Author Topic: Chase ink cash new bonus (Read 14513 times)

Cappy · « **Reply #40 on:** March 26, 2018, 09:57:07 AM »

Quote from: davidrotts63 on March 26, 2018, 08:58:57 AM

Is this your first Chase business card? Because Chase doesn't add business card to your personal login you'd have to make a new one. You've been away from Chase for too long

Yup. First business card with Chase.

I assume I need to wait for the actual physical card to create the login? Or possible to to do before hand?

jbwan · « **Reply #41 on:** March 26, 2018, 10:05:26 AM »

This is a first. I applied for Ink cash under sole proprietor, and chase held it up under the Patriot Act and said I need to provide proof of business name through IRS records, utility bills or articles of incorporation. I have never had this happen before. Usually just use a random name as the company name and say I sell things online. Should I just be using my own name as the company name? TYVM.

davidrotts63 · « **Reply #42 on:** March 26, 2018, 10:07:44 AM »

Quote from: jbwan on March 26, 2018, 10:05:26 AM

This is a first. I applied for Ink cash under sole proprietor, and chase held it up under the Patriot Act and said I need to provide proof of business name through IRS records, utility bills or articles of incorporation. I have never had this happen before. Usually just use a random name as the company name and say I sell things online. Should I just be using my own name as the company name? TYVM.

You should be using your own name for safety. It seems this has been happening lately, you have to call recon and hope they ignore it. Or if it's the same day reapply with your name.
This isn't your first Chase business card?

ChaimMoskowitz · « **Reply #43 on:** March 26, 2018, 10:09:59 AM »

Quote from: jbwan on March 26, 2018, 10:05:26 AM

This is a first. I applied for Ink cash under sole proprietor, and chase held it up under the Patriot Act and said I need to provide proof of business name through IRS records, utility bills or articles of incorporation. I have never had this happen before. Usually just use a random name as the company name and say I sell things online. Should I just be using my own name as the company name? TYVM.

Why not just give them what they ask for? What's the big deal?

jbwan · « **Reply #44 on:** March 26, 2018, 10:10:55 AM »

I h

Quote from: davidrotts63 on March 26, 2018, 10:07:44 AM

You should be using your own name for safety. It seems this has been happening lately, you have to call recon and hope they ignore it. Or if it's the same day reapply with your name.
This isn't your first Chase business card?

I have another Ink and a few AMEX business cards. I applied for it last night and called the reference number this AM when they told me hold up was Patriot Act. Too late to reapply on my own name with my name as the company or call back and ask to alter app?

jbwan · « **Reply #45 on:** March 26, 2018, 10:11:55 AM »

Quote from: ChaimMoskowitz on March 26, 2018, 10:09:59 AM

Why not just give them what they ask for? What's the big deal?

Because I don't have any of those documents. I sell a few things on ebay, but don't have any official sole proprietorship documents that they want.

davidrotts63 · « **Reply #46 on:** March 26, 2018, 10:18:46 AM »

Quote from: jbwan on March 26, 2018, 10:10:55 AM

I h
I have another Ink and a few AMEX business cards. I applied for it last night and called the reference number this AM when they told me hold up was Patriot Act. Too late to reapply on my own name with my name as the company or call back and ask to alter app?

Call back and ask for a reconsideration only if they mention that you need those docs should you ask them to alter name

bettyblue · « **Reply #47 on:** March 26, 2018, 10:35:09 AM »

Quote from: jbwan on March 26, 2018, 10:10:55 AM

I h
I have another Ink and a few AMEX business cards. I applied for it last night and called the reference number this AM when they told me hold up was Patriot Act. Too late to reapply on my own name with my name as the company or call back and ask to alter app?

I had the same issue with CIP, used my unregistered buisness name, called recon and the rep was able to change the app to my name, no issues

davidrotts63 · « **Reply #48 on:** March 26, 2018, 10:36:26 AM »

Quote from: bettyblue on March 26, 2018, 10:35:09 AM

I had the same issue with CIP, used my unregistered buisness name, called recon and the rep was able to change the app to my name, no issues

YMMV so don't suggest it until they aren't willing to do anything else

bettyblue · « **Reply #49 on:** March 26, 2018, 11:12:05 AM »

Quote from: davidrotts63 on March 26, 2018, 10:36:26 AM

YMMV so don't suggest it until they aren't willing to do anything else

Of course, just a DP

sam2015 · « **Reply #50 on:** March 26, 2018, 11:40:36 AM »

I already have this card using my name as the business name. How would I go about opening up another one without dealing with any documents?

jbwan · « **Reply #51 on:** March 26, 2018, 01:28:14 PM »

Quote from: bettyblue on March 26, 2018, 10:35:09 AM

I had the same issue with CIP, used my unregistered buisness name, called recon and the rep was able to change the app to my name, no issues

I called them and took your advice. They were willing to change to my name and then I was approved.

Dan · « **Reply #52 on:** March 26, 2018, 01:31:15 PM »

Quote from: jbwan on March 26, 2018, 01:28:14 PM

I called them and took your advice. They were willing to change to my name and then I was approved.

Nice!
Share your experience on DD:
https://www.dansdeals.com/points-travel/milespoints/highest-public-offer-ever-earn-50000-point-signup-bonus-awesome-no-annual-fee-chase-ink-cash-card/

Abey · « **Reply #53 on:** March 26, 2018, 01:41:40 PM »

Quote from: Dan on March 26, 2018, 01:31:15 PM

Nice!
Share your experience on DD:
https://www.dansdeals.com/points-travel/milespoints/highest-public-offer-ever-earn-50000-point-signup-bonus-awesome-no-annual-fee-chase-ink-cash-card/

What do you suggest? Applying with name or business name ?

davidrotts63 · « **Reply #54 on:** March 26, 2018, 01:44:27 PM »

Quote from: Abey on March 26, 2018, 01:41:40 PM

What do you suggest? Applying with name or business name ?

As a sole proprietor it is always recommended to use your name as the business name.

jbwan · « **Reply #55 on:** March 26, 2018, 04:13:21 PM »

Quote from: Dan on March 26, 2018, 01:31:15 PM

Nice!
Share your experience on DD:
https://www.dansdeals.com/points-travel/milespoints/highest-public-offer-ever-earn-50000-point-signup-bonus-awesome-no-annual-fee-chase-ink-cash-card/

Just did!

B.D.Da'ehu · « **Reply #56 on:** March 27, 2018, 02:54:38 PM »

Quote from: jbwan on March 26, 2018, 01:28:14 PM

I called them and took your advice. They were willing to change to my name and then I was approved.

Same here. Didn't even have to ask to change it to my name. After i said i file my taxes under my own name and not the business name she put me on hold and came back and said i was approved.

LoLo · « **Reply #57 on:** March 27, 2018, 05:40:34 PM »

Quote from: davidrotts63 on March 26, 2018, 01:44:27 PM

As a sole proprietor it is always recommended to use your name as the business name.

+1. especially with Amex, in case of an FR.

ChaimMoskowitz · « **Reply #58 on:** March 27, 2018, 05:42:17 PM »

Quote from: LoLo on March 27, 2018, 05:40:34 PM

+1. especially with Amex, in case of an FR.

-1000000000000000
You put down the legal name of the business. The problem is when so many are pretending they have a business.

sky121 · « **Reply #59 on:** March 27, 2018, 05:45:28 PM »

Quote from: jbwan on March 26, 2018, 10:05:26 AM

This is a first. I applied for Ink cash under sole proprietor, and chase held it up under the Patriot Act and said I need to provide proof of business name through IRS records, utility bills or articles of incorporation. I have never had this happen before. Usually just use a random name as the company name and say I sell things online. Should I just be using my own name as the company name? TYVM.

When they ask for bus name and it's not a registered official name you give them is that a legal problem? What if someone has a small side business and that's what they call it but it's not registered ?
One they pay taxes on etc.

(An actual business, not a 'made up' one to apply)