Author Topic: What auto insurance do you have?  (Read 1256 times)

Offline zagguru

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What auto insurance do you have?
« on: June 13, 2018, 09:55:59 PM »
I have Geico, but my rates just went up (something about NYS law change that took away certain discounts).

Can anyone recommend an insurance company that they are satisfied with the rates?
When I shopped around 6 months ago, Geico seemed to be the cheapest by far when compared to other companies.

Offline moko

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Re: What auto insurance do you have?
« Reply #1 on: June 13, 2018, 10:15:28 PM »
Geico $640 6months 500/500
04 Avalon
13 Sienna
2 drivers
Boston
Comprehensive on both
500 deductible
50 per day rental (amazing experience several times with Enterprise)
Roadside (worthless)
« Last Edit: June 13, 2018, 10:19:57 PM by moko »

Online yitzgar

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Re: What auto insurance do you have?
« Reply #2 on: June 13, 2018, 10:18:32 PM »
Location makes a big difference also

Offline zagguru

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Re: What auto insurance do you have?
« Reply #3 on: June 13, 2018, 10:32:57 PM »
$1001 6months
Evoque
1 driver
100/300k
1k deductable

Offline hvaces42

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Re: What auto insurance do you have?
« Reply #4 on: June 13, 2018, 10:36:32 PM »
I have Geico, but my rates just went up (something about NYS law change that took away certain discounts).

Can anyone recommend an insurance company that they are satisfied with the rates?
When I shopped around 6 months ago, Geico seemed to be the cheapest by far when compared to other companies.
They told me that they cannot rate based on education anymore. 20% across the board raise. paying ~$665 a month  :o
2011 Chevy Suburban,
2008 Honda Pilot
2017 Honda Accord

Full Coverage on all.
100/300
2 drivers
1k deductible
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Online Iz

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Re: What auto insurance do you have?
« Reply #5 on: June 13, 2018, 10:37:23 PM »
LM in NJ. Every time I look into changing, I find that LM is the lowest.

Offline zagguru

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Re: What auto insurance do you have?
« Reply #6 on: June 13, 2018, 10:37:47 PM »
They told me that they cannot rate based on education anymore. 20% across the board raise. paying ~$665 a month  :o


Mine went up 20% as well...but im really not in the mood to shop around to find better, especially when I dont think there is any better. Pretty upset about that.

Offline hvaces42

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Re: What auto insurance do you have?
« Reply #7 on: June 13, 2018, 10:40:04 PM »
Mine went up 20% as well...but im really not in the mood to shop around to find better, especially when I dont think there is any better. Pretty upset about that.
I got bounced by Allstate after a major accident 12k payout. Geico rate was double what I was paying Allstate. Now its more than 20% raise because the recent accident surcharge goes up as well. Was paying $265 to Allstate.  Also added the new car.
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Offline zagguru

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Re: What auto insurance do you have?
« Reply #8 on: June 13, 2018, 10:42:21 PM »
I got bounced by Allstate after a major accident 12k payout. Geico rate was double what I was paying Allstate. Now its more than 20% raise because the recent accident surcharge goes up as well. Was paying $265 to Allstate.  Also added the new car.

When I went to allstate 6 months and showed them my geico rate, they told me they couldnt come close

Offline mgarfin

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Re: What auto insurance do you have?
« Reply #9 on: June 13, 2018, 11:35:45 PM »
Progressive in Brooklyn. Was cheper then geico

Offline yelped

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Re: What auto insurance do you have?
« Reply #10 on: June 14, 2018, 01:11:27 AM »
LM in NJ. Every time I look into changing, I find that LM is the lowest.
Same here. $180 a month for two cars. Full coverage. 100k/300k. $100 comprehensive deductible. $500 collision deductible, but with $500 in fund, so $0 effective deductible. It stays in the fund if it's not your fault, as well as for any other accidents that year. Accident forgiveness is included as well. Plus car rental, and roadside assistance, towing etc.

Online Ergel

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Re: What auto insurance do you have?
« Reply #11 on: June 14, 2018, 04:50:04 AM »
They told me that they cannot rate based on education anymore. 20% across the board raise. paying ~$665 a month  :o
2011 Chevy Suburban,
2008 Honda Pilot
2017 Honda Accord

Full Coverage on all.
100/300
2 drivers
1k deductible
Can I ask a dumb question. Why do you have three cars for two drivers
Life isn't about checking the boxes. Nobody cares.

Online Ergel

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Re: What auto insurance do you have?
« Reply #12 on: June 14, 2018, 04:51:34 AM »
Crazy part is, even at a $12K payout, you would have been better off not reporting the accident and paying out of pocket
Life isn't about checking the boxes. Nobody cares.

Offline Mordyk

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Re: What auto insurance do you have?
« Reply #13 on: June 14, 2018, 06:46:05 AM »
I have progressive in lakewood. Came out cheaper than geico

Offline hvaces42

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Re: What auto insurance do you have?
« Reply #14 on: June 14, 2018, 07:26:24 AM »
Can I ask a dumb question. Why do you have three cars for two drivers
Can I ask a dumb question, do you work for an insurance company?
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