Author Topic: 10k MR for adding additional AMEX card  (Read 93460 times)

Offline AJK

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Re: 10k MR for adding additional AMEX card
« Reply #200 on: August 10, 2011, 04:29:55 PM »
So if you can get away w/o a ssn, you can make up any name Etc.?

Theoretically? Probably. (on an additional cardmember, NOT AU)
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Offline AJK

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Re: 10k MR for adding additional AMEX card
« Reply #201 on: August 10, 2011, 04:30:46 PM »
So if one was to give an SSN then when you remove them as an AU it would remove the account from there Credit Report and there Credit status would return to how it was?

Depends on what you mean by the bold...
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Offline BAHayman

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Re: 10k MR for adding additional AMEX card
« Reply #202 on: August 10, 2011, 04:33:36 PM »
Depends on what you mean by the bold...
Score, Number of Accounts, Total Credit, Length of Credit, etc.

I am assuming that if you remove said person as an AU then the AMEX account will just drop off their Credit Report as if it never was there as they were not a "Responsible Party" correct?

Theoretically? Probably. (on an additional cardmember, NOT AU)
I still haven't been able to get a rep who can diffrentiate between an AU and Additional Cardmember. They keep telling me there are only 2 types, Joint Cardholders and Authorized Users which are sometimes called Additional Cardholders...

Offline yaakov s

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Re: 10k MR for adding additional AMEX card
« Reply #203 on: August 10, 2011, 04:57:30 PM »
So the million dollar question is why not add hundreds of people to your Gold cards @ $45 a pop its worth it

Offline yare

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Re: 10k MR for adding additional AMEX card
« Reply #204 on: August 10, 2011, 04:58:36 PM »
Maybe you need to reread what I wrote.

First, if they do not get a SS#, it will not be showing up on your credit report, as they have no way of tying the additional card account to a member's credit without the SS# (or at the very least an address).

Second, see bold above. "May be" means--at least where I come from--that there is a possibility it will affect the credit report. If they report it, it'll show up as a new account. If they don't report it, it won't.

However, in BOTH cases, it will not result in a hard pull.

Clear enough?
heh, maybe you need to go learn about credit reporting.  even if you do not give them the ss# they can still associate it with an account.  as has happened to me in the past.   so, whether or not you give a ss#, you can definitely effect someone else's credit. 

clear enough?

Offline zale

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Re: 10k MR for adding additional AMEX card
« Reply #205 on: August 10, 2011, 05:07:59 PM »
So the million dollar question is why not add hundreds of people to your Gold cards @ $45 a pop its worth it

I believe it's $35 a pop. See here: http://www304.americanexpress.com/getthecard/learn-about/Premier-Rewards-Gold

Offline yaakov s

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Re: 10k MR for adding additional AMEX card
« Reply #206 on: August 10, 2011, 05:11:00 PM »
I believe it's $35 a pop. See here: http://www304.americanexpress.com/getthecard/learn-about/Premier-Rewards-Gold
Is it max 5 ? Didn't see it clearly here however on FT it says so

Offline MnM1130

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Re: 10k MR for adding additional AMEX card
« Reply #207 on: August 10, 2011, 05:17:55 PM »
on the blue card the most au's allowed is 99 at no charge- go have fun!

Offline randomtask

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Re: 10k MR for adding additional AMEX card
« Reply #208 on: August 10, 2011, 05:21:19 PM »
on the blue card the most au's allowed is 99 at no charge- go have fun!

except you cannot apply 5721 to blue cards (unless it's a blue charge card)

side question - has anyone tried (and succeeded) in adding additional cards online and save the hassle of waiting / calling to MR?
« Last Edit: August 10, 2011, 05:33:25 PM by randomtask »

Offline BAHayman

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Re: 10k MR for adding additional AMEX card
« Reply #209 on: August 10, 2011, 05:23:45 PM »
except you cannot apply 5721 to blue cards.

side question - has anyone tried (and succeeded) in adding additional cards online and save the hassle of waiting / calling to MR?

i jsut was able to apply the code to my blue card (its a membership reward card) the lady took a few minutes till she was able to locate the code....
but done!

Offline MnM1130

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Re: 10k MR for adding additional AMEX card
« Reply #210 on: August 10, 2011, 05:36:11 PM »
except you cannot apply 5721 to blue cards (unless it's a blue charge card)

side question - has anyone tried (and succeeded) in adding additional cards online and save the hassle of waiting / calling to MR?
I had no problem... they did it for me and i called back later to see if it was added and they said yes it was i should be receiving those points in 6-8 weeks after my first spend....
its for membership reward cards- not for charge cards...

Offline fdg9

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Re: 10k MR for adding additional AMEX card
« Reply #211 on: August 10, 2011, 05:41:36 PM »
Has anybody been succesful with a business platinum, or any business card for that matter (other than the 1 business gold posted earlier)?

Offline PlatinumGuy

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Re: 10k MR for adding additional AMEX card
« Reply #212 on: August 10, 2011, 05:45:27 PM »
@nM1130 - I was told today I can't do it with my blue card. (I had to cal for a different reason

randomtask - Earlier in this thread it was reported the online AU system is down.
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Offline MnM1130

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Re: 10k MR for adding additional AMEX card
« Reply #213 on: August 10, 2011, 05:49:48 PM »
@nM1130 - I was told today I can't do it with my blue card. (I had to cal for a different reason

randomtask - Earlier in this thread it was reported the online AU system is down.
theres all diff kinds of blue cards...

Offline AJK

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Re: 10k MR for adding additional AMEX card
« Reply #214 on: August 10, 2011, 05:54:41 PM »
heh, maybe you need to go learn about credit reporting.  even if you do not give them the ss# they can still associate it with an account.  as has happened to me in the past.   so, whether or not you give a ss#, you can definitely effect someone else's credit. 

clear enough?

Looks like you need reread what I wrote, again.

Without the SS# *(or at least an address tied to the name)* there cannot be any report activity.

Riddle me this:

How could there be report activity on a name like "John Smith" with no attendant SS# and/or physical address? What are they going to go on... "john Smith?"

Yea, uhu. 
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Offline smurf

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Re: 10k MR for adding additional AMEX card
« Reply #215 on: August 10, 2011, 06:03:18 PM »
Looks like you need reread what I wrote, again.

Without the SS# *(or at least an address tied to the name)* there cannot be any report activity.

Riddle me this:

How could there be report activity on a name like "John Smith" with no attendant SS# and/or physical address? What are they going to go on... "john Smith?"

Yea, uhu.
maybe if theres no address provided then it defaults to the primary cardholders address and if that matches "john smith's'" address it will pop up on the credit report

Offline yaakov s

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Re: 10k MR for adding additional AMEX card
« Reply #216 on: August 10, 2011, 06:11:04 PM »
Im trying to add a 5th cardholder to my PRG card and the MR dept. cant do it . They keep on transferring me to regular CS who tell me that they wont ship the card until I give the SS#. Any way around it.

Offline AJK

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Re: 10k MR for adding additional AMEX card
« Reply #217 on: August 10, 2011, 06:12:07 PM »
maybe if theres no address provided then it defaults to the primary cardholders address and if that matches "john smith's'" address it will pop up on the credit report

Perhaps, but even so, all you'd have to do to avoid that *possibility* would be to give names of people who don't share your address, i.e., siblings, parents, or even willing friends...
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Offline zale

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Re: 10k MR for adding additional AMEX card
« Reply #218 on: August 10, 2011, 06:38:09 PM »
Is it max 5 ? Didn't see it clearly here however on FT it says so

Don't know where the poster on FT got their info from, but on the info page it clearly states:

"Add 5 Cards for no additional annual fee. Pay $35 for each Card after the first 5"

Which means, that you can get more than 5 cards. (you just have to pay)

Offline Mocha

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Re: 10k MR for adding additional AMEX card
« Reply #219 on: August 10, 2011, 06:52:43 PM »
Ya I believe its $35 for up to 5 and then another $35 for another 5..and so on and so forth