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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 378724 times)

Offline AsherO

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Re: Chase Freedom
« Reply #140 on: January 15, 2012, 10:50:51 PM »
And? What could it hurt to append that to the offer?

Did you see what part of his post I was responding to (bolded in my quote)?

Offline AJK

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Re: Chase Freedom
« Reply #141 on: January 15, 2012, 10:51:57 PM »
I must have misinterpreted.
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Offline Jkhein

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Re: Chase Freedom
« Reply #142 on: January 21, 2012, 05:25:36 PM »
Want to sign up for this card soon, Wondering why they call it $200 cashback rather than 20000 bonus points, like they do by the Sapphire, Ink etc. Is something different here?
And anyone recently SM'd to match to 30k?

Offline AsherO

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Re: Chase Freedom
« Reply #143 on: January 21, 2012, 06:33:48 PM »
Want to sign up for this card soon, Wondering why they call it $200 cashback rather than 20000 bonus points, like they do by the Sapphire, Ink etc. Is something different here?

It's officially (or at least once was) a cashback card, but they give you UR points that you can convert to miles by transferring the points to an account (yours or someone elses) that can transfer to miles.

Offline Dan

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Re: Chase Freedom
« Reply #144 on: January 21, 2012, 07:46:58 PM »
30K match via SM still works.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline michael

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Re: Chase Freedom
« Reply #145 on: January 21, 2012, 11:31:30 PM »
amazon payments is not ecluded ;D
Is this really true? Does money sent via Amazon Payments earn the extra points?

Offline joeb1

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Re: Chase Freedom
« Reply #146 on: January 21, 2012, 11:39:33 PM »
yah

Offline Saver2000

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Re: Chase Freedom
« Reply #147 on: January 21, 2012, 11:51:40 PM »
yah

Your statement printed already?

Offline joeb1

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Re: Chase Freedom
« Reply #148 on: January 21, 2012, 11:58:57 PM »
nope but confirmed with SM in writing so......

Offline Steven

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Re: Chase Freedom
« Reply #149 on: January 22, 2012, 12:22:50 AM »
nope but confirmed with SM in writing so......
so for every amazon payment of $1000 we should be getting 5050 points? (or break it up into a buncha payments and get the 10 points per transaction ;D)

Offline sky121

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Re: Chase Freedom
« Reply #150 on: January 22, 2012, 12:27:12 AM »
so for every amazon payment of $1000 we should be getting 5050 points? (or break it up into a buncha payments and get the 10 points per transaction ;D)

Isn't the 5% only up to a certain amount?
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Offline Steven

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Re: Chase Freedom
« Reply #151 on: January 22, 2012, 12:30:15 AM »
Isn't the 5% only up to a certain amount?
yeh, $1500 per quarter I believe. thats 15k points. basically you can send 1 amazon payment per months. anyone wanna confirm my calculations?

Offline Saver2000

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Re: Chase Freedom
« Reply #152 on: January 22, 2012, 12:48:51 AM »
yeh, $1500 per quarter I believe. thats 15k points. basically you can send 1 amazon payment per months. anyone wanna confirm my calculations?

so for every amazon payment of $1000 we should be getting 5050 points? (or break it up into a buncha payments and get the 10 points per transaction ;D)

Don't get too excited. Its been said on here many times that AP does not count as Amazon regarding the bonus points. 

Offline Steven

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Re: Chase Freedom
« Reply #153 on: January 22, 2012, 12:51:26 AM »
Don't get too excited. Its been said on here many times that AP does not count as Amazon regarding the bonus points.
seems like some1 has a confirmation
nope but confirmed with SM in writing so......

Offline bubbles

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Chase Freedom
« Reply #154 on: January 22, 2012, 12:52:27 AM »
yeh, $1500 per quarter I believe. thats 15k points. basically you can send 1 amazon payment per months. anyone wanna confirm my calculations?

I'm not following. If it's $1500 then 1500 X 5 = 7500 where are you getting 15000 points from?

Plus as saver said unless you yourself get it in writing I wouldn't count on getting it (though might be good for some good will credit?)

Offline Steven

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Re: Chase Freedom
« Reply #155 on: January 22, 2012, 01:02:40 AM »
I'm not following. If it's $1500 then 1500 X 5 = 7500 where are you getting 15000 points from?

thanks for the correction. I am off with my calculations (just got my freedom yesterday :))
I thought you can make up to $1500 in cash back per quarter.
Plus as saver said unless you yourself get it in writing I wouldn't count on getting it (though might be good for some good will credit?)
I will def shoot off an sm before I start sending money via AP. It does seem like an easy way to cash in on the 5% bonus

Offline Saver2000

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Re: Chase Freedom
« Reply #156 on: January 22, 2012, 01:11:15 AM »
.I will def shoot off an sm before I start sending money via AP. It does seem like an easy way to cash in on the 5% bonus

I guess I wasn't clear the first time. SM's don't mean much. Don't work to hard based on an sm.

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Chase Freedom
« Reply #157 on: January 22, 2012, 01:14:23 AM »
I guess I wasn't clear the first time. SM's don't mean much. Don't work to hard based on an sm.

I'm not sure about that. I think if you have it in writing they will manually give you (at least some of) the points. They seem to be pretty good with that. And if they have to manually add it it will work in you favor because then you can still spend the full $1500 on something legit and get the 5X back

Offline Saver2000

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Re: Chase Freedom
« Reply #158 on: January 22, 2012, 01:30:10 AM »
I'm not sure about that. I think if you have it in writing they will manually give you (at least some of) the points. They seem to be pretty good with that. And if they have to manually add it it will work in you favor because then you can still spend the full $1500 on something legit and get the 5X back

You have a point.  But if you do 1500 x $1 transactions,  I doubt they will give you everything you are owed. -( 1500 + 15000 + 150)

Offline AsherO

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Re: Chase Freedom
« Reply #159 on: January 22, 2012, 02:37:02 AM »
You have a point.  But if you do 1500 x $1 transactions,  I doubt they will give you everything you are owed. -( 1500 + 15000 + 150)

He can just do $1k and $500 via SM.