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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 379922 times)

Offline moe8555

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Re: Chase Freedom Master Thread
« Reply #2740 on: September 07, 2020, 03:03:02 AM »
Would I get 5% from a grocery in Israel, or is it only US?
If yes, would it make sense to do? (get 2% out of it because of 3% forex) or is my math off?

You would, but the question is if you have better options.  Citi Premier gives 3X no FX fee, plus various free 2% cards with no FX.  And depending on the supermarket chain, there are lots of vouchers/gift cards you can pick up at 3-15% off that would really dwarf a measly 2X/3X.

Offline incendia

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Re: Chase Freedom Master Thread
« Reply #2741 on: September 07, 2020, 05:27:22 PM »
Does Zappos.com get 5x this quarter

Offline Mendel72

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Re: Chase Freedom Master Thread
« Reply #2742 on: September 24, 2020, 02:56:36 PM »
The language of the new categories is "purchases made using Paypal".

Does this mean purchases only, not sending money to family and friends?

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2743 on: September 24, 2020, 05:52:25 PM »
The language of the new categories is "purchases made using Paypal".

Does this mean purchases only, not sending money to family and friends?
IIRC this was always the case...

Offline bmgkollelguy

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Re: Chase Freedom Master Thread
« Reply #2744 on: September 24, 2020, 09:33:47 PM »
I don't know if this was posted yet but if I have a phone breaking could I get a new one with cell phone insurance on the freedom flex?

Offline JuryDuty

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Re: Chase Freedom Master Thread
« Reply #2745 on: September 25, 2020, 03:55:42 PM »
I have extra 5% back this quarter. Just to confirm, will amazon gift cards count?
Jury Duty: A time with nothing to do but chill and write a TR. Kinda like the beach without a view and an ocean breeze.

Offline Joeymc

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Re: Chase Freedom Master Thread
« Reply #2746 on: September 25, 2020, 04:56:15 PM »
I have extra 5% back this quarter. Just to confirm, will amazon gift cards count?
If purchased from amazon.com, yes.
120 characters? Hmm, I wonder what I could write with 64 characters. Boy, it's gonna be hard to use up 15 characters. W-

Offline peace123

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Re: Chase Freedom Master Thread
« Reply #2747 on: September 29, 2020, 01:20:33 AM »
buying amazon e-giftcard with freedom before the end of the month will give me 5 points per dollar on my freedom cards right? Doesn't have to be physical card to trigger the bonus category points?

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2748 on: September 29, 2020, 03:26:05 AM »
buying amazon e-giftcard with freedom before the end of the month will give me 5 points per dollar on my freedom cards right? yes
Doesn't have to be physical card to trigger the bonus category points?corredct
as long as it post in time

Online Mf1

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Re: Chase Freedom Master Thread
« Reply #2749 on: September 29, 2020, 07:38:32 AM »
Is there a way to see how much I've spent towards the freedom bonus category in the quarter ( aside for calculating myself...)?

Offline foseph

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Re: Chase Freedom Master Thread
« Reply #2750 on: September 29, 2020, 04:25:17 PM »
as long as it post in time
Post as in go final or is pending ok?

Offline Dan

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Re: Chase Freedom Master Thread
« Reply #2751 on: September 29, 2020, 04:39:05 PM »
Is there a way to see how much I've spent towards the freedom bonus category in the quarter ( aside for calculating myself...)?
UR portal dashboard.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

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Re: Chase Freedom Master Thread
« Reply #2752 on: September 29, 2020, 04:39:23 PM »
Post as in go final or is pending ok?
Pending OK as long as they batch process it on time.
Should be fine today.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline foseph

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Re: Chase Freedom Master Thread
« Reply #2753 on: September 29, 2020, 04:40:17 PM »
UR portal dashboard.
Don't forget pending also which don't seem include

Online Mf1

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Re: Chase Freedom Master Thread
« Reply #2754 on: September 29, 2020, 10:49:35 PM »

Online Mf1

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Re: Chase Freedom Master Thread
« Reply #2755 on: September 29, 2020, 10:49:53 PM »
Don't forget pending also which don't seem include
thnks

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2756 on: September 29, 2020, 11:34:40 PM »
Pending OK as long as they batch process it on time.
Should be fine today.
meaning, it has to post before the month is up, correct?

Offline Dan

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Re: Chase Freedom Master Thread
« Reply #2757 on: September 29, 2020, 11:42:56 PM »
meaning, it has to post before the month is up, correct?
No
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline justmeha

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Re: Chase Freedom Master Thread
« Reply #2758 on: September 30, 2020, 01:04:55 AM »
No
so what does "batch process" mean? (please excuse my ignorance)

Offline peace123

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Re: Chase Freedom Master Thread
« Reply #2759 on: September 30, 2020, 02:20:01 PM »
If I bug amazon GC today it is too late to get the bonus points right ?