Author Topic: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED! (Read 88803 times)

ChaimMoskowitz · « **Reply #260 on:** July 03, 2018, 04:12:48 PM »

Quote from: chilipalmer on July 03, 2018, 03:24:07 PM

Before it was finished, but not before it was started.

Was it started 3-4 years ago?

chilipalmer · « **Reply #261 on:** July 03, 2018, 04:42:30 PM »

Quote from: ChaimMoskowitz on July 03, 2018, 04:12:48 PM

Was it started 3-4 years ago?

At least three:

https://eclaim.kccllc.net/caclaimforms/jga/Docs.aspx

myi · « **Reply #262 on:** July 09, 2018, 12:16:49 PM »

Is it best to pay my chase cc while attaching my td bank info onto my chase account allowing me to choose td bank as the funding source or shall I pay my chase cc on TD website while entering my chase info?( Using the TD bill pay feature?)

TimT · « **Reply #263 on:** July 09, 2018, 12:25:39 PM »

Quote from: myi on July 09, 2018, 12:16:49 PM

Is it best to pay my chase cc while attaching my td bank info onto my chase account allowing me to choose td bank as the funding source or shall I pay my chase cc on TD website while entering my chase info?( Using the TD bill pay feature?)

Why should there be an issue either way ?

myi · « **Reply #264 on:** July 09, 2018, 12:27:28 PM »

Quote from: TimT on July 09, 2018, 12:25:39 PM

Why should there be any issue either way ?

That was my question, trying to avoid excessive cash flow coming into my chase account now depositing checks into my td account, so now wondering what's the best way to pay my bills?

TimT · « **Reply #265 on:** July 09, 2018, 12:31:10 PM »

Aren’t those 2 options the same thing, TD account paying chase cc ?

ar · « **Reply #266 on:** July 09, 2018, 03:29:20 PM »

Just curious:

If chase ever closes my CC and/or my bank accounts with them, do I get to keep my 500K ultimate reward points?

gingyguy · « **Reply #267 on:** July 09, 2018, 03:53:32 PM »

generally speaking you'll have 30 days to cash it out

Yehuda25 · « **Reply #268 on:** July 09, 2018, 04:12:53 PM »

Quote from: gingyguy on July 09, 2018, 03:53:32 PM

generally speaking you'll have 30 days to cash it out

correct.

TravelSER · « **Reply #269 on:** July 09, 2018, 04:14:02 PM »

I got shutdown for having to many additional users.

ExGingi · « **Reply #270 on:** July 09, 2018, 04:16:14 PM »

Quote from: 8418076 on July 09, 2018, 04:14:02 PM

I got shutdown for having to many additional users.

That alone might not be the reason, but combine that with too few DDF posts, and we've got a red flag....

TimT · « **Reply #271 on:** July 09, 2018, 04:19:08 PM »

Quote from: 8418076 on July 09, 2018, 04:14:02 PM

I got shutdown for having to many additional users.

How many & on which card ?

myi · « **Reply #272 on:** July 09, 2018, 04:35:14 PM »

Quote from: TimT on July 09, 2018, 12:31:10 PM

Aren’t those 2 options the same thing, TD account paying chase cc ?

Yes , just one way using my chase account to pay and one way using my td account to pay my chase cc.

davidrotts63 · « **Reply #273 on:** July 09, 2018, 04:50:42 PM »

Quote from: myi on July 09, 2018, 04:35:14 PM

Yes , just one way using my chase account to pay and one way using my td account to pay my chase cc.

I'd say bill pay has more room for a bank to get suspicious of. But seems both are OK.

ChaimMoskowitz · « **Reply #274 on:** July 09, 2018, 05:48:44 PM »

Quote from: TimT on July 09, 2018, 04:19:08 PM

How many & on which card ?

Waiting!

myi · « **Reply #275 on:** July 10, 2018, 01:58:20 AM »

So if it's not chase here's some names of other banks off the top of my head which you can use.

1st Source Bank
Amegy Bank
Apple Bank for Savings
Arvest Bank
Associated Bank
Astoria Bank FS&LA
BancFirst
BancorpSouth Bank
Bangor Savings Bank
Bank of America
Bank of Oklahoma
Bank of the Ozarks
Bank of the West
BankUnited
Banner Bank
BB&T
BBVA Compass
Beneficial Mutual Savings Bank
BMO Harris Bank
Bremer Bank
Cadence Bank
California Bank & Trust
Capital Bank
Capital One Bank
Carter Bank & Trust
Centennial Bank
CenterState
Charter One
Chase / JPMorgan Chase Bank
Chemical Bank
Citibank
Citizens Bank
Citizens Business Bank
City National Bank
Columbia State Bank
Comerica Bank
Commerce Bank
Community Bank
Community Trust Bank
East West Bank
Eastern Bank
Fifth Third Bank
First American Bank
First Bank
First Citizens Bank & Trust
First Commonwealth Bank
First Financial Bank
First Merchants Bank
First Midwest Bank
First National Bank of Pennsylvania
First Niagara Bank
First Republic Bank
First Security Bank
First Tennessee Bank
FirstBank
FirstMerit Bank
Flagstar Bank
Florida Community Bank
Frost National Bank
Fulton Bank
Great Southern Bank
Great Western Bank
Heartland Bank
Heritage Bank
HSBC Bank
Hudson City Savings Bank
Huntington National Bank
Iberia Bank
ING Bank
International Bank of Commerce
Investors Bank (Investors Savings Bank)
Keybank
Lakeland Bank
M&T Bank
MainSource Bank
MB Financial Bank
Mercantile Bank of Michigan
MidFirst Bank
National Bank of Arizona
National Penn Bank
NBT Bank
Nevada State Bank
New York Community Bank
North Community Bank
Northwest Savings Bank
Old National Bank
OneWest Bank
Pacific Western Bank
Park National Bank
People's United Bank
PlainsCapital Bank
PNC Bank
Prosperity Bank
Rabobank
RBC Bank
Regions Bank
Renasant Bank
Rockland Trust Co
S&T Bank
Santander Bank
Simmons First Bank
South State Bank
Sovereign Bank
State Farm Bank
Stratford National Bank & Trust
Sun National Bank
SunTrust Bank
Susquehanna Bank
Synovus Bank
Talmer Bank and Trust
TCF National Bank
TD Bank
The Provident Bank
Tri Counties Bank
Trustco Bank
Trustmark National Bank
U.S. Bank
UMB Bank
Umpqua Bank
Union Bank
Union First Market Bank/Union Bank & Trust
United Bank
United Community Bank
USAA Federal Savings Bank
Valley National Bank
Washington Federal
Webster Bank
Wells Fargo
WesBanco Bank
Whitney Bank
Westamerica Bank
Wintrust Community Bank
Woodforest National Bank
Zions First National Bank

davidrotts63 · « **Reply #276 on:** July 10, 2018, 02:00:57 AM »

Quote from: myi on July 10, 2018, 01:58:20 AM

So if it's not chase here's some names of other banks off the top of my head which you can use.

Can't sleep much?

myi · « **Reply #277 on:** July 10, 2018, 02:04:59 AM »

Quote from: davidrotts63 on July 10, 2018, 02:00:57 AM

Can't sleep much?

Now I could , see ya in the morning.
Was waiting to get that off my head.

TravelSER · « **Reply #278 on:** July 10, 2018, 07:07:14 AM »

Quote from: TimT on July 09, 2018, 04:19:08 PM

How many & on which card ?

What happened is i had 5 additional users on my CSP an when i upgraded it to CSR i did not wana pay the AF fot the AU so i removed them, a few months later after i applied for the ritz card i got approved, but a few days later i saw that my 2 accounts are closed, so i called in and they asked me the AU users are & why i removed them i gave them my explanation, but they claimed that i am creating fake credit bureaus...(Whatever that means) but on the paper they sent me was not stating any think about this just their standard determination letter.

PS.i did not have any massive spending on my cards maybe to little of my CL over 25k.

ChaimMoskowitz · « **Reply #279 on:** July 10, 2018, 08:50:07 AM »

Quote from: 8418076 on July 10, 2018, 07:07:14 AM

What happened is i had 5 additional users on my CSP an when i upgraded it to CSR i did not wana pay the AF fot the AU so i removed them, a few months later after i applied for the ritz card i got approved, but a few days later i saw that my 2 accounts are closed, so i called in and they asked me the AU users are & why i removed them i gave them my explanation, but they claimed that i am creating fake credit bureaus...(Whatever that means) but on the paper they sent me was not stating any think about this just their standard determination letter.

PS.i did not have any massive spending on my cards maybe to little of my CL over 25k.

Were these AU's household members? They are talking about credit piggybacking and that will get your accounts closed in a heartbeat.

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Author Topic: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED! (Read 88803 times)