Author Topic: Savings account with no monthly fees  (Read 1181 times)

Offline curly

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Savings account with no monthly fees
« on: December 25, 2017, 10:02:11 AM »
I currently have a savings account with Investors Bank and their service is terrible. Where else, aside from Chase, is a good place to have a savings account, preferably with no month fees or minimums.
I have my other accounts with Chase but dont want the savings account linked.

Thanks

Offline davidrotts63

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Re: Savings account with no monthly fees
« Reply #1 on: December 25, 2017, 10:14:46 AM »
I currently have a savings account with Investors Bank and their service is terrible. Where else, aside from Chase, is a good place to have a savings account, preferably with no month fees or minimums.
I have my other accounts with Chase but dont want the savings account linked.

Thanks
Discover savings
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline miles lover

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Re: Savings account with no monthly fees
« Reply #2 on: December 25, 2017, 10:31:26 AM »
I currently have a savings account with Investors Bank and their service is terrible. Where else, aside from Chase, is a good place to have a savings account, preferably with no month fees or minimums.
I have my other accounts with Chase but dont want the savings account linked.

Thanks
Whatís the downside to having a chase savings ? Whatís the problem if itís linked to your other accounts ?

Offline Iz

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Re: Savings account with no monthly fees
« Reply #3 on: December 25, 2017, 11:15:02 AM »
As far as service, I'm very happy with TD. But IDK the current details about their savings accounts.
If online works for you, Cap One & Discover are worth a look.

Offline noturbizniss

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Re: Savings account with no monthly fees
« Reply #4 on: December 26, 2017, 12:36:15 PM »
Ally online is great too
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Offline US

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Re: Savings account with no monthly fees
« Reply #5 on: December 26, 2017, 03:20:53 PM »
As far as service, I'm very happy with TD.
TD has $300 Min.

Offline PillanSmye

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Re: Savings account with no monthly fees
« Reply #6 on: December 26, 2017, 03:49:32 PM »
Alliant offers good rates, and having a relationship with them makes you eligible for the 3%/2.5% cashback card.

Offline PillanSmye

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Re: Savings account with no monthly fees
« Reply #7 on: December 26, 2017, 03:51:11 PM »
I currently have a savings account with Investors Bank and their service is terrible. Where else, aside from Chase, is a good place to have a savings account, preferably with no month fees or minimums.
I have my other accounts with Chase but dont want the savings account linked.

You're not supposed to do much with savings accounts other than occasional deposits or withdrawls, so the financial institution's service is basically irrelevant.

Offline pashakym

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Offline shapsam

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Re: Savings account with no monthly fees
« Reply #9 on: February 22, 2018, 11:33:22 AM »
Discover savings
For $10k+ balances, Capital One gives 1.5 APY while Discover would be 1.4. Why is Discover better?

Offline lubaby

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Re: Savings account with no monthly fees
« Reply #10 on: February 22, 2018, 12:29:43 PM »
For $10k+ balances, Capital One gives 1.5 APY while Discover would be 1.4. Why is Discover better?
Discover doesn't have any minimum to get that percentage.
Once the game is over, the king and the pawn go back in the same box.

Offline googwallet

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Re: Savings account with no monthly fees
« Reply #11 on: February 27, 2018, 11:59:16 PM »
4.59%

https://www.doctorofcredit.com/consumers-credit-union-5-07-apy-on-up-to-20000-rewards-checking/
Waste of time. Can't believe I even clicked on that link. Too good to be true isn't true. To answer OPs question I'm very happy with Discover savings. The APY has been slowly going up over the last few months. Right now, I believe it's 1.5 without any minimum balance.

Offline tzifanya54

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Re: Savings account with no monthly fees
« Reply #12 on: February 28, 2018, 08:49:58 AM »
Waste of time. Can't believe I even clicked on that link. Too good to be true isn't true. To answer OPs question I'm very happy with Discover savings. The APY has been slowly going up over the last few months. Right now, I believe it's 1.5 without any minimum balance.
The AAII version is actually at 1.55 now.

Offline shapsam

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Re: Savings account with no monthly fees
« Reply #13 on: February 28, 2018, 10:33:50 AM »
Waste of time. Can't believe I even clicked on that link. Too good to be true isn't true. To answer OPs question I'm very happy with Discover savings. The APY has been slowly going up over the last few months. Right now, I believe it's 1.5 without any minimum balance.
Yep, on the application it said 1.4 but after the account was opened it was 1.5

Offline MasterAmex

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Re: Savings account with no monthly fees
« Reply #14 on: February 28, 2018, 12:36:39 PM »
Amex saving account
1.45
no min, no fees and best part, you cant get cash from an ATM thats great for a savings account
https://www.americanexpress.com/personalsavings/home.html?extlink=ps2017=searchbranded-CampID-10705730-REF