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Chase the best - till they close you down
santander best - once they close you down

all others depends on the services you need

« Last edited by yesitsme on May 03, 2020, 02:30:15 AM »

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Author Topic: Pros and Cons of Different Banks  (Read 32508 times)

Offline googwallet

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Re: Pros and Cons of Different Banks
« Reply #20 on: July 01, 2018, 06:50:24 PM »
Chase was great...until they shut down my bank account a few months ago.
I'm pretty happy with BofA and Capital One. I also use Discover for savings.
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Offline aygart

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Re: Pros and Cons of Different Banks
« Reply #21 on: July 01, 2018, 07:56:52 PM »
Quote from: googwallet on July 01, 2018, 06:50:24 PM
Chase was great...until they shut down my bank account a few months ago.
I'm pretty happy with BofA and Capital One. I also use Discover for savings.
Quote from: aygart on June 29, 2018, 12:24:34 AM
A very big drawback of BOA

https://forums.dansdeals.com/index.php?topic=80384.msg1755734#msg1755734

They were the worst of all of the banks I experienced. Cap 1 was a bit of a hassle since it went through a central estate unit but it got done in one shot and only meant a delay of about a week and then needing to go to a branch a second time. Sovereign, Chase, TD, Valley, and some smaller banks all issued checks either to the estate or beneficiary on the spot.
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Offline Alexsei

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Re: Pros and Cons of Different Banks
« Reply #22 on: July 15, 2018, 04:41:41 PM »
What would be to go to FREE checking account for business ?

not too many transactions, no cash deposits needed, mobile deposit a plus, apply online a big PLUS
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Offline davidrotts63

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Re: Pros and Cons of Different Banks
« Reply #23 on: July 15, 2018, 06:27:16 PM »
Quote from: Alexsei on July 15, 2018, 04:41:41 PM
What would be to go to FREE checking account for business ?

not too many transactions, no cash deposits needed, mobile deposit a plus, apply online a big PLUS
I don't know if that exists, rather look for an account with an easily waivable fee.
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Offline gingyguy

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Re: Pros and Cons of Different Banks
« Reply #24 on: July 15, 2018, 07:26:08 PM »
Quote from: Alexsei on July 15, 2018, 04:41:41 PM
What would be to go to FREE checking account for business ?

not too many transactions, no cash deposits needed, mobile deposit a plus, apply online a big PLUS
i have free business checking with santander no minimum... pretty sure it has  mobile deposit(dont have the app) but dont know about apply online
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Offline Alexsei

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Re: Pros and Cons of Different Banks
« Reply #25 on: July 16, 2018, 10:22:58 AM »
Any feedback on NFCU ?
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Offline yelped

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Re: Pros and Cons of Different Banks
« Reply #26 on: July 16, 2018, 10:33:27 AM »
I use them. Would be great if they actually had a location near me.
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Offline Alexsei

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Re: Pros and Cons of Different Banks
« Reply #27 on: July 16, 2018, 10:35:50 AM »
Quote from: yelped on July 16, 2018, 10:33:27 AM
I use them. Would be great if they actually had a location near me.
How can i "become" eligible?

Also, these look like good options
https://www.bofifederalbank.com/business-banking/products-services/basic-business-checking
https://www.fundera.com/business-bank-accounts/checking/azlo (no checks)
https://banknovo.com/faq (waitlist)
« Last Edit: July 16, 2018, 11:21:41 AM by Alexsei »
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Offline yelped

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Re: Pros and Cons of Different Banks
« Reply #28 on: July 16, 2018, 12:13:52 PM »
Quote from: Alexsei on July 16, 2018, 10:35:50 AM
How can i "become" eligible?
Need a close relative in the military.
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Offline ExGingi

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Re: Pros and Cons of Different Banks
« Reply #29 on: July 16, 2018, 12:25:32 PM »
Quote from: Alexsei on July 15, 2018, 04:41:41 PM
What would be to go to FREE checking account for business ?

not too many transactions, no cash deposits needed, mobile deposit a plus, apply online a big PLUS
I have a business account with smallbusinessbank.com (not my only business account). Only bank I found that offered a desktop check scanner option with no monthly fees. You could buy your own scanner, or get one from them for a $400 deposit IIRC.

Their online interface is very outdated (though quite functional for certain things), and the mobile app leaves a lot to be desired, but if you're looking for low volume, no cash, and desktop deposits in a business account without a monthly fee, smallbusinessbank.com might be your answer.
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Offline ludmila

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Re: Pros and Cons of Different Banks
« Reply #30 on: July 16, 2018, 07:20:02 PM »
Quote from: ExGingi on July 16, 2018, 12:25:32 PM
I have a business account with smallbusinessbank.com (not my only business account). Only bank I found that offered a desktop check scanner option with no monthly fees. You could buy your own scanner, or get one from them for a $400 deposit IIRC.

Their online interface is very outdated (though quite functional for certain things), and the mobile app leaves a lot to be desired, but if you're looking for low volume, no cash, and desktop deposits in a business account without a monthly fee, smallbusinessbank.com might be your answer.
Thanks, will look at it.
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Offline yesitsme

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Re: Pros and Cons of Different Banks
« Reply #31 on: November 06, 2018, 09:19:33 AM »
Quote from: yesitsme on June 28, 2018, 02:37:47 PM
Hate
Sovereign Bank (Santander Bank)
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Offline yesitsme

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Re: Pros and Cons of Different Banks
« Reply #32 on: January 01, 2019, 09:30:18 AM »
Quote from: yesitsme on June 28, 2018, 02:37:47 PM
Hate
Sovereign Bank (Santander Bank)
I just get frustrated every time I use them
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Offline davidrotts63

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Re: Pros and Cons of Different Banks
« Reply #33 on: January 01, 2019, 09:32:33 AM »
Love them. So personal.
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Offline yesitsme

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Re: Pros and Cons of Different Banks
« Reply #34 on: January 01, 2019, 09:48:15 AM »
Quote from: davidrotts63 on January 01, 2019, 09:32:33 AM
Love them. So personal.
you also have chase?
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Offline davidrotts63

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Re: Pros and Cons of Different Banks
« Reply #35 on: January 01, 2019, 09:49:16 AM »
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Offline yesitsme

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Re: Pros and Cons of Different Banks
« Reply #36 on: January 01, 2019, 09:58:20 AM »
Quote from: davidrotts63 on January 01, 2019, 09:49:16 AM
Yes.
their UI sucks, their sms commands sucks, if you schedule a payment its hard to see that you have a pending payment, to activate otp online says to call in after calling they tell you go to the branch...

Chase is a breeze
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Offline davidrotts63

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Re: Pros and Cons of Different Banks
« Reply #37 on: January 01, 2019, 10:00:56 AM »
Quote from: yesitsme on January 01, 2019, 09:58:20 AM
their UI sucks, their sms commands sucks, if you schedule a payment its hard to see that you have a pending payment, to activate otp online says to call in after calling they tell you go to the branch...

Chase is a breeze
In that sense I agree. I see them as growing a lot in the future, fix their app, and site and theyll be amazing.
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Offline a good yeshiva bachur

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Re: Pros and Cons of Different Banks
« Reply #38 on: January 01, 2019, 11:39:25 AM »
Quote from: farmbochur on June 28, 2018, 02:15:14 PM
I really like Schwab.
it is true that its owned by a jew? would that be an issue of ribis?


Quote from: yesitsme on January 01, 2019, 09:58:20 AM
their sms commands sucks
i use them and wasnt aware of their commands, all i know is that they send a balance one a week...
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Offline ExGingi

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Re: Pros and Cons of Different Banks
« Reply #39 on: January 01, 2019, 08:06:51 PM »
« Last Edit: January 01, 2019, 08:11:24 PM by ExGingi »
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