal). Wait until your AF hits at least for the second time before downgrading it. If you really want another CFF, consider PCing either her CFU or your CSR to that for now. You can always PC that card back to it's current form in the future.

Edit: Just realized you said Freedom and Freedom Flex. In that case you obviously have no benefit from PCing that card, but everything else I wrote still applies.

Actually, we both have Freedom Unlimited (and Ink Unlimited) as well, so we PC'd both CFUs to Freedom Flex. Thanks for giving me the idea. We now have two Freedoms and four Freedom Flexes. When they bill the AF for the CSP, we'll PC that to another Freedom Flex.

[ckmk47]

Hi!

If I paid only the minimum due amount and the next day paid off the remaining statement balance will I still be able to get the signup bonus next month?

Also will I be charged any interest or trailing interest?

Unless someone has a more direct answer.
Call. The reps are nice. Also, you can ask for any interest and the late fee to be excused,  because  - it's a new card and - you haven't put it on autopay yet - you paid as soon as your realized, etc.

[baron]

Not sure what language y’all are speaking says paid min. so over a days interest is the issue? Unless a large balance…

[Gvann]

seeing a 75k offer via referral link, says will work for either sapphire card

[baron]

seeing a 75k offer via referral link, says will work for either sapphire card

Probably means your cap on referring is 75k

Earn up to 75,000 bonus points per year by referring friends for either Chase Sapphire® card.

This what you referring to?