RE: You're not on autobill pay? That's the first thing I do when I get my new card, enable autobill. No way I'm going to take a chance being late on a CC payment with these APRs
and re:
Nope, and i like to review my statements, the charges etc. since i had fraud on some cards,
That is why personally never have had autopay on anything. Just in case. Plus a lot of people do not know if you change / cancel autopay you have to, in any agreement I have seen (probably a law),
cancel the autopay at least three business days before it is scheduled to be paid, so if you have a payment scheduled on a Monday then you have to cancel if no holidays are involved by Wednesday the week before.