Topic Wiki

New Banks To Choose From. . .

1st Source Bank
 Amegy Bank
 Apple Bank for Savings
 Arvest Bank
 Associated Bank
 Astoria Bank FS&LA
 BancFirst
 BancorpSouth Bank
 Bangor Savings Bank
 Bank of America
 Bank of Oklahoma
 Bank of the Ozarks
 Bank of the West
 BankUnited
 Banner Bank
 BB&T
 BBVA Compass
 Beneficial Mutual Savings Bank
 BMO Harris Bank
 Bremer Bank
 Cadence Bank
 California Bank & Trust
 Capital Bank
 Capital One Bank
 Carter Bank & Trust
 Centennial Bank
 CenterState
 Charter One
 Chase / JPMorgan Chase Bank
 Chemical Bank
 Citibank
 Citizens Bank
 Citizens Business Bank
 City National Bank
 Columbia State Bank
 Comerica Bank
 Commerce Bank
 Community Bank
 Community Trust Bank
 East West Bank
 Eastern Bank
 Fifth Third Bank
 First American Bank
 First Bank
 First Citizens Bank & Trust
 First Commonwealth Bank
 First Financial Bank
 First Merchants Bank
 First Midwest Bank
 First National Bank of Pennsylvania
 First Niagara Bank
 First Republic Bank
 First Security Bank
 First Tennessee Bank
 FirstBank
 FirstMerit Bank
 Flagstar Bank
 Florida Community Bank
Flushing Bank
 Frost National Bank
 Fulton Bank
 Great Southern Bank
 Great Western Bank
 Heartland Bank
 Heritage Bank
 HSBC Bank
 Hudson City Savings Bank
 Huntington National Bank
 Iberia Bank
 ING Bank
 International Bank of Commerce
 Investors Bank (Investors Savings Bank)
 Keybank
 Lakeland Bank
 M&T Bank
 MainSource Bank
 MB Financial Bank
 Mercantile Bank of Michigan
 MidFirst Bank
 National Bank of Arizona
 National Penn Bank
 NBT Bank
 Nevada State Bank
 New York Community Bank
 North Community Bank
 Northwest Savings Bank
 Old National Bank
 OneWest Bank
 Pacific Western Bank
 Park National Bank
 People's United Bank
 PlainsCapital Bank
 PNC Bank
 Prosperity Bank
 Rabobank
 RBC Bank
 Regions Bank
 Renasant Bank
 Rockland Trust Co
 S&T Bank
 Santander Bank
 Simmons First Bank
 South State Bank
 Sovereign Bank
 State Farm Bank
 Stratford National Bank & Trust
 Sun National Bank
 SunTrust Bank
 Susquehanna Bank
 Synovus Bank
 Talmer Bank and Trust
 TCF National Bank
 TD Bank
 The Provident Bank
 Tri Counties Bank
 Trustco Bank
 Trustmark National Bank
 U.S. Bank
 UMB Bank
 Umpqua Bank
 Union Bank
 Union First Market Bank/Union Bank & Trust
 United Bank
 United Community Bank
 USAA Federal Savings Bank
 Valley National Bank
 Washington Federal
 Webster Bank
 Wells Fargo
 WesBanco Bank
 Whitney Bank
 Westamerica Bank
 Wintrust Community Bank
 Woodforest National Bank
 Zions First National Bank

Author Topic: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!  (Read 87439 times)

Offline 12HRS

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 5108
  • Total likes: 575
  • DansDeals.com Hat Tips 6
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #320 on: July 17, 2018, 07:48:03 AM »
My CC were closed, no sign of my checking accounts being closed yet.
I didn't get any letter.
Any way to confirm the exact date of the shutdown so I know how long i have to redeem my points?

Checking accounts get 1 month before closure

Offline justaregularguy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2014
  • Posts: 1482
  • Total likes: 899
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Not Brooklyn
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #321 on: July 17, 2018, 10:20:49 AM »
A fairly simple way to avoid problems with chase regarding buying group checks ( which was explained as suspicious bc the same amount of money coming in is going out pretty quickly etc.) would be to pay cc the old fashion way no? When the bill comes in the mail mail them back a check. It never enters your bank account and why should it?
Did I miss anything aside from everyone saying who gets real mail these days ?
BUMP
I don’t mean to be annoying but I really want to know if this can avoid the worries of chase banking or not....😬
nothings impossible- the word itself says Im possible

Offline chayal101

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Oct 2013
  • Posts: 917
  • Total likes: 137
  • DansDeals.com Hat Tips 2
  • Gender: Female
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #322 on: July 17, 2018, 10:37:14 AM »
BUMP
I don’t mean to be annoying but I really want to know if this can avoid the worries of chase banking or not....
A fairly simple answer to your theory is... It's not that simple!! They are randomly shutting down accounts, and there is no clear-cut connection between all the closures going on...  So you just gotta play it safe any way you can.
Chaya L.

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5776
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #323 on: July 17, 2018, 11:28:34 AM »
A fairly simple way to avoid problems with chase regarding buying group checks ( which was explained as suspicious bc the same amount of money coming in is going out pretty quickly etc.) would be to pay cc the old fashion way no? When the bill comes in the mail mail them back a check. It never enters your bank account and why should it?
Did I miss anything aside from everyone saying who gets real mail these days ?
So a third party check ?
Life is as good as you make it...

Offline justaregularguy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2014
  • Posts: 1482
  • Total likes: 899
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Not Brooklyn
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #324 on: July 17, 2018, 12:11:51 PM »
So a third party check ?
oh is that what it’s called ? So in plain English pls tell me what’s wrong with paying with 3rd party checks ? I’m not challenging you I honestly just don’t know ;D
nothings impossible- the word itself says Im possible

Offline gingyguy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 1434
  • Total likes: 419
  • DansDeals.com Hat Tips 36
  • Gender: Male
    • View Profile
  • Programs: I don't like to brag
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #325 on: July 17, 2018, 12:53:59 PM »
oh is that what it’s called ? So in plain English pls tell me what’s wrong with paying with 3rd party checks ? I’m not challenging you I honestly just don’t know ;D
nothings wrong . chase doesnt like it.
May you slide down the banister of happiness & get many splinters of success up your career.

Offline ExGingi

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Nov 2015
  • Posts: 15618
  • Total likes: 7711
  • DansDeals.com Hat Tips 19
    • View Profile
  • Location: 770
  • Programs: בשורת הגאולה. From Exile to Redemption. GIYF. AAdvantage Executive Platinum®
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #326 on: July 17, 2018, 01:07:03 PM »
nothings wrong . chase doesnt like it.
Chase is not the only financial institution that doesn't like it. It is an AML (anti money laundering) red flag.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #327 on: July 19, 2018, 03:55:46 PM »
Is it bad if Chase shuts down my bank account? Or should I proactively go and shut it first? (They are closing it in a few days anyhow) meaning does it look bad on the check systems or wherever bank accounts are reported.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #328 on: July 19, 2018, 05:16:59 PM »
Anyone know?
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline Tzfas

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2011
  • Posts: 400
  • Total likes: 7
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: New York
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #329 on: July 19, 2018, 05:59:07 PM »
No reason to proactively shut it, you get a letter in the mail and you have about 45 days till it’s closed.
Advice take out all the money before the closing date, iif not they will mail you a check which will take at least another 2 weeks for you to get it.

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #330 on: July 19, 2018, 07:37:19 PM »
No reason to proactively shut it, you get a letter in the mail and you have about 45 days till it’s closed.
Advice take out all the money before the closing date, iif not they will mail you a check which will take at least another 2 weeks for you to get it.
money is being taken out, does it not get reported as a negative on the checksystems?
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline SearchGuy

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 6254
  • Total likes: 205
  • DansDeals.com Hat Tips 103
    • View Profile
  • Location: Brooklyn exodus
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #331 on: July 20, 2018, 10:22:07 AM »
what do you call recent?
I was shut and got reopened b"h, couple of months ago
Same here
Bank account or credit card? Meaning if also bank account
« Last Edit: July 20, 2018, 10:26:13 AM by SearchGuy »

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #332 on: July 20, 2018, 10:27:07 AM »
money is being taken out, does it not get reported as a negative on the checksystems?
does anyone know?? Please advise...
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 6738
  • Total likes: 1097
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #333 on: July 20, 2018, 10:50:04 AM »
does anyone know?? Please advise...
Why not just close it yourself?
I just found a new supply of forks!

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #334 on: July 20, 2018, 10:58:07 AM »
Why not just close it yourself?
I think im going to, reason why not to is that a chase banker told my friend that if he closes it first, (his account is currently being reviewed) chase wont think about reopening.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #335 on: July 20, 2018, 10:58:28 AM »
Though his account reopening chances are much higher that mine.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline runnergirl

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2011
  • Posts: 415
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: Hilton Diamond; Hyatt Diamond; American Airlines Gold;
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #336 on: July 22, 2018, 10:33:17 AM »
My account and cards were all closed exactly a  year ago. Is there a recent update on when you can begin getting approved for chase credit cards? Please share your experiences. Thanks

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 7218
  • Total likes: 978
  • DansDeals.com Hat Tips 26
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #337 on: July 22, 2018, 10:38:06 AM »
My account and cards were all closed exactly a  year ago. Is there a recent update on when you can begin getting approved for chase credit cards? Please share your experiences. Thanks
6-12 months the numbers floating around for APPROVAL, not to not get shut down again.
See this
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 6738
  • Total likes: 1097
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #338 on: July 22, 2018, 10:46:06 AM »
My account and cards were all closed exactly a  year ago. Is there a recent update on when you can begin getting approved for chase credit cards? Please share your experiences. Thanks
Apply and do spend the first day and hope for the best.
I just found a new supply of forks!

Offline avadah

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 2516
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #339 on: July 26, 2018, 10:20:08 AM »
Not directly on topic, if there's a better thread for this maybe someone can point me in that direction.

My wife's freedom card was just shut down due to inactivity. They say they sent a letter. They didn't send an email. Some points were lost and they say it's been closed too long to reopen. Is there anything I can do about it?