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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Ink(2x UR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige (5× TY) or Premier (3x TY)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - citi rewards+
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by jew on December 23, 2021, 01:45:12 AM »

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Author Topic: Which is the best card to use? *Master Thread*  (Read 131877 times)

Offline Spoon

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Re: Which is the best card to use? *Master Thread*
« Reply #540 on: December 22, 2021, 04:33:41 PM »
Quote from: as2 on December 22, 2021, 03:29:58 PM
If spend isn't an issue for you, and your spend isn't primarily in one of those categories, that's all worthless. Ink has more valuable SUB and points.

If spend isn't an issue then the Amex resy 15x is the clear choice.

Venture X is 2x everywhere and cap1 points are IMO are almost as valuable as UR. It's also good to diversify a bit.

Either way if you insist on UR I would do the CIC + CIU.
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Offline as2

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Re: Which is the best card to use? *Master Thread*
« Reply #541 on: December 22, 2021, 04:37:08 PM »
Quote from: Spoon on December 22, 2021, 04:33:41 PM
If spend isn't an issue then the Amex resy 15x is the clear choice.

Venture X is 2x everywhere and cap1 points are IMO are almost as valuable as UR. It's also good to diversify a bit.

Either way if you insist on UR I would do the CIC + CIU.
SUB, CIP is #1 of those listed. Point value, it's also number 1. As far as earning, that varies depending on how you spend. If your only spending to meet SUB, CIP is the way to go. If not, then depending on your annual spend, CIP or CIU would be the best bet. Obviously specific circumstances can apply to individuals that would change that.
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Offline Spoon

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Re: Which is the best card to use? *Master Thread*
« Reply #542 on: December 22, 2021, 06:42:30 PM »
I think you misunderstood. I meant that he should get both the CIC and the CIU for 150k total instead of the CIP. But yes ultimately it'll come down to his individual circumstances.
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Offline as2

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Re: Which is the best card to use? *Master Thread*
« Reply #543 on: December 23, 2021, 10:13:04 AM »
Quote from: Spoon on December 22, 2021, 06:42:30 PM
I think you misunderstood. I meant that he should get both the CIC and the CIU for 150k total instead of the CIP. But yes ultimately it'll come down to his individual circumstances.
In that case you can ignore my last few posts :)
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Offline Iz

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Re: Which is the best card to use? *Master Thread*
« Reply #544 on: March 07, 2022, 02:24:01 PM »
Best card to use for shipping? (FedEx Office, UPS Store, USPS)
Thanks.
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Online yungermanchik

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Re: Which is the best card to use? *Master Thread*
« Reply #545 on: March 07, 2022, 02:35:17 PM »
Quote from: Iz on March 07, 2022, 02:24:01 PM
Best card to use for shipping? (FedEx Office, UPS Store, USPS)
Thanks.
Whichever one has a current chase/amex offer. they come quite often.
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Offline Iz

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Re: Which is the best card to use? *Master Thread*
« Reply #546 on: March 07, 2022, 02:44:24 PM »
Quote from: yungermanchik on March 07, 2022, 02:35:17 PM
Whichever one has a current chase/amex offer. they come quite often.
Thanks. Otherwise, no bonus points on any cards?
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Offline Iz

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Re: Which is the best card to use? *Master Thread*
« Reply #547 on: March 07, 2022, 02:45:28 PM »
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Online yungermanchik

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Re: Which is the best card to use? *Master Thread*
« Reply #548 on: March 07, 2022, 02:49:26 PM »
Quote from: Iz on March 07, 2022, 02:44:24 PM
Thanks. Otherwise, no bonus points on any cards?
Amex Business Gold 4x if you its one of your 2 "select categories"
Chase Ink Preferred 3ppd for $150k/year
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Offline Iz

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Re: Which is the best card to use? *Master Thread*
« Reply #549 on: March 07, 2022, 02:50:41 PM »
Quote from: yungermanchik on March 07, 2022, 02:49:26 PM
Amex Business Gold 4x if you its one of your 2 "select categories"
Chase Ink Preferred 3ppd for $150k/year
Thanks. That's what I was looking for.
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Online davidd75

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Re: Which is the best card to use? *Master Thread*
« Reply #550 on: April 26, 2022, 02:39:41 PM »

what's the best card to use for this Israeli vacation site remember has to be cc with no foreign transaction fees

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