So has anyone applied for this card? On paper, it certainly lacks the "WOW" factor, but it does make for an interesting proposition for those of us living abroad that can't use the Chase FU/Amex BBP for everyday spend due to FX fees (and now that Amex SPG is a goner). Plus Qantas is good for El Al, Etihad also has a few interesting uses from TLV, and of course, JAL/FlyingBlue. The only other cards earning >1 point per dollar with no FX fee on unbonused spend are either locked to a specific program (e.g. Virgin Atlantic card, Asia Miles card, United Club card) or have spend thresholds to get the bonus points (e.g. Amex Biz Plat only on >$5K charges, Amex Ameriprise Plat 5K bonus points per $20K spend).