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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 379214 times)

Offline jmail1

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Re: Chase Freedom
« Reply #280 on: March 29, 2012, 05:32:30 PM »
The response from the agent didn't mention anything about it being too long ago, simply that they don't do it.

I responded saying that I could have stomached an answer that it had been too long, but to use the excuse that offers change is contrary to the extremely frequent bump they've dozens (or more) of other cardholders.

"Let me explain, when you apply for a new card, there are
various sign up deals offered to new cardmembers. These
offers change from time to time.

As much as I would like to help you, I regret to inform
you that I am unable to honor your request for the sign up
bonus offer of 30,000 reward points on your account, since
these offers are only available to new applicants. I
apologize for the inconvenience this may cause."
« Last Edit: March 29, 2012, 05:48:21 PM by jmail1 »

Offline meshugener

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Re: Chase Freedom
« Reply #281 on: March 29, 2012, 05:52:56 PM »
SM or via phone call?
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Offline Drago

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Re: Chase Freedom
« Reply #282 on: March 29, 2012, 05:57:56 PM »
Can I have a Chase bank account in my name, and the Freedom in my wife's, and still receive the extra bonus's?

Offline Chaikel

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Re: Chase Freedom
« Reply #283 on: March 29, 2012, 06:27:48 PM »
Can I have a Chase bank account in my name, and the Freedom in my wife's, and still receive the extra bonus's?
Just add her name to your checking account as a joint account
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Offline Drago

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Re: Chase Freedom
« Reply #284 on: March 29, 2012, 06:52:30 PM »
Just add her name to your checking account as a joint account
Will that limit future checking sign up bonuss?

Offline meshugener

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Re: Chase Freedom
« Reply #285 on: March 29, 2012, 06:58:50 PM »
No, if you close the current account 90 days prior to the new account.
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Offline jmail1

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Re: Chase Freedom
« Reply #286 on: March 29, 2012, 10:12:25 PM »

Offline oldguy

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Re: Chase Freedom
« Reply #287 on: March 29, 2012, 11:10:45 PM »
Can I have a Chase bank account in my name, and the Freedom in my wife's, and still receive the extra bonus's?
Just add her name to your checking account as a joint account
or put yourself as a joint account hoder to her CC.

Offline AsherO

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Re: Chase Freedom
« Reply #288 on: March 30, 2012, 12:20:39 AM »
or put yourself as a joint account hoder to her CC.

Chase recently told me that triggers a credit pull (or the joint user being added), in which case you're better off just applying for a new card (or three)...

Offline meshugener

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Re: Chase Freedom
« Reply #289 on: March 30, 2012, 08:41:09 AM »
You are right. That triggers pull. But its not a hard pull, its just a soft inquiry to see if your name and address match etc.
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Offline AsherO

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Re: Chase Freedom
« Reply #290 on: March 30, 2012, 01:48:53 PM »
You are right. That triggers pull. But its not a hard pull, its just a soft inquiry to see if your name and address match etc.

They told me it's a hard pull, to see if the applicant is eligible to be a joint accountholder.

Offline meshugener

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Re: Chase Freedom
« Reply #291 on: March 30, 2012, 02:43:42 PM »
They told me the opposite. So I guess we're in same CSR trap... Maybe they told for another one they're not pulling at all?
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Offline Cbs

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Re: Chase Freedom
« Reply #292 on: April 14, 2012, 02:05:23 PM »
if i just got accepted to the SP visa, about a week and half to 2 weeks ago. what are my chances of getting accepted to the freedom? would you recommend it? (i know its best to wait 30 days but i wanna catch the bonus before it goes)

Offline Drago

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Re: Chase Freedom
« Reply #293 on: April 14, 2012, 05:05:34 PM »
if i just got accepted to the SP visa, about a week and half to 2 weeks ago. what are my chances of getting accepted to the freedom? would you recommend it? (i know its best to wait 30 days but i wanna catch the bonus before it goes)
Go for it, and have good reasons why you want it. Although, all things being equal, if the entire diff is 10k, it's not the biggest deal. That being said, I'll be applying tomorrow. Gotta do an AOR b/f this and the Bold are gone.

Offline compddd

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Re: Chase Freedom
« Reply #294 on: April 14, 2012, 05:11:23 PM »
Is the Bold churnable like the SP? I already got the 50k last year

Offline Drago

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Re: Chase Freedom
« Reply #295 on: April 14, 2012, 05:49:52 PM »
Is the Bold churnable like the SP? I already got the 50k last year
I dont know, I've never had it b/f

Offline meshugener

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Re: Chase Freedom
« Reply #296 on: April 14, 2012, 09:31:55 PM »
I don't know, I've never had it b/f.
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Offline Drago

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Re: Chase Freedom
« Reply #297 on: April 15, 2012, 01:49:59 AM »
I don't know, I've never had it b/f.
jinx

Offline AJK

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Re: Chase Freedom
« Reply #298 on: April 16, 2012, 03:37:41 PM »
Anyone know a grocery chain (preferably in NY/NJ) that sells $500 amex/visa/mastercard gift cards?
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Re: Chase Freedom
« Reply #299 on: April 16, 2012, 03:59:57 PM »
Anyone know a grocery chain (preferably in NY/NJ) that sells $500 amex/visa/mastercard gift cards?

Did u see this
http://www.nypost.com/p/news/business/amex_pulls_nj_gift_cards_EGu2zsmW4wRVzg4QP8ztoM

visa has a site that list locations that sell g.c. --BUT  it is down  now --maybe call them