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Author Topic: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!  (Read 26411 times)

Offline Ekay

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #420 on: July 12, 2019, 01:09:14 PM »
I have been banking with chase for quite a few years now. I have a pc account and never did anything suspicious on my account. Just saw this morning that all my cc’s are closed, and after calling my banker, she told me there is a note on my accounts that they will be closed. I have no idea what could have triggered this as I use my cc’s and bank accounts in a normal legit manner. I never missed a payment, wasn’t involved in any funny transactions/ loans. Any clue what this can be? Any advice on how I can get this reinstated?

Offline Ekay

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #421 on: July 16, 2019, 12:18:36 PM »
Update: the reason that may have triggered my shutdown according to a banker that has lots of knowledge in his area is that I paid my credit card from my business account. I was using a personal cc legitimately for my business because I didn’t want to open a new business cc and get a hard pull.

 I think @Dan (after prime day) should do a main post on the DDMS with all the possible reasons chase can shut you down, so we know what to avoid.

Offline db23

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #422 on: July 17, 2019, 10:03:06 AM »
seems like these banks can do what they want when they want with little or no reason.

its funny you can have a great relationship with a bank, do everything in a legit manner and one day you wake up and its over with barley an explanation and no recourse.

Offline CountValentine

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #423 on: July 17, 2019, 10:05:20 AM »
seems like these banks can do what they want when they want with little or no reason.

its funny you can have a great relationship with a bank, do everything in a legit manner and one day you wake up and its over with barley an explanation and no recourse.
Then you have those who abuse the heck out of banks and they do nothing. Go figure.
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Offline ib3

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #424 on: July 17, 2019, 10:06:24 AM »
With all of these Chase closings, should I try to liquidate my Chase points or at least keep them at a minimum? Will I loose all of my points if they decide to close my accounts for no apparent reason?

Offline BP16

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Re: PSA: DO NOT BANK WITH CHASE OR YOUR CREDIT CARDS MAY GET CLOSED!
« Reply #425 on: July 17, 2019, 12:25:16 PM »
With all of these Chase closings, should I try to liquidate my Chase points or at least keep them at a minimum? Will I loose all of my points if they decide to close my accounts for no apparent reason?
No they usually give you 30 days IIRC to remove the points.