DansDeals.com Forums
Welcome,
Guest
. Please
login
or
register
.
Did you miss your
activation email
?
1 Hour
1 Day
1 Week
1 Month
Forever
Login with username, password and session length
Home
Help
Search
Login
Register
Like stats
DansDeals.com Forums
»
DansDeals Forum
»
General Discussion
»
debit colector
« previous
next »
Print
Pages: [
1
]
Go Down
Author
Topic: debit colector (Read 1785 times)
bhphotoman
Dansdeals Platinum Elite + Lifetime Gold Elite
Join Date: May 2008
Posts: 842
Total likes: 1
DansDeals.com Hat Tips 0
debit colector
«
on:
July 24, 2011, 05:24:04 PM »
hey all quick question i am in a fight with chase bank and they finally sold my debit now i can pay it of in full (chase lied to me many times and they admited it to me several times so i stopped paying and then try to reach a settlement with chase but the refused to budge) but i have been waiting for them to sell it so i can ask for a hefty discount the debit is 3700 1000 of which it late fee's and other fee's my real debit is about 2700 how much sof a discount should i ask for also what info if any do i need from them in regards to the credit bureaus
much thanks
please help if you can
Logged
elikay
Dansdeals Lifetime Presidential Platinum Elite
Join Date: May 2010
Posts: 5435
Total likes: 38
DansDeals.com Hat Tips 2
Re: debit colector
«
Reply #1 on:
July 24, 2011, 05:37:10 PM »
My guess is that they paid the same pennies on the dollar for the 1000 as the 2700 so I don't think that will make a difference to them, (meaning they bought the whole thing and don't care that 1000 is fees which you dispute).
Logged
bhphotoman
Dansdeals Platinum Elite + Lifetime Gold Elite
Join Date: May 2008
Posts: 842
Total likes: 1
DansDeals.com Hat Tips 0
Re: debit colector
«
Reply #2 on:
July 24, 2011, 05:39:20 PM »
ok but say the paid 30 cents to the dollar which is a very high amount that means it cost them about 510ish? what kind of discount can i ask for and what about all the bad stuff on my credit report
Logged
moish
Dansdeals Lifetime 10K Presidential Platinum Elite
Join Date: May 2008
Posts: 10035
Total likes: 297
DansDeals.com Hat Tips 0
Gender:
Programs: AA LT Plat, Avis, SPG Plat
Re: debit colector
«
Reply #3 on:
July 24, 2011, 06:02:00 PM »
doesnt this type of behavior completely destroy your credit?
Logged
Dan
Administrator
Dansdeals Lifetime 50K Diamond Elite
Join Date: May 2008
Posts: 68917
Total likes: 17294
DansDeals.com Hat Tips 16442
Gender:
Location: CLE
Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: debit colector
«
Reply #4 on:
July 24, 2011, 06:04:15 PM »
Quote from: moish on July 24, 2011, 06:02:00 PM
doesnt this type of behavior completely destroy your credit?
Of course. And all for a measly couple thousand dollars? You can make that up in a couple churns!
Logged
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.
bhphotoman
Dansdeals Platinum Elite + Lifetime Gold Elite
Join Date: May 2008
Posts: 842
Total likes: 1
DansDeals.com Hat Tips 0
Re: debit colector
«
Reply #5 on:
July 24, 2011, 06:08:39 PM »
my credit was destroy threw identity theft as is so for a few thousand it wount make much of a dif since its all being cleaned up now this is the last remaining thing left to deal with i still have all the good cards and stuff with high credit so i am not to worried i just need advice dan any help would be awesome
Logged
Dan
Administrator
Dansdeals Lifetime 50K Diamond Elite
Join Date: May 2008
Posts: 68917
Total likes: 17294
DansDeals.com Hat Tips 16442
Gender:
Location: CLE
Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: debit colector
«
Reply #6 on:
July 24, 2011, 06:10:15 PM »
You're lumping together identity theft with not paying valid bills? Huh?
No idea, I don't involved with this side of the system.
Logged
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.
bhphotoman
Dansdeals Platinum Elite + Lifetime Gold Elite
Join Date: May 2008
Posts: 842
Total likes: 1
DansDeals.com Hat Tips 0
Re: debit colector
«
Reply #7 on:
July 24, 2011, 06:15:57 PM »
no it was a fight with chase bank over about 3k so i figured i would just not pay since it was not valid and now i need help with regards to what kind of discount to ask for and what to do with regards to reporting to the crediting agencys
Logged
Dan
Administrator
Dansdeals Lifetime 50K Diamond Elite
Join Date: May 2008
Posts: 68917
Total likes: 17294
DansDeals.com Hat Tips 16442
Gender:
Location: CLE
Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: debit colector
«
Reply #8 on:
July 24, 2011, 06:18:40 PM »
Others can help you better with that than I, but all I can say is good luck ever getting a new chase card approved after stiffing them!
Logged
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.
bhphotoman
Dansdeals Platinum Elite + Lifetime Gold Elite
Join Date: May 2008
Posts: 842
Total likes: 1
DansDeals.com Hat Tips 0
Re: debit colector
«
Reply #9 on:
July 24, 2011, 06:27:56 PM »
from i read if i settle with them direct it will fix things but i need to neg with the debit collectors and go back to them and say this is what they offer and hope the match it rather then lose so much money
Logged
Print
Pages: [
1
]
Go Up
« previous
next »
DansDeals.com Forums
»
DansDeals Forum
»
General Discussion
»
debit colector