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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 379215 times)

Offline momo

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Re: Chase Freedom
« Reply #400 on: May 02, 2012, 12:15:07 PM »
you could sell to a miles guy and get more then that

Offline lcyitz

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Chase Freedom
« Reply #401 on: May 02, 2012, 12:20:04 PM »
Sell miles now.Com gives 1.6 I believe ( could be only for chase sapphire)

Offline Fan of Dan

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Re: Chase Freedom
« Reply #402 on: May 02, 2012, 02:55:56 PM »
This is terrible a chase rep confirmed over the phone that I will get 30k for opening my freedom account and now sm is saying that I will only get 20k. SM is being really hard to deal with quoting prior messages etc.

Offline sky121

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Re: Re: Chase Freedom
« Reply #403 on: May 02, 2012, 02:58:42 PM »
This is terrible a chase rep confirmed over the phone that I will get 30k for opening my freedom account and now sm is saying that I will only get 20k. SM is being really hard to deal with quoting prior messages etc.

Keep trying.
"Not all who wander are lost"

Offline Fan of Dan

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Re: Re: Chase Freedom
« Reply #404 on: May 02, 2012, 08:20:47 PM »
Keep trying.
through sm or on the phone?

Offline sky121

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Re: Re: Chase Freedom
« Reply #405 on: May 02, 2012, 08:41:58 PM »
through sm or on the phone?

I'd try with SM saying it was promised to you, you're a good customer..etc etc
"Not all who wander are lost"

Offline smiley face

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Re: Chase Freedom
« Reply #406 on: May 04, 2012, 09:37:31 AM »
Hi
I was wondering how I can go about this....
I am booking 2 tickets to israel and only have the chase freedom card with a cl of $1000 and the tickets are approx $1500.
How do I go about this without ruining my credit utilization score?
Tia

Offline sky121

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Re: Chase Freedom
« Reply #407 on: May 04, 2012, 09:41:24 AM »
Hi
I was wondering how I can go about this....
I am booking 2 tickets to israel and only have the chase freedom card with a cl of $1000 and the tickets are approx $1500.
How do I go about this without ruining my credit utilization score?
Tia

Do you have any other credit cards with Chase?
If you're not a churner or anything you could prepay your credit card and then buy the tickets.
"Not all who wander are lost"

Offline HelpMe

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Re: Chase Freedom
« Reply #408 on: May 04, 2012, 09:43:36 AM »
Do you have any other credit cards with Chase?
If you're not a churner or anything you could prepay your credit card and then buy the tickets.
Does this work with Chase (increase your CL)? Had no luck doing this with the AARP card.
"Elvis Has Left The Building"

Offline smiley face

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Re: Chase Freedom
« Reply #409 on: May 04, 2012, 09:46:20 AM »
Do you have any other credit cards with Chase? No I don't it's my first credit card as soon as build up I will open up more cards.
If you're not a churner or anything you could prepay your credit card and then buy the tickets.
Right now I am not churning but as soon as I can I will

Offline sky121

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Re: Chase Freedom
« Reply #410 on: May 04, 2012, 09:46:50 AM »
Does this work with Chase (increase your CL)? Had no luck doing this with the AARP card.


Does what work? Prepaying?
"Not all who wander are lost"

Offline HelpMe

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Re: Chase Freedom
« Reply #411 on: May 04, 2012, 09:48:33 AM »
Does what work? Prepaying?
Yes. If CL is 1k and you prepay 1k are you sure you will be able to charge 2k? Did not work with the AARP card.
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Offline smiley face

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Re: Chase Freedom
« Reply #412 on: May 04, 2012, 09:50:06 AM »
How does it affect churning cards if I prepay a cc so that I can spend more?

Offline sky121

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Re: Chase Freedom
« Reply #413 on: May 04, 2012, 09:51:50 AM »
Yes. If CL is 1k and you prepay 1k are you sure you will be able to charge 2k? Did not work with the AARP card.

Oh, I never had a problem doing it with other Chase cards. I did a few times a couple years ago.

               You could call and ask beforehand.

       
"Not all who wander are lost"

Offline sky121

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Re: Chase Freedom
« Reply #414 on: May 04, 2012, 09:53:05 AM »
How does it affect churning cards if I prepay a cc so that I can spend more?

It's said that when churning prepaying a card before actually spending on it is a trigger for A/A.

 In my opinion if you are only going to do it once and have not yet begun churning I would say it should be fine.
« Last Edit: May 04, 2012, 10:01:59 AM by sky121 »
"Not all who wander are lost"

Offline Jkhein

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Re: Chase Freedom
« Reply #415 on: May 04, 2012, 09:56:53 AM »
Does not work with Chase IME. Does by Amex.

Offline Jkhein

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Re: Chase Freedom
« Reply #416 on: May 04, 2012, 09:57:51 AM »
If your buying from a TA. Ask him to split up the charges.

Offline Saver2000

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Re: Chase Freedom
« Reply #417 on: May 04, 2012, 10:02:54 AM »
Only some issuers will raise your cl when prepaying. 
See this thread
http://forums.dansdeals.com/index.php?topic=13364.msg174771#msg174771

Offline sky121

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Re: Chase Freedom
« Reply #418 on: May 04, 2012, 10:03:45 AM »
You could try calling Chase and see if they will raise your limit without doing a pull.

          Then pay off most of the charge before the closing date.

                                           
"Not all who wander are lost"

Offline sky121

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Re: Chase Freedom
« Reply #419 on: May 04, 2012, 10:05:19 AM »
Only some issuers will raise your cl when prepaying. 
See this thread
http://forums.dansdeals.com/index.php?topic=13364.msg174771#msg174771

Strange... I know I did in the past.

               Oh well....
     
"Not all who wander are lost"