Topic Wiki

Click Here to get more details on this card and compare to other cards!



5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 324730 times)

Offline Joel2

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2018
  • Posts: 2389
  • Total likes: 310
  • DansDeals.com Hat Tips 37
    • View Profile
  • Location: NYC
  • Programs: Hilton Diamond, Wyndham Diamond, Hyatt Explorist, Marriott Gold, IHG Platinum, National EE, Hertz PC
Re: Chase Freedom Master Thread
« Reply #2730 on: May 03, 2020, 08:16:37 PM »
what does a pre-selected offer code help? does it give you a better chance of getting approved ?

and is it possible to use it with a referral?

eta: its a general question and its just that i got the freedom offer. if there is a better thread please point it out
Freedom is a easy card to be approved. Dont need any pre approval for this card.
No.

Offline justmeha

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Feb 2019
  • Posts: 692
  • Total likes: 69
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Freedom Master Thread
« Reply #2731 on: May 03, 2020, 09:46:45 PM »
Freedom is a easy card to be approved. Dont need any pre approval for this card.
No.
so aside from advertising there is no reason they send the pre selected offer mail?
instead of writing "+1" and clogging up the thread give a like!

Offline Joel2

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2018
  • Posts: 2389
  • Total likes: 310
  • DansDeals.com Hat Tips 37
    • View Profile
  • Location: NYC
  • Programs: Hilton Diamond, Wyndham Diamond, Hyatt Explorist, Marriott Gold, IHG Platinum, National EE, Hertz PC
Re: Chase Freedom Master Thread
« Reply #2732 on: May 03, 2020, 09:58:15 PM »
so aside from advertising there is no reason they send the pre selected offer mail?
Yup

Online myi

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Feb 2015
  • Posts: 18837
  • Total likes: 1256
  • DansDeals.com Hat Tips 298
  • Gender: Male
    • View Profile
  • Location: InMyPants! 🙈
  • Programs: 2Many2List!
Re: Chase Freedom Master Thread
« Reply #2733 on: May 04, 2020, 12:37:49 PM »
Freedom is a easy card to be approved. Dont need any pre approval for this card.
No.
But a pain to try to get for someone who never owned a cc or built a credit from being on someone else's credit card accounts.
Don't try to be someone else , be who you are because everyone else is taken.

Online myi

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Feb 2015
  • Posts: 18837
  • Total likes: 1256
  • DansDeals.com Hat Tips 298
  • Gender: Male
    • View Profile
  • Location: InMyPants! 🙈
  • Programs: 2Many2List!
Re: Chase Freedom Master Thread
« Reply #2734 on: June 18, 2020, 07:10:11 PM »
Earn 5% cash back from Chase on up to $1,500 in combined purchases from July 1 - September 30, 2020 at Amazon.com and Whole Foods Market.

 It's open for enrollment.
Don't try to be someone else , be who you are because everyone else is taken.

Offline shragie1212

  • Dansdeals Bronze Elite
  • *
  • Join Date: Nov 2019
  • Posts: 33
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: lakewoood
Re: Chase Freedom Master Thread
« Reply #2735 on: July 15, 2020, 11:02:30 PM »
Am I able to upgrade my freedom to a sapphire preferred and than a few days later upgrade to the reserve, or do I have to wait 12 months before I can upgrade again?

Offline Samb

  • Dansdeals Silver Elite
  • **
  • Join Date: Jul 2020
  • Posts: 62
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Chase Freedom Master Thread
« Reply #2736 on: July 20, 2020, 01:01:23 PM »
Am I able to upgrade my freedom to a sapphire preferred and than a few days later upgrade to the reserve, or do I have to wait 12 months before I can upgrade again?

The reason Chase doesn't allow upgrades is because of the card act forbids the following "Credit card issuers generally cannot raise interest rates, or any fees, during the first year an account is
open, except when a variable rate changes, a promotional rate ends or a required minimum payment is
more than 60 days late." As you see its only an issue the first year. Once your past the first year you can upgrade free to whichever product you want or even downgrade and upgrade again

Offline yitzyul

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2011
  • Posts: 2292
  • Total likes: 46
  • DansDeals.com Hat Tips 50
    • View Profile
  • Location: Monsey
Re: Chase Freedom Master Thread
« Reply #2737 on: July 29, 2020, 09:54:59 AM »
Dunno if this is new or been out there, chase freedom new signup bonus includes 5% on groceries for the a year up to 12K

Offline noobie

  • DansDeals Copper Elite
  • *
  • Join Date: Jan 2019
  • Posts: 17
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: Chase Freedom Master Thread
« Reply #2738 on: Yesterday at 12:43:02 PM »
Would I get 5% from a grocery in Israel, or is it only US?
If yes, would it make sense to do? (get 2% out of it because of 3% forex) or is my math off?