Author Topic: What auto insurance do you have?  (Read 10700 times)

Offline skyguy918

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Re: What auto insurance do you have?
« Reply #60 on: June 15, 2018, 11:00:10 AM »
Having just gone through a claim against an allstate insured I think you should know that they are extremely stingy when paying out. Every one I spoke to right away said allstate was the worst, including the car rental place and auto body shop. They haggled over every dollar, refusing to replace a broken part with a new one, instead only paying for a used part. Also deducted money from their payment since part of the part that needed to be replaced had preexisting damage, even though the whole part needed to be replaced anyway.
Paying out to their insured and paying out to a claimant are 2 very different things.

Offline mercaz1

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Re: What auto insurance do you have?
« Reply #61 on: June 15, 2018, 11:06:13 AM »
as long as they pay the insured (me) fast I don't care if they haggle with a claimant

Offline skyguy918

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Re: What auto insurance do you have?
« Reply #62 on: June 15, 2018, 11:30:26 AM »
as long as they pay the insured (me) fast I don't care if they haggle with a claimant
+1. If anything, it's probably better for the insured that way. The more they pay out to a claimant the more likely they are to raise your rates.

Offline springles

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Re: What auto insurance do you have?
« Reply #63 on: June 15, 2018, 11:53:30 AM »
Paying out to their insured and paying out to a claimant are 2 very different things.
that was my experience but everyone said that they are difficult to work with no matter what

Offline zagguru

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Re: What auto insurance do you have?
« Reply #64 on: June 17, 2018, 11:02:49 PM »
How many hear have a separate policy from there home insurance to insure wife’s jewelry (i.e. diamond ring).
Was wondering if it made sense.

Offline mgarfin

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Re: What auto insurance do you have?
« Reply #65 on: June 17, 2018, 11:06:20 PM »
How many hear have a separate policy from there home insurance to insure wife’s jewelry (i.e. diamond ring).
Was wondering if it made sense.

We have it added to renters insurance. We had everything appraised and added it on to policy.

Offline zagguru

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Re: What auto insurance do you have?
« Reply #66 on: June 17, 2018, 11:09:43 PM »
We have it added to renters insurance. We had everything appraised and added it on to policy.

I have travelers for my home, but geico which is the policy writer, is telling me it’s better and cheaper to go with a separate policy for jewelry.

Offline gingyguy

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Re: What auto insurance do you have?
« Reply #67 on: June 17, 2018, 11:15:09 PM »
Can insurance companies just get rid of you like that, because they had to pay out?
they can deny you even if they did not pay out anything but others have. i know for sure that allstate does that they call it uninsuarable
May you slide down the banister of happiness & get many splinters of success up your career.

Offline cozmohoot

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Re: What auto insurance do you have?
« Reply #68 on: June 18, 2018, 07:55:00 PM »
Anyone use safeco, subsidiary or liberty mutual? Any feedback...

Offline yelped

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Re: What auto insurance do you have?
« Reply #69 on: June 18, 2018, 09:30:29 PM »
So far I'm very happy with Liberty Mutual.

Offline herb

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Re: What auto insurance do you have?
« Reply #70 on: June 22, 2018, 11:43:35 AM »
big fan of nationwide! i live in lkwd but got it through frum agent in baltimore a few friends suggested and was even cheaper than going through the actual company directly. they helped me with my other policy's as well!

Offline tzifanya54

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Re: What auto insurance do you have?
« Reply #71 on: June 22, 2018, 12:54:35 PM »
big fan of nationwide! i live in lkwd but got it through frum agent in baltimore a few friends suggested and was even cheaper than going through the actual company directly. they helped me with my other policy's as well!
What are you paying?

Offline herb

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Re: What auto insurance do you have?
« Reply #72 on: June 23, 2018, 09:50:09 PM »
What are you paying?
every policy is different taking into account all details but worth checking into

Offline churnbabychurn

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Re: What auto insurance do you have?
« Reply #73 on: June 23, 2018, 10:30:19 PM »
Is there a good website to compare quotes?

Offline tzifanya54

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Re: What auto insurance do you have?
« Reply #74 on: June 24, 2018, 01:36:14 AM »
every policy is different taking into account all details but worth checking into
Obviously each policy will be different.... Just asking for a ballpark figure... Actively comparing quotes now...

Offline Thingywingy

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Re: What auto insurance do you have?
« Reply #75 on: July 30, 2018, 06:57:19 PM »
I have more than one violation on my NJ license. One of them is a cell phone ticket which will turn three years old sometime in August. Does it take another few weeks or months until it is actually off my record?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline ExGingi

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Re: What auto insurance do you have?
« Reply #76 on: July 30, 2018, 07:32:59 PM »
Just to explain
Kids that are away at school can only drive occasionally and arw not required to be listed on policy.
The thing is if you tell the insurance company about the kids in the first place they start asking for lots of documents to prove that the kid is in school. So a common practice is to avoid reporting this in the first place and only dealing with reporting and proving when a claim is filed and it's necessary.

I make it simple. Anyone of my kids that applies for a license uses an address other than my home address. It also helps to marry them off. In addition my vehicle is registered to my business. GEICO was the only one that let me do it without getting a commercial policy. Prior to me finding that out with GEICO I had a Travellers commercial policy.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline yesitsme

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Re: What auto insurance do you have?
« Reply #77 on: August 02, 2018, 12:24:25 PM »
["-"]

Offline ChaimMoskowitz

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Re: What auto insurance do you have?
« Reply #78 on: August 02, 2018, 12:27:49 PM »
disclaimer I didn't read the article
Why not?
I just found a new supply of forks!

Offline ExGingi

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Re: What auto insurance do you have?
« Reply #79 on: August 02, 2018, 12:31:43 PM »
https://nypost.com/2018/07/30/man-legally-changes-gender-to-get-cheaper-car-insurance-report/

disclaimer I didn't read the article
That's an old story that was previously posted somewhere on DDF. Just ask @TimT
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan