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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 379921 times)

Offline myi

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Re: Chase Freedom Master Thread
« Reply #2720 on: October 05, 2019, 11:36:25 PM »
any other way besides for upgrading I am short 300 points to book a Southwest flight
Spend on your card 300$.
Don't try to be someone else , be who you are because everyone else is taken.

Online greatdeals

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Re: Chase Freedom Master Thread
« Reply #2721 on: October 06, 2019, 09:08:33 AM »
I no longer have the card otherwise I would have

Offline EliJelly

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Re: Chase Freedom Master Thread
« Reply #2722 on: October 28, 2019, 07:46:01 PM »
I was searching this topic with no success. Now with the 5% on paypal, how about funding to my own/spouse  account the entire $1500, plus the $43.80 fee and getting the 7500 points in one single shot, which i value them at at least 1.5, anyone done that?

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2723 on: October 28, 2019, 08:16:03 PM »
I was searching this topic with no success. Now with the 5% on paypal, how about funding to my own/spouse  account the entire $1500, plus the $43.80 fee and getting the 7500 points in one single shot, which i value them at at least 1.5, anyone done that?
go ahead

Offline haltkup

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Re: Chase Freedom Master Thread
« Reply #2724 on: January 22, 2020, 08:17:10 PM »
NEW benefit 5% on Lyft rides till March 2022

Offline coffeebean

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Re: Chase Freedom Master Thread
« Reply #2725 on: February 23, 2020, 08:29:38 AM »
Apparently if you downgrade from a CSP there are no foreign transaction fees pretty cool
I try to sound as intelligent as possible.

Offline a good yeshiva bachur

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Re: Chase Freedom Master Thread
« Reply #2726 on: February 23, 2020, 08:56:14 AM »
Apparently if you downgrade from a CSP there are no foreign transaction fees pretty cool
only the first month or so, not that much longer...

Offline grodnoking

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Re: Chase Freedom Master Thread
« Reply #2727 on: April 01, 2020, 03:22:47 PM »
5% in grocery starts today.
I'm not who you think I am.

Offline coffeebean

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Re: Chase Freedom Master Thread
« Reply #2728 on: April 01, 2020, 11:27:30 PM »
Perfect timing
I try to sound as intelligent as possible.

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2729 on: May 03, 2020, 08:12:42 PM »
what does a pre-selected offer code help? does it give you a better chance of getting approved ?

and is it possible to use it with a referral?

eta: its a general question and its just that i got the freedom offer. if there is a better thread please point it out

Online Joel

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Re: Chase Freedom Master Thread
« Reply #2730 on: May 03, 2020, 08:16:37 PM »
what does a pre-selected offer code help? does it give you a better chance of getting approved ?

and is it possible to use it with a referral?

eta: its a general question and its just that i got the freedom offer. if there is a better thread please point it out
Freedom is a easy card to be approved. Dont need any pre approval for this card.
No.

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2731 on: May 03, 2020, 09:46:45 PM »
Freedom is a easy card to be approved. Dont need any pre approval for this card.
No.
so aside from advertising there is no reason they send the pre selected offer mail?

Online Joel

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Re: Chase Freedom Master Thread
« Reply #2732 on: May 03, 2020, 09:58:15 PM »
so aside from advertising there is no reason they send the pre selected offer mail?
Yup

Offline myi

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Re: Chase Freedom Master Thread
« Reply #2733 on: May 04, 2020, 12:37:49 PM »
Freedom is a easy card to be approved. Dont need any pre approval for this card.
No.
But a pain to try to get for someone who never owned a cc or built a credit from being on someone else's credit card accounts.
Don't try to be someone else , be who you are because everyone else is taken.

Offline myi

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Re: Chase Freedom Master Thread
« Reply #2734 on: June 18, 2020, 07:10:11 PM »
Earn 5% cash back from Chase on up to $1,500 in combined purchases from July 1 - September 30, 2020 at Amazon.com and Whole Foods Market.

 It's open for enrollment.
Don't try to be someone else , be who you are because everyone else is taken.

Offline shragie1212

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Re: Chase Freedom Master Thread
« Reply #2735 on: July 15, 2020, 11:02:30 PM »
Am I able to upgrade my freedom to a sapphire preferred and than a few days later upgrade to the reserve, or do I have to wait 12 months before I can upgrade again?

Offline Samb

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Re: Chase Freedom Master Thread
« Reply #2736 on: July 20, 2020, 01:01:23 PM »
Am I able to upgrade my freedom to a sapphire preferred and than a few days later upgrade to the reserve, or do I have to wait 12 months before I can upgrade again?

The reason Chase doesn't allow upgrades is because of the card act forbids the following "Credit card issuers generally cannot raise interest rates, or any fees, during the first year an account is
open, except when a variable rate changes, a promotional rate ends or a required minimum payment is
more than 60 days late." As you see its only an issue the first year. Once your past the first year you can upgrade free to whichever product you want or even downgrade and upgrade again

Offline yitzyul

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Re: Chase Freedom Master Thread
« Reply #2737 on: July 29, 2020, 09:54:59 AM »
Dunno if this is new or been out there, chase freedom new signup bonus includes 5% on groceries for the a year up to 12K

Offline noobie

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Re: Chase Freedom Master Thread
« Reply #2738 on: August 10, 2020, 12:43:02 PM »
Would I get 5% from a grocery in Israel, or is it only US?
If yes, would it make sense to do? (get 2% out of it because of 3% forex) or is my math off?

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2739 on: September 06, 2020, 10:47:36 AM »
tried applying for the freedom today and after hitting submit a message poped-up for a second ( too fast to read but something about verifying) and then it just stayed at the form page and would not go through.

anybody applied lately?
cross post

anybody manged to apply/get approved recently?