Author Topic: NEW Jewish HealthShare unitedrefuahhs.org  (Read 3244 times)

Offline sam123

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NEW Jewish HealthShare unitedrefuahhs.org
« on: April 20, 2018, 02:55:05 PM »
https://unitedrefuahhs.org

As a Liberty HealthShare member I really hope this one should work out, they hired a former Liberty manager to run it, and they've created a different structure that'll hopefully cover itself, (Liberty is not covered lately fully).

What I mostly love about it is that they allow to have another regular insurance and they'll share in with the deductible, so people can buy an insurance with a large deductible or a catastrophic insurance to be safe in case they can't pay.


Offline yelped

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #1 on: April 21, 2018, 10:38:32 PM »
They put in a lot of work to get this up and running. Was a long time in the planning.

Online Sammy82

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #2 on: April 21, 2018, 10:47:52 PM »
They put in a lot of work to get this up and running. Was a long time in the planning.
Doesn't mean it will work out operate properly but hopefully it will.

Offline tzifanya54

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #3 on: April 21, 2018, 10:49:49 PM »
Doesn't mean it will work out operate properly but hopefully it will.
How does it work? Do they need a minimum amount of people to commit?

Offline Yammer

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #4 on: April 21, 2018, 11:10:56 PM »
Will they allow any pre-existing conditions? My understanding is that liberty mutual considers pregnancy a pre-existing condition

Offline bubbles

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #5 on: April 21, 2018, 11:33:27 PM »
Seems to be a lot more expensive than liberty. Though I guess you will need significantly higher rates to carry a pool consisting mainly of large families with frequent pregnancies who run to the doctor for every sniffle.

Offline sam123

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #6 on: April 21, 2018, 11:50:11 PM »
Seems to be a lot more expensive than liberty. Though I guess you will need significantly higher rates to carry a pool consisting mainly of large families with frequent pregnancies who run to the doctor for every sniffle.
Liberty will have to charge more soon as they can't cover themselves right now.

Also, at United Refuah members will still pay 20% of the first few thousand dollars, to make people think twice before running to the doctor.

And lastly, they told me they're connecting with a large 24/7 Tele Doctor Network, to help people get medical care for much cheaper, when possible.
« Last Edit: April 22, 2018, 12:12:04 AM by sam123 »

Online Moshe123

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #7 on: April 22, 2018, 12:09:30 AM »
Hopefully, this will succeed. We can use new thinking.

Arevim is a great example of original thinking that is a major success. Why am I thinking about them now? Because they didn't charge in ages and I got a notice last week that they will charge and I happen to know the family of orphans.

Offline noturbizniss

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #8 on: April 22, 2018, 02:01:47 AM »
GENERAL LEGAL NOTICE

The following legal notices are the result of discussions by United Refuah HealthShare℠ or other healthcare sharing ministries with various state regulators and are part of an effort to ensure that Sharing Members understand that United Refuah HealthShare℠ is not an insurance company and that it does not guarantee payment of medical costs. The purpose of our healthshare is to facilitate the person to person voluntary sharing of financial gifts between self-pay patients.
United Refuah HealthShare℠ program is not an insurance company nor are any of its programs offered through an insurance company. This program does not guarantee or promise that your medical bills will be paid or assigned to others for payment. Whether anyone chooses to pay your medical bills will be totally voluntary. As such, this program should not be considered as a substitute for an insurance policy. Whether you receive payments for medical expenses and regardless of this program continuing to operate, you will always be liable for any unpaid bills.


...
Nebraska Revised Statute Chapter 44-311
IMPORTANT NOTICE. This organization is not an insurance company, and its product should never be considered insurance. If you join this organization instead of purchasing health insurance, you will be considered uninsured. By the terms of this agreement, whether anyone chooses to assist you with your medical bills as a participant of this organization will be totally voluntary, and neither the organization nor any participant can be compelled by law to contribute toward your medical bills. Regardless of whether you receive payment for medical expenses or whether this organization continues to operate, you are always personally responsible for the payment of your own medical bills. This organization is not regulated by the Nebraska Department of Insurance. You should review this organizationís guidelines carefully to be sure you understand any limitations that may affect your personal medical and financial needs.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline noturbizniss

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #9 on: April 22, 2018, 02:02:21 AM »
Just so that people are aware it is NOT insurance
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Online ExGingi

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #10 on: April 22, 2018, 02:34:56 AM »
Just so that people are aware it is NOT insurance
Correct. But at least it's a Jewish Health Share Ministry.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline yelped

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #11 on: April 22, 2018, 02:40:06 AM »
Correct. But at least it's a Jewish Health Share Ministry.
@ExGingi Would you like to read the through the 200 pages of the T&Cs and give us your expert opinion of the pros and cons, and target market?

(I'm sure you appreciate the homework)  :P

Online Moshe123

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #12 on: April 22, 2018, 06:51:36 AM »
Website looks very thorough. A

Online ExGingi

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #13 on: April 22, 2018, 08:51:35 AM »

(I'm sure you appreciate the homework)  :P
Not sure you would say that if you would see what my junior high school notebooks looked like. Just line after line of homework assignments that I never bothered doing.  :D
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline mgarfin

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #14 on: April 22, 2018, 10:35:37 AM »
Not sure you would say that if you would see what my junior high school notebooks looked like. Just line after line of homework assignments that I never bothered doing.  :D

That was school and this is DDF I hope you understand the difference