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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 346328 times)

Offline Dan

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Re: Chase Freedom
« Reply #330 on: April 22, 2012, 02:52:43 PM »
IIRC correctly only the grocery part of target is officially eligible (not sure how they differentiate)
And the grocery part of WM.

They can't.
That was my assumption.
Any other confirmations would be appreciated though.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

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Re: Chase Freedom
« Reply #331 on: April 22, 2012, 02:53:18 PM »
Sams Club isn't considered a grocery, is it?
No, warehouses are excluded.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline SPLP

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Re: Re: Chase Freedom
« Reply #332 on: April 22, 2012, 02:57:12 PM »
They can't.

Why do u say that?---- any advantage for them to be groceries--they both started out as general merchants  and billions in sales a year as none-food stores 

Offline Dan

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Re: Chase Freedom
« Reply #333 on: April 22, 2012, 02:58:07 PM »
Why do u say that?---- any advantage for them to be groceries--they both started out as general merchants  and billions in sales a year as none-food stores 
Huh?
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Offline time

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Re: Chase Freedom
« Reply #334 on: April 22, 2012, 02:59:45 PM »
And the grocery part of WM.
That was my assumption.
Any other confirmations would be appreciated though.
i  spent $75 at target and like i said it appears it was included in the 5%, i don't have the reciept anymore but there is no way more than $25 was groceries

Offline HelpMe

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Re: Chase Freedom
« Reply #335 on: April 22, 2012, 03:06:20 PM »
Any other confirmations would be appreciated though.
You can try this site for merchant codes (VS and MC only).
http://visa.via.infonow.net/locator/usa/supplier/ListLoadAction.do
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Offline 123ablack

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Re: Chase Freedom
« Reply #336 on: April 22, 2012, 03:07:00 PM »
Did anyone recently (past week or so) succeeded to have Chase match the 300 cash back (when applied with Dan's 200 CB link?

I have sent 8 SMs and aces 3 phone calls but no go... :-[


Offline Dan

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Re: Chase Freedom
« Reply #337 on: April 22, 2012, 03:10:47 PM »
Pretty sure MMS made sure those were good and dead.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline bubkiz

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Re: Chase Freedom
« Reply #338 on: April 22, 2012, 03:11:33 PM »
Did anyone recently (past week or so) succeeded to have Chase match the 300 cash back (when applied with Dan's 200 CB link?

I have sent 8 SMs and aces 3 phone calls but no go... :-[
+1
A member did report getting matched to the (short-lived) 35,000 offer. That the inspiration that keeps me trying  :)

Offline Saver2000

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Re: Chase Freedom
« Reply #339 on: April 22, 2012, 03:17:05 PM »
They can't.

I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .

Offline AJK

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Re: Chase Freedom
« Reply #340 on: April 22, 2012, 03:18:53 PM »
I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .

Hmm, indeed.

Care to upload screenshot?
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Chase Freedom
« Reply #341 on: April 22, 2012, 03:22:36 PM »
Was it the same target?

Offline Saver2000

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Re: Chase Freedom
« Reply #342 on: April 22, 2012, 03:23:33 PM »
Hmm, indeed.

Care to upload screenshot?

Ill try soon when I'm at a pc.
I just called discover and they said they don't know why its like that. They said its probably bec target has a few different "listing/category codes".

Btw I'm almost sure both purchases were made at the main checkout counter.

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Re: Chase Freedom
« Reply #343 on: April 22, 2012, 03:23:47 PM »
I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .
Targets in my area are coming up with two different codes:
GROCERY STORES/SUPERMARKETS/BAKERIES -5411
DISCOUNT STORES/WAREHOUSE/WHOLESALE -5310
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Re: Chase Freedom
« Reply #344 on: April 22, 2012, 03:25:19 PM »
Was it the same target?

Yes. Both charges were made at the Howell location.  Both charges are on the same statement.