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Author Topic: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!  (Read 39204 times)

Offline meilich

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #360 on: November 05, 2018, 04:54:23 PM »
If I applied and got approved for a chase ink card last week. I want to apply for a chase personal card this week. Should I be nervous of getting shut down?

Offline chayal101

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #361 on: November 05, 2018, 05:16:42 PM »
If I applied and got approved for a chase ink card last week. I want to apply for a chase personal card this week. Should I be nervous of getting shut down?
Depends where you're up to with 5/24... I would say go for it! Anything you do with Chase can backfire, but it still may be worth the risk. You're accumulating more points...
Chaya L.

Offline shmielyosef

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #362 on: November 05, 2018, 07:09:43 PM »
If I applied and got approved for a chase ink card last week. I want to apply for a chase personal card this week. Should I be nervous of getting shut down?
I think i remember reading that chase has been shutting down people that have opened accounts with them in as long as 6 months previous. Not sure abt it though

Offline Elikip

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #363 on: December 20, 2018, 10:18:02 PM »
The hammer hits: I got shut down suddenly, no warning. ALL chase cards, including business cards on a different log in. Checking accounts remained open. I was pretty clean with Chase; never sold points, paid off timely and in full throughout, have a relationship with them for 8+ years, normal spend. I recently opened a Marriott, 2nd IHG card, and a British airways card. between June and September. Never engaged in churning (the only card I've closed in the past and have applied for again was SW and this last BA card.) Any insight from survivors out there?
« Last Edit: December 20, 2018, 11:11:26 PM by Elikip »

Offline US

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #364 on: December 20, 2018, 10:58:45 PM »
The hammer hits: I got shut down suddenly, no warning. ALL chase cards, including business cards on a different log in. I was pretty clean with Chase; never sold points, paid off timely and in full throughout, have a relationship with them for 8+ years, normal spend. I recently opened a Marriott, 2nd IHG card, and a British airways card. between June and September. Never engaged in churning (the only card I've closed in the past and have applied for again was SW and this last BA card.) Any insight from survivors out there?
Called them?
Call the number in Wiki see what they say.
Depending in the reason they closed you, you might be lucky and have them reopen.

Offline Elikip

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #365 on: December 20, 2018, 11:10:46 PM »
Called them?
Call the number in Wiki see what they say.
Depending in the reason they closed you, you might be lucky and have them reopen.
I called one of my regular cc lines when I noticed repeated declines for purchase attempts, they told me account is closed and that I'm being transferred to lending dept. which was closed for the day. Where do I potentially run a better chance? In person at  a branch, or calling the number you mentioned tomorrow during biz hours??
« Last Edit: December 20, 2018, 11:20:05 PM by Elikip »

Offline Elikip

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #366 on: December 20, 2018, 11:24:44 PM »
And I'd appreciate a link to the wiki, I'm only seeing list of alternative banks.

Offline good sam

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #367 on: December 21, 2018, 12:36:06 AM »
Pumpt fakert!(Just the opposite)
*punkt
If you don't care why would you comment?
HT: DMYD

Offline Yitz

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #368 on: December 21, 2018, 09:50:22 AM »
I called one of my regular cc lines when I noticed repeated declines for purchase attempts, they told me account is closed and that I'm being transferred to lending dept. which was closed for the day. Where do I potentially run a better chance? In person at  a branch, or calling the number you mentioned tomorrow during biz hours??
FYI that is how I found out Chase shut me down. The branch can not help you. The main branch tells the manager not to mix in.

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Offline Elikip

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #370 on: December 21, 2018, 12:34:31 PM »
Thanks

Offline Elikip

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #371 on: January 08, 2019, 12:35:52 AM »
The hammer hits: I got shut down suddenly, no warning. ALL chase cards, including business cards on a different log in. Checking accounts remained open. I was pretty clean with Chase; never sold points, paid off timely and in full throughout, have a relationship with them for 8+ years, normal spend. I recently opened a Marriott, 2nd IHG card, and a British airways card. between June and September. Never engaged in churning (the only card I've closed in the past and have applied for again was SW and this last BA card.) Any insight from survivors out there?
Update: Chase b"H reopened my accounts after submitting for a  second review and answering a couple of questions.

Offline sillypainter

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #372 on: January 08, 2019, 12:37:56 AM »
Update: Chase b"H reopened my accounts after submitting for a  second review and answering a couple of questions.

Great, B"H. What was their issue with you?

Offline Elikip

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #373 on: January 08, 2019, 12:51:26 AM »
Great, B"H. What was their issue with you?

I unintentionally maxed out one card (was trying to meet spend threshold and didn't consolidate sufficiently to make a large enough credit line available on that card, a family member made a large purchase on the card as well, without prior notification) They also wanted to know why I had so many cards open and why some show mostly dormant activity. I answered all questions honestly, after which the agent referred my account for a second review and it took about 2-3 business days for them to reopen.

Offline bubbles

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #374 on: January 08, 2019, 08:04:36 AM »
Who did you reach out to?