saw this on a facebook group, it's not a referral, yes it works i did it
go here
http://bitmo.com/ download the app
Sign up create account
Once logged in click the 3 lines on the top left of the app
Click Enter Promo Code
Enter code FREEPANERA5 for the free $5 reward. you get a panera card, but you can switch it to any card you want
go back to the main screen
Click the little gift card icon on the top right of the screen to claim. If you don't want the panera gift card you can click change and switch it for anything else you want
Then Claim your gift card. It will then show you your gift card on the screen