Author Topic: I Owe Chase $25k from CC  (Read 6506 times)

Offline bluesky

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Re: I Owe Chase $25k from CC
« Reply #75 on: February 05, 2018, 02:59:04 PM »
Anyone know the best non- chase option? 0% period and low BT fee...
BOA is the only card listed on www.cardbenefit.com that shows 0% transfer fee and 0% APR, but it is only for 15 months. Normal 3% after that. (plus 13.24%-24.24% variable APR)

Online avromie7

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Re: I Owe Chase $25k from CC
« Reply #76 on: February 05, 2018, 03:29:05 PM »
Do you own a car that you can take a loan out against? You should be able to get a low rate.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Pesach

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Re: I Owe Chase $25k from CC
« Reply #77 on: February 06, 2018, 12:12:05 AM »
I heard of someone that needed a loan with 0 percent apr intrest etc for 18 months signed up for one of these cards spent it for a electronic buying group and  kept the check instead of paying back the card. has an intrest free loan for 18 months or so. you could do something similar if you find a card that has a balance transfer fee and send the check you recieve to pay back your chase

Offline davidrotts63

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Re: I Owe Chase $25k from CC
« Reply #78 on: February 06, 2018, 12:13:04 AM »
I heard of someone that needed a loan with 0 percent apr intrest etc for 18 months signed up for one of these cards spent it for a electronic buying group and  kept the check instead of paying back the card. has an intrest free loan for 18 months or so. you could do something similar if you find a card that has a balance transfer fee and send the check you recieve to pay back your chase
Has just been discussed
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline David R

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Re: I Owe Chase $25k from CC
« Reply #79 on: March 02, 2018, 12:49:54 PM »
Basically just buy VGCs, MOs, pay off the card with a balance, and now you have an extra month, or can be close to 2 if you time it right, before needing to make a payment. If you get the balance on a card like slate, then you have a year or 18 months of no interest.
Cheapest place or website to buy VGC using a card that has no special categories?

Offline chevron

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Re: I Owe Chase $25k from CC
« Reply #80 on: March 02, 2018, 01:04:05 PM »
I have some balances on some cards I dont use. I agree that paying off CC debt requires determination. I too got in the mess by choosing to travel and not take a paycheck from my business.

You will feel great to get the debt off by hard work and discipline.