Vital Card

[shapsam]

you only get rewarded if you spend a minimum of $250 a month

That makes it an even bigger scam.

[Aerial Dag]

you only get rewarded if you spend a minimum of $250 a month

Ok spending $250 a month on a 1% card is not much, even for non churners. The only way to really make this card worth it is to recruit other people so that they recruit other people to try to spend money. ie pyramid.


The marketing material on their website is pretty deceptive. They show lots of graphics of interconnected webs, pretending that you're part of a large network. In reality, since one person can only be recruited by a single person, the network looks nothing like that. It goes top down.


Either way, you're obviously incentivized to keep promoting this horrible product so I'm done responding since there is no reason to keep this thread popping up to the top.

[erni]

I'm a newbie in the whole credit card reward system and since no-one on this forum thinks it is a good card, I'll admit defeat. However I think time will tell who is right

[Abey]

I won’t be surprised if this card turns out to be successful....after all most people don’t have damn clue how to use credit cards, and this one looks rewarding if you don’t look to deep.
The rest of us on ddf will just keep on earning points while olem golem pays bank fees 🤣🤣