Thanks so much for all of your help! We'll look through all of these together and hopefully pick an account soon!
So the Citigold account is off the map for us now, as we are recent grads who ate cereal most days and survived due to the benevolence of our parents
But we're starting to work soon, and my employer wants bank account info to deposit paychecks, so I figured there's no time like the present to open an account that will provide the most bang for our buck (Right now I only have a basic checking account that has no fees but provides no benefits either, and it's not an international bank either). I totally forgot to even ask about monthly fees! I'll start researching accounts at Schwab, the Chase premier account, BankDirect and TDBank. Geez, between researching for this as well as retirement plans, 401k, etc (they want me to think about retirement already?) I'm having a bummy summer!
Thanks again for all of your help!