I got stuck with a quantity of these I purchased at Sams club utilizing the AMEX offer, they used to work at Kroger in my area, this time , declined. Since I did not want to hold on to several thousand $ worth, I ended up with using them to purchase metabank visa at Staples, and paying the $6.95 fee again, then used the Visa cards to purchase MO at WMT. A small loss , but I did cash them out.