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Author Topic: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!  (Read 87473 times)

Offline Shmuli11

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #80 on: June 27, 2018, 02:58:32 PM »
Checking/savings yes but with CC they need to give a specific reason.

A specific reason doesn't mean you will understand the reason or that it will make any sense.

Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #81 on: June 27, 2018, 03:00:58 PM »
A specific reason doesn't mean you will understand the reason or that it will make any sense.
Actually it does otherwise take them to arbitration.
I just found a new supply of forks!

Offline Eliyohu

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #82 on: June 27, 2018, 03:05:08 PM »
Has anyone heard of a story of someone who does "regular" all around banking--i.e. uses checkings/savings for ordinary deposits, withdrawals, maybe DD, uses CCs for regular spending--that has had their accounts closed? I have not, though I'm not saying it hasn't happened.
A 25yr old friend who was using chase exclusively for regular banking, no shtick at all got shut down a few months ago after moving a few thousand dollars from his own bank of America account. They never gave him a reason. It was a royal pain to get his money out.

Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #83 on: June 27, 2018, 03:13:37 PM »
A 25yr old friend who was using chase exclusively for regular banking, no shtick at all got shut down a few months ago after moving a few thousand dollars from his own bank of America account. They never gave him a reason. It was a royal pain to get his money out.
They held his money?
I just found a new supply of forks!

Offline ruv

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #84 on: June 27, 2018, 03:19:14 PM »
Is paying business CC with personal chase account or personal CC with business account problematic?

Thank you all.

Offline Eliyohu

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #85 on: June 27, 2018, 03:20:18 PM »
They held his money?
Ye, It took many hours of fighting over the phone and in a branch for them to agree to release the money "in few weeks" after a few more hours and the help of a nice Jewish banker (yes, the one who no longer works at that location, not the one refered to upthread) he got most of the money that day and the rest a few days later..

Offline churnbabychurn

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #86 on: June 27, 2018, 03:33:07 PM »
Why bank with them though???
There is no better online banking system period.

Offline SearchGuy

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #87 on: June 27, 2018, 03:53:40 PM »
There is no better online banking system period.
Tell me why they are better than let say capital one

Offline davidrotts63

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #88 on: June 27, 2018, 03:57:32 PM »
They held his money?
THAT is illegal as well, without a valid reason.
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Offline mmgfarb

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #89 on: June 27, 2018, 05:00:29 PM »
Tell me why they are better than let say capital one
I think Cap 1's online banking is great as well, I really don't see Chase's online interface as a good enough reason to bank with them.
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Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #90 on: June 27, 2018, 05:09:02 PM »
There is no better online banking system period.
I have heard that before. Is there something you can do on Chase that you can't with the other majors?
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Offline yitrap

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #91 on: June 27, 2018, 05:39:53 PM »
There is no better online banking system period.
I actually hate the update they did on my ACH payment page. In general don't find anything major about their website

Offline Sport

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #92 on: June 27, 2018, 05:46:39 PM »
There is no better online banking system period.
Their online banking is in a different league than any other bank I've used. It's not comparable.

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Feelings don't care about your facts

Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #94 on: June 27, 2018, 05:51:43 PM »
Their online banking is in a different league than any other bank I've used. It's not comparable.
Can you give an example?
I just found a new supply of forks!

Offline ChaimMoskowitz

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I just found a new supply of forks!

Offline davidrotts63

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Offline Sport

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #97 on: June 27, 2018, 05:55:43 PM »
Can you give an example?
Besides for their interface being much cleaner while still not sacrificing on options. Try finding a check you deposited 16 months ago on another banking website, fme, was nearly impossible except for with chase.

Online aygart

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #98 on: June 27, 2018, 05:57:18 PM »
Legally it's probably different in that situation.
Trust me, what they do there is intentionally to hold on to the money as long as possible. I went through the procedure at 15 different banks and none were remotely like BOA. The only thing which got anything done was threatening CFPB and state regulators.
Feelings don't care about your facts

Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #99 on: June 27, 2018, 06:00:29 PM »
Besides for their interface being much cleaner while still not sacrificing on options. Try finding a check you deposited 16 months ago on another banking website, fme, was nearly impossible except for with chase.
Just did on US Bank site. Click 18 months in the box and pulled it up. Took seconds. Next?
I just found a new supply of forks!