Author Topic: Amex shutting down cards for payments with 3rd party checks  (Read 14846 times)

Offline cholent

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #40 on: March 06, 2018, 08:32:05 PM »
Lol.
I was inquiring, not saying that there isn't any.
But I did research it a little, as I do use third party checks, and the reports I saw focused more on 3rd party attached bank accounts, and were wishy washy about the checks.
So an electronic payment from a bank acct not in the card holder's name is a bigger risk than a third party check? Bummer considering that 2/4 of my most recent mailed payments were "lost" or at least never processed
Don't ask stupid questions and you won't get stupid answers

Offline ben89

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #41 on: March 07, 2018, 08:24:12 AM »
How about paying a mortgage with chase with third party checks? What will they do?

Offline ChaimMoskowitz

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #42 on: March 07, 2018, 08:25:48 AM »
How about paying a mortgage with chase with third party checks? What will they do?
A better question is what can they do?
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Offline elimmm

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #43 on: March 07, 2018, 08:42:25 AM »

if the payment goes thru, how do they know if the bank acct is yours or 3rd party


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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #44 on: March 07, 2018, 01:50:34 PM »
if the payment goes thru, how do they know if the bank acct is yours or 3rd party
in a FR they might ask you for proof that you are a signer on the account you're using to pay online

Offline MasterAmex

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #45 on: March 07, 2018, 02:43:34 PM »
in a FR they might ask you for proof that you are a signer on the account you're using to pay online
had that once, wasn't a signer on account so i closed the account

Offline Yehuda25

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #46 on: March 07, 2018, 03:30:58 PM »
How about paying a mortgage with chase with third party checks? What will they do?
forgive you mortgage?  ;D ;D ;D
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Offline Yehuda25

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #47 on: March 07, 2018, 03:31:25 PM »
had that once, wasn't a signer on account so i closed the account
they asked for a statement showing that you were a signer?
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Offline ydf

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #48 on: March 07, 2018, 04:08:43 PM »
Hope its not a stupid question but when referring here to third party checks, does that mean a third party check written out to amex (like from a business check or somepne elses name paying to amex) or its a check written out to a third party not to amex?

Offline Yehuda25

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #49 on: March 07, 2018, 04:37:53 PM »
Hope its not a stupid question but when referring here to third party checks, does that mean a third party check written out to amex (like from a business check or somepne elses name paying to amex) or its a check written out to a third party not to amex?
written to amex
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Offline ChaimMoskowitz

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #50 on: March 07, 2018, 04:43:55 PM »
written to amex
You mail checks to Amex or are you talking about bill pay checks?
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Offline ydf

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #51 on: March 07, 2018, 04:56:57 PM »
written to amex
SO i cant pay from a business account my personal cards? as long they get paid why should they care?

Offline mmgfarb

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #52 on: March 07, 2018, 04:58:35 PM »
SO i cant pay from a business account my personal cards? as long they get paid why should they care?
You can pay your bill with any of your bank accounts that are linked online, the problem is when you send in a check from someone else to pay your bill.
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Offline Marko Rubio

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #53 on: March 07, 2018, 05:01:05 PM »
You can pay your bill with any of your bank accounts that are linked online, the problem is when you send in a check from someone else to pay your bill.
i am always mailing business checks to pay my personal cards and never had any problems before, did things change recently?
Do u have any different idea for a signature?

Offline Yehuda25

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #54 on: March 07, 2018, 05:05:56 PM »
You mail checks to Amex or are you talking about bill pay checks?
Just for a clear DP, Ive been getting the story clearer from the person, seems like him and 2/3 others were having a guy swipe for them and pay amex via check sent out, seems like everything somehow got linked and amex shut all down.
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline ChaimMoskowitz

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #55 on: March 07, 2018, 05:06:52 PM »
Just for a clear DP, Ive been getting the story clearer from the person, seems like him and 2/3 others were having a guy swipe for them and pay amex via check sent out, seems like everything somehow got linked and amex shut all down.
Thanks and that makes sense.
I just found a new supply of forks!

Offline Yehuda25

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #56 on: March 07, 2018, 05:08:41 PM »
Thanks and that makes sense.
can you explain?
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline ChaimMoskowitz

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #57 on: March 07, 2018, 05:15:22 PM »
can you explain?
RAT has been cracking down everywhere these last couple of years. I am guessing it was the person making the payments was the problem. Probably more to his story.
I just found a new supply of forks!

Offline Yehuda25

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #58 on: March 07, 2018, 05:28:11 PM »
RAT has been cracking down everywhere these last couple of years. I am guessing it was the person making the payments was the problem. Probably more to his story.
Now person is saying that to one of the payees, a check was bounced... so seems to be fitting more with what you are saying.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline ChaimMoskowitz

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Re: Amex shutting down cards for payments with 3rd party checks
« Reply #59 on: March 07, 2018, 05:31:58 PM »
Now person is saying that to one of the payees, a check was bounced... so seems to be fitting more with what you are saying.
The pieces of the puzzle come together.  :)
I just found a new supply of forks!