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Author Topic: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!  (Read 87519 times)

Offline myi

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #120 on: June 27, 2018, 08:14:04 PM »
Haven't had verification code issues with USAA.


Couldn't find Zelle (QP) on the main site, only use it with their app.
*Chase or td has the same.

But the funds availability is great, the ability to temporarily increase ATM limit is great.
 *What type of increase from 1k to 2k?

ATM fee refunds are great.

*Use td for that or capital1

High mobile deposit limits.
*25k at chase

Plain desktop scanner deposit option.
*Great option which I don't know why other banks have?

And I really love the ACH hub (which also helps avoid fees with other banks that have a direct deposit requirement for avoiding fees).
Overall sounds like a very decent bank with a lot of great additives to keep customers happy.
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Offline Yehuda25

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #121 on: June 28, 2018, 02:19:45 AM »
I agree with @SearchGuy dont give them anymore reasons to shut you. With that said many in this latest wave of A/A's were shut down seemingly for no reason.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline thaber

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #122 on: June 28, 2018, 04:08:28 AM »
This is one of the most panicky, hysterical, irrational threads I've ever come across on DDF.

Offline Dan

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #123 on: June 28, 2018, 08:04:06 AM »
This is one of the most panicky, hysterical, irrational threads I've ever come across on DDF.

There was a time that @ilherman was livid that I would leave points by chase instead of transferring them out immediately. But this is up there.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Yehuda25

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #124 on: June 28, 2018, 10:01:26 AM »
This is one of the most panicky, hysterical, irrational threads I've ever come across on DDF.
-1
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #125 on: June 28, 2018, 10:11:31 AM »
-1
Panicking people never realize they are panicking :P
Feelings don't care about your facts

Online TimT

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #126 on: June 28, 2018, 10:16:15 AM »
Panicking people never realize they are panicking :P
One of the most irrational ? The 2 of you have been around since the beginning. Go dig through the archives. Nowhere close

Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #127 on: June 28, 2018, 10:19:44 AM »
One of the most irrational ? The 2 of you have been around since the beginning. Go dig through the archives. Nowhere close
Give us a little taste.
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Offline Yitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #128 on: June 28, 2018, 10:23:25 AM »
I agree with @SearchGuy dont give them anymore reasons to shut you. With that said many in this latest wave of A/A's were shut down seemingly for no reason.
Thanks, I agree with you 100%. The do not even give you a 2nd chance if you have been banking with them for over 30 years.

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Offline rileywiles23

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #130 on: June 28, 2018, 10:35:48 AM »
This is one of the most panicky, hysterical, irrational threads I've ever come across on DDF.
-1 One of the more realistic threads
Life is as good as you make it...

Offline thaber

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #131 on: June 28, 2018, 10:43:19 AM »
How come there was no wells fargo thread with a PSA that they're opening accounts on people's behalf?
All banks have very rigid anti money laundering rules. The ones that didn't got burnt and fined. (see us bank). MS looks a lot like money laundering. So it will get people shut down.
To say that you should close your Chase accounts and switch to capital one, when both the hard and soft product are incomparable, is hysterical.


Offline mmgfarb

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #132 on: June 28, 2018, 11:38:33 AM »
How come there was no wells fargo thread with a PSA that they're opening accounts on people's behalf?
All banks have very rigid anti money laundering rules. The ones that didn't got burnt and fined. (see us bank). MS looks a lot like money laundering. So it will get people shut down.
To say that you should close your Chase accounts and switch to capital one, when both the hard and soft product are incomparable, is hysterical.
That would be true if it were only people who were MSing were getting shut down, that doesn't seem to be the case. Most people here value their chase cards extremely highly and would like to mitigate the risk of AA as much as they can. If that means using a slightly inferior bank (I'm not sure why all of you think that chase is orders of magnitude better than any other) for your actual banking then I think that's a fair tradeoff for most people. By all means though, keep banking with Chase, nobody's going to stop you. Oh, well, Chase might stop you but the rest of us won't.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #133 on: June 28, 2018, 11:46:14 AM »
If this as widespread as some believe why haven't we seen any news reports about it? The MSM would love a story like this.
I just found a new supply of forks!

Offline Yehuda25

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #134 on: June 28, 2018, 11:49:51 AM »
How come there was no wells fargo thread with a PSA that they're opening accounts on people's behalf?
All banks have very rigid anti money laundering rules. The ones that didn't got burnt and fined. (see us bank). MS looks a lot like money laundering. So it will get people shut down.
To say that you should close your Chase accounts and switch to capital one, when both the hard and soft product are incomparable, is hysterical.
I did not MS on this chase for this reason, didnt help apparently.
“To avoid criticism say nothing, do nothing, be nothing.”


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Online aygart

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #135 on: June 28, 2018, 11:50:09 AM »
That would be true if it were only people who were MSing were getting shut down, that doesn't seem to be the case. Most people here value their chase cards extremely highly and would like to mitigate the risk of AA as much as they can. If that means using a slightly inferior bank (I'm not sure why all of you think that chase is orders of magnitude better than any other) for your actual banking then I think that's a fair tradeoff for most people. By all means though, keep banking with Chase, nobody's going to stop you. Oh, well, Chase might stop you but the rest of us won't.

Much is geographical.

In the Lakewood area there are branches for 3 of the major banks. Chase, BOA, WF. I will BLN never be opening an account at BOA. WF does not hold a candle to Chase. I originally did bank at WF (started as Savings Bank of Rockland, then First Fidelity, then First Union, then Wachovia, and finally WF, with maybe some tohers in the middle that I am forgetting) but have at this point moved almost everything to Chase.
Feelings don't care about your facts

Offline ChaimMoskowitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #136 on: June 28, 2018, 11:54:49 AM »
I did not MS on this chase for this reason, didnt help apparently.
Ok you didn't MS but you did something.
There was a time no one ever knew that depositing MO's could get your account closed. This is no different. Just need to figure out what it is.
I just found a new supply of forks!

Offline thaber

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #137 on: June 28, 2018, 12:00:36 PM »
That would be true if it were only people who were MSing were getting shut down, that doesn't seem to be the case. Most people here value their chase cards extremely highly and would like to mitigate the risk of AA as much as they can. If that means using a slightly inferior bank (I'm not sure why all of you think that chase is orders of magnitude better than any other) for your actual banking then I think that's a fair tradeoff for most people. By all means though, keep banking with Chase, nobody's going to stop you. Oh, well, Chase might stop you but the rest of us won't.
I believe, and it's been true in my experience, that it is orders of magnitude better. I've been with all the national banks, and several local banks that specialize in relationships, including one that is used by much of the Hollywood / pro sports elite. They don't hold a candle to chase in terms of what they can do and what they're willing to do.
If this as widespread as some believe why haven't we seen any news reports about it? The MSM would love a story like this.
+1
I did not MS on this chase for this reason, didnt help apparently.
Not accusing anyone of anything, but it wasn't for no reason
Much is geographical.

In the Lakewood area there are branches for 3 of the major banks. Chase, BOA, WF. I will BLN never be opening an account at BOA. WF does not hold a candle to Chase. I originally did bank at WF (started as Savings Bank of Rockland, then First Fidelity, then First Union, then Wachovia, and finally WF, with maybe some tohers in the middle that I am forgetting) but have at this point moved almost everything to Chase.
I would guess much is geographical with the shutdowns as well

Offline puddles

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #138 on: June 28, 2018, 01:00:51 PM »
I believe, and it's been true in my experience, that it is orders of magnitude better. I've been with all the national banks, and several local banks that specialize in relationships, including one that is used by much of the Hollywood / pro sports elite. They don't hold a candle to chase in terms of what they can do and what they're willing to do. +1Not accusing anyone of anything, but it wasn't for no reasonI would guess much is geographical with the shutdowns as well
I would love to know what Chase offers vs. a "Hollywood/Elite" Bank could offer.

Offline Yehuda25

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #139 on: June 28, 2018, 01:31:44 PM »
Ok you didn't MS but you did something.
There was a time no one ever knew that depositing MO's could get your account closed. This is no different. Just need to figure out what it is.
My best guess is 3rd party check payments (meaning 3rd party paying my bill, check made out to chase) from approx 8-12 months ago.
“To avoid criticism say nothing, do nothing, be nothing.”


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